Best Mortgage Refinance Companies in Palmdale, CA

Southern Oaks Mortgage, based in Valencia, caters to clients throughout Palmdale and the neighboring communities. This brokerage offers mortgage refinancing programs to help existing homeowners obtain lower and fixed interest rates. It provides a vast range of loan options, including conforming, conventional, FHA, VA, and reverse mortgages. Other loan programs it offers include construction, HomePath, and the HARP loans. Clients can use the website's refinance advisor questionnaire to assist them in narrowing down their loan options according to their needs.

American Family Funding is a full service mortgage broker that has been assisting individual homebuyers, real estate professionals, and builders in the Palmdale metro since 1993. The company offers refinancing options, which allow borrowers to lower interest rates, switch from adjustable to fixed-rate mortgages, or tap into their homes' equity. Its staff also helps people secure home purchase loans through FHA, VA, USDA, conventional, and jumbo programs. Other solutions available include reverse mortgages. American Family Funding is a division of American Pacific Mortgage Corporation.

Dan Felico is a loan officer for SelectPlus Lending, who provides refinancing solutions to homeowners in Palmdale. He and his team of financial advisors aid homeowners who want to consolidate or restructure their debts or get cash from equity through refinancing loans. Felico also processes VA loans with amounts ranging from $300,000 to $600,000. He specializes in providing home loans to busy families and uses an online tool to make the application process quick and easy.

HighTechLending (HTL) is a financial firm that offers a variety of loans to clients requiring assistance in funding and refinancing their homes. It leverages technology to expedite the loan process through automated underwriting. The products it offers include USDA, 203(k), VA, reverse, and jumbo loans. HTL is an FHA-approved mortgage bank and direct lender and is an advocate for equal opportunity housing. Its two branches in California cater to borrowers based in Palmdale, Glendale, and the surrounding areas.

California Mortgage Girl responds to the home loan needs of real estate investors, first-time homebuyers, and self-employed entrepreneurs with properties in Palmdale. The business provides various loan options, such as FHA, jumbo, and reverse mortgages. Sales manager Gabriella Godde estimates closing costs, monthly mortgage payments, and down payment needs. She has over 25 years of lending experience. California Mortgage Girl has been featured in multiple publications, including The New York Finance, The Chicago Weekly News, and WRDE Coast TV.

Community First Mortgage delivers loan and refinancing services to clients living in Palmdale. The company has home purchase products and works on the preapproval process. It advises purchasers on documentary prerequisites of each mortgage product and refinances existing debts into more manageable forms. Community First Mortgage opened in 1986 and has handled property sales across whole subdivisions. Owner Valerie Mitchell is a real estate professional who has been in the industry since 1970 and funded over a billion dollars’ worth of transactions.

Cake is a mortgage company serving Palmdale clients looking to refinance their loans. Its refinancing solutions allow borrowers to lower their monthly payments or eliminate private mortgage insurance. The company provides various loan options for refinancing, including FHA, non-QM, jumbo, conventional, and veterans and manufactured home mortgage loans. Its application process is available 24/7 and is accessible by phone or website. The company has closed over 11,000 loans, in a total of over $3.5 billion in funds.

GM Brokerage has been dealing with clients throughout the Palmdale metro since 2016. The company guides homeowners through the refinancing process to help them convert a portion of their property's equity into cash or lower their interest rates. It has worked on various mortgage programs, including USDA, FHA, and VA loans. The company also offers non-traditional mortgages for clients like freelancers and foreign nationals. Its primary broker, George Missiha, previously worked as a loan officer at the Banc of California. He is fluent in Arabic.

Loans by Carl is a mortgage brokerage firm serving Palmdale. The company provides mortgage refinancing to individuals looking to consolidate debt, reduce monthly payments, or shorten their current loan terms. Carl Brackens, the firm's founder and senior mortgage broker, educates clients on the differences between various refinancing programs and assists them in selecting the best option for their financial situation. Brackens runs his own mortgage company, Consumer Home Loans. He previously worked for various mortgage companies and banks before establishing his firm in 2016.

Clear to Close Home Loans is a service provider catering to the refinancing needs of residents in Palmdale and nearby areas. Its team of professionals assists homeowners in applying for refinancing programs, assessing finances, and making informed decisions. It creates customized refinancing solutions for goals like cashing out equity, consolidating debt, and reducing terms and rates. The team has more than 18 years of experience in the mortgage industry and also serves clients in California.

The Morrow Team is a mortgage brokerage under Neo Home Loans that provides financial assistance to clients in Palmdale who wish to refinance their properties. Its team provides options for first-time homebuyers, including government-guaranteed FHA and VA loans, and offers financing solutions to borrowers looking to purchase investment properties and luxury homes. Conventional and B/C loans are also available as alternatives. The Morrow Team is an equal opportunity lender that has over 30 years of industry experience.

Mark & Kathy Foster provides its services to the Palmdale community and the surrounding areas. Its team serves homeowners wishing to refinance their mortgage plans to achieve their financial goals, obtain cash funds, and lower their interest rates. They also cater to first-time homebuyers needing mortgage loan options before purchasing residential properties suitable for their needs and lifestyle. Mark and Kathy have been serving as mortgage brokers for more than 25 years. They also offer services for second-time home buyers.

John Trujillo is a loan officer that caters to clients across Palmdale. He educates homeowners on matters related to mortgage refinancing. Trujillo has experience modifying the terms of adjustable-rate mortgages. He also deals with aspiring homeowners and sets up different loan programs, including VA, FHA, and USDA mortgages, as well as conventional and jumbo loans. Trujillo works with home builders, real estate agents, and housing finance agencies to help people, including those who are having trouble paying their bills, become homeowners. 

James V. Hecker caters to clients in and around the Palmdale area. He has been in the industry for over three decades. He has experience as a home mortgage loan originator, helping homeowners reduce their interest rates or liquidate their assets by structuring new mortgage refinance plans. Hecker provides options for conventional, VA, and FHA loan programs. Additionally, the loan specialist educates property investors, senior citizens, first-time homebuyers, and second-time prospective buyers, guiding them throughout the mortgage process.