Best Mortgage Refinance Companies in Richmond, CA

Homepoint Lending assists Richmond locals in improving their cash flow through refinance loans. It helps homeowners lower their monthly payments, get shorter terms, or get cash from equity through various refinancing loan products. Its team uses an online tool to give clients a chance to compare mortgage rates and choose the best product that suits their financial needs. In addition, the company offers fixed-rate, adjustable-rate, FHA, VA, jumbo, and USDA loans, as well as reverse mortgages.

Orka Investment serves clients across Richmond. It advises homeowners seeking to qualify for a mortgage refinance and has dealt with different types of clients, like small business owners and self-employed individuals. It also provides a range of loan options for those aiming to purchase properties, from FHA and VA programs to fixed-rate and variable-rate mortgages. To help individuals avoid financial risk, the company sets up personal insurance products, which include life, homeowner, and auto coverage.

Juan Velasquez addresses the mortgage concerns of families, individuals, and investors in Richmond. He helps buyers acquire various types of residential properties, such as multi-unit homes, rental apartments, condominiums, and mobile houses with two to five bedrooms and bathrooms. He offers refinancing solutions to reduce clients' payment terms and interest rates. The agent processes VA, FHA, USDA, 203(k), conventional, and home renovation loans. Juan and his team bring over more than two decades of combined industry experience.

Jason Wheeler offers mortgage refinance programs to people in Richmond and nearby areas. He is a mortgage loan officer from C2 Financial Corporation, a mortgage brokerage firm with access to over 100 wholesale lenders. Some of the options he offers are conventional, jumbo, super jumbo, FHA, USDA, and VA loans. He strives to help clients succeed through personal guidance and education. Wheeler has been helping individuals and families with their home purchase and refinance needs since 2003.

Zain Elias assists clients with refinancing needs in Richmond. He develops strategies based on clients' situations to help reduce financial obligations. The agent also conducts consultations through phone calls or in-person meetings and assists with the paperwork. Besides refinancing, conforming, jumbo, government-based, and fixed and adjustable rate mortgage options are also provided. Zain Elias is a mortgage officer at Tam Funding. His mission is to educate people to help them make the right choice for themselves and their families.

Delta Bay Mortgage offers homeowners in the Richmond metro and the surrounding areas various refinancing solutions. It assists homeowners who want to consolidate debt, lower their monthly payments, interest rates, and loan terms, and get cash from equity through refinancing loans. Borrowers with single-family and multi-family homes as well as those who own condos, townhouses, and manufactured homes may avail of their refinancing loans and file their applications online. Delta Bay Mortgage also offers clients home purchase loans.

Greater Bay Capital, Inc., is a full-service mortgage banking firm serving Richmond. It provides loans to clients with interest rates and closing costs tailored to their budgets. Residential loan products span from HARP 2.0 and FHA refinancing to HomePath. Commercial and private money loans are also offered by the company. Principal Terry A. Blete was the expert witness for California State Chartered Banks for Assembly Bill 3469. He has also worked as a financial advisor for a variety of financial organizations, including Citibank and Bank of America.

Matt Tews works with first-time home buyers and refinance clients in Richmond. He is a senior loan advisor with 17 years of experience. He seeks to provide borrowers with peace of mind during the home purchase and refinance process by using his vast expertise in the mortgage industry. He helps people achieve their homeownership dreams by guiding them through the entire process, from applying to closing. Matt is available to answer questions and concerns via text, email, or phone call.

Shane Gallagher is a loan officer with All California Mortgage who serves individuals and families in Richmond and the surrounding areas. He helps clients reduce their interest rates and monthly payments by refinancing their home loans. He also assists with changing the length of clients' mortgages. In addition, he provides cash-out refinancing programs. Other loan products he offers include FHA, VA, and USDA loans. Prior to entering the mortgage industry, Shane Gallagher worked in indirect sales strategies.

Reena Loans & Real Estate serves property buyers and owners in the Richmond metro and surrounding areas. The company offers mortgage refinancing solutions for residential and commercial properties. Other services include residential and commercial loan offerings and property management. It has a wide range of properties for sale in its website listing. Reena Paleja, the company's namesake, is an agent and broker that has over 25 years of residential and 15 years of commercial real estate sales experience.

TMC Financing offers SBA 504 loan programs for clients in Richmond. Its options include SBA refinance, hotel financing, building acquisition, and microloans with 10 to 25-year terms. The firm's refinancing solution provides borrowers access to cash trapped in equity and obtain fixed and below-market interest rates. It also offers a community advantage loan program, which helps business owners purchase equipment and cover their enterprises' expenses. Its brokers have worked with over 6,000 businesses, securing $10 billion in SBA financing.

Craig Heitz is a loan officer who offers refinancing options via NEXA Mortgage to homeowners in Richmond. He helps clients improve their cash flow by getting lower monthly rates and shorter terms or restructuring their debts through refinancing loans. The agent uses an online tool to aid his customers in comparing rates and terms so that they can choose the option that best fits their financial needs. Heitz also offers fixed-rate, adjustable-rate, FHA, conventional VA, and 203K loans.

US Financial Mortgage Lending is a Golden Empire Mortgage brokerage firm that serves Richmond and the surrounding areas. It helps clients refinance existing mortgages in order to lower their existing rates and terms. It also offers cash-out refinance programs. In addition, it provides loan programs such as Fannie Mae, FHA, VA, and USDA loans. Producing Branch Manager Nicole Donn can accommodate clients in English and Spanish. She has served as president of the El Sobrante Chamber of Commerce.