Best Mortgage Refinance Companies in Redding, CA

Only One Home Loans is a mortgage company that serves clients in Redding. Its services are available for individuals considering mortgage refinancing. It helps clients apply for rate-and-term, cash-in mortgage, and cash-out refinancing. It also assists those who want to buy a home or investment property. The company offers programs such as FHA, VA, jumbo, conventional home, and renovation loans. Its senior loan officer, Benji Edwardson, started his career in the mortgage industry in 2004.

US Lending Company is a mortgage lender in Redding. The firm assists homeowners who are considering mortgage refinancing to aid their financial needs. The refinancing options it offers include HARP for underwater homeowners, USDA and FHA streamline programs, and VA cash-out loans. It also works with clients seeking financing for conventional, FHA, USDA, CalHFA, and CalVet loans. US Lending Company utilizes up-to-date technology to make the homeownership process more efficient. It is a division of American Pacific Mortgage Corporation.

Sabrina Schmitt is a production manager and loan consultant with PrimeLending of Redding. She assists homeowners in refinancing current home loans through various products, including USDA, FHA streamline, and VA streamline refinances loans. She also provides home purchase loans, downpayment assistance, and home renovation loans. Sabrina has over 14 years of experience in the industry, starting her career working with escrow and titles. She also served in the Air Force. Her affiliation, PrimeLending, offers loans in 50 states.

Von Mortgage has been serving clients in Redding and the surrounding areas since 2019. The firm's proprietor, Pete Metz, began his own branch after nine years in the lending industry to help simplify the complex financial processes of buying or refinancing homes. He offers a variety of loan programs, which may cover properties like condominiums and single- or multi-family houses. Metz takes the time to understand its clients' unique goals to provide appropriate financing advice.

Matt Brown is the branch manager of Megastar Financial Redding. He helps clients in Redding who wish to adjust loan terms and rates through a refinance program. He assists those who want to refinance their single- or multi-family homes, townhouses, or condominiums. Other programs he offers are FHA, USDA, VA, commercial, and investment loans. Brown guides borrowers through various aspects of the loan application and closing processes. His professional background includes over five years of experience in the finance and business sectors.

Professional Mortgage Associates is a local brokerage that caters to clients in and around Redding. It offers various loan refinancing programs, including FHA, VA, and conventional options. It also provides loans for purchasing or refinancing lands, manufactured homes, and cabins as well as commercial loan options. The brokerage is led by John Killion, who aims to meet clients' specific needs based on their financial history, down payment, income, and desired monthly payments. He helps clients turn adjustable mortgage rates into fixed rates.

Blair Hodgdon is a mortgage loan officer who serves the Redding community. His services are available for individuals who are buying, refinancing, or building their dream homes. He offers government-backed loan programs such as VA, FHA, and USDA. He also helps clients apply for conventional and rehab loans, as well as down payment assistance programs. Hodgdon has been a loan officer for Von Mortgage for over three years. He sits down with each client to educate them about the different loan options available.

Vista Home Loans offers mortgage services throughout Redding and the neighboring areas. The company offers mortgage refinancing services to allow clients to change their loan rates, obtain cash from equity, and reduce interest. It also guides them in handling the refinancing process, including scheduling appraisals, submitting documents, and closing. Its branch manager, Mandy Phillips, served as a MAC Cosmetics employee before pursuing a real estate career in 2012. She uses her real estate experience to understand clients' home moving needs and processes.

Stephanie Hiatt is a loan officer at Omega Mortgage Group who caters to clients in Redding. Hiatt offers a selection of mortgage refinancing solutions, such as FHA, VA, USDA, jumbo, and condo loans. She provides loan programs like Fannie Mae HomeReady and Freddie Mac Home Possible. Additionally, she offers adjustable-rate and fixed-rate mortgages with terms ranging from 15 to 30 years. Omega Mortgage Group extends its services to the residents of Costa Mesa, Santa Rosa, Reno, and Phoenix.

Gold Star Mortgage Financial Group provides services across the Redding community and the surrounding cities. It assists individuals who wish to refinance their existing loans to lower their monthly payments, consolidate their debts, change their rates, and minimize interest. It also guides clients in refinancing their current programs to fixed-rate mortgages, jumbo loans, FHA, and VA. Its team also offers services to individuals and families wanting to apply for loan programs to help purchase homes within their budget.

First Pacific Financial is a mortgage brokerage and real estate company that serves clients in Redding. It offers refinancing solutions and specializes in assisting owners, sellers, buyers, and Realtors of pre-owned and multi-section manufactured and mobile homes that are in a park or on land. Its loan options include fixed, variable, and step rates. First Pacific Financial was established in 2005 by Christy Snow, who has several years of experience in providing access to a wide selection of mobile home financing programs.

Cindy Tomlinson offers a full range of home purchasing and refinancing services for customers in the Redding area. She specializes in handling conventional fixed-rate home loans for borrowers looking to have the same interest rate until completion. As the branch manager of US Lending Company, she leverages her experience to build long-term relationships and consults with clients to identify the right loan that matches their needs. Cindy has been working in the home financing business since 2006.