Best Mortgage Refinance Companies in Oceanside, CA

Eagle Nest Realty and Mortgage Inc. is a loan company serving the community of Oceanside. The company specializes in VA loans and also offers conventional, FHA, jumbo, and home improvement acquisition loan options. For refinance needs, the staff assists clients in applying for VA cash out and streamline loans. Other services include real estate acquisition, in which the professionals cater to both buyers and sellers. Its team has a combined 20 years of experience as loan brokers and Realtors in Southern California.

Great Rate Home Loans provides services to clients in Oceanside and its surrounding areas. It offers home mortgage refinancing to reduce interest rates, lower monthly amortization, or cash out from the client's home's equity. It also processes loans for home purchases. The company provides real-time rates from lenders to create a refinancing plan that fits the needs and financial capacity of the client. For the convenience of its customers, the company has made available an online loan application platform.

Rik Purpura operates under the Straight Forward Mortgage banner and offers various lending and refinancing options to residents of Oceanside. It arranges and replaces existing loans with new products that have favorable rates. The agent has reverse mortgages that are tailored toward senior citizens. It also has programs fit for first-time purchasers and experienced real estate investors. Rik Purpura is a senior consultant who offers a checklist on his website that educates clients on the basics of financing and home sales.

The Wilson Team serves the mortgage needs of families and individuals in the Oceanside area and nearby metros. It provides refinancing solutions to help investors and first- and second-time homebuyers proceed with acquiring their dream properties. The agency guides clients throughout the loan process and offers a variety of mortgage programs, such as FHA, VA, jumbo, and adjustable-rate and fixed-rate conventional loans. Branch manager Jeffrey Willson has been working with borrowers for more than 15 years.

Since 2009, Home Mortgage Experts has been assisting Oceanside locals in finding, applying for, and refinancing various mortgage options. The family-owned company primarily offers VA loans, but also helps clients acquire standard and government-backed lending options like FHA loans and reverse mortgages. Homeowners with existing mortgages can submit an online form with their details and mortgage goals to allow the company's staff to tailor a refinancing solution according to their specifications. These refinancing solutions range from debt consolidation loans to cash-out refinances.

Bluefire Mortgage offers loan refinancing options to customers in Oceanside. The firm helps borrowers refinance their mortgage loans to pay off their mortgage faster, lower their monthly payments and interest rates, and remove or lower private mortgage insurance payments. Bluefire Mortgage is a small-scale residential mortgage lender located in Carlsbad. It aims to make sure that borrowers feel empowered throughout the loan process by giving weekly status updates and keeping all lines of communication open.

MH Loans is a full-service lending company that caters to clients in the Oceanside area and surrounding communities. It offers mortgage refinancing for in-park manufactured and mobile homes. Other services include escrow accounts maintenance, and manufactured homes construction and retailing. MH Loans has been in the industry for more than 25 years. Its mobile home financing solutions are also available to clients based in Texas and Florida. NMLS-registered, MH Loans is also a member of the California Escrow Association and the California Association of Realtors.

Maximum Real Estate Services offers refinancing solutions to the communities in Oceanside. Its loan professionals help borrowers refinance their homes by shopping for better rates and terms and comparing various options. They provide different loan programs, including VA, FHA, and privately funded products. Additionally, these professionals assist clients in assessing their finances and preparing documents. They have been serving the community for over 20 years. CEO and Realtor Christopher Rodriguez was one of NAHREP's top producers for 2013.

RealMortgage is a brokerage firm that provides financial solutions to customers in the Oceanside community. It offers refinancing services to owners of single-family and multi-unit homes, townhouses, and condominiums. It assists customers looking to pay for their homes faster or get lower interest rates and monthly payment costs. Available loan options include jumbo, FHA, USDA, and HARP. RealMortgage is headed by Daniel Ramirez, a mortgage loan originator with over 20 years of experience in the finance industry. The firm is licensed in California, Colorado, and Texas.

Lineage Lending & Real Estate is a full-service company offering refinancing programs to the Oceanside community. Its team, composed of loan officers and real estate agents, helps homeowners refinance HARP 2.0 and Lineage FHA Streamline programs and non-agency loans. The team guides mortgage borrowers in completing refinancing transactions, starting from assessment and appraisal to financial awarding and closing. The company is managed by professionals with more than 75 years of experience and has completed over 20,000 transactions.

David Todd is a MortgageOne consultant and production manager who provides loaning and refinancing choices for clients in the Oceanside area. His client-centered approach involves close consultations that focus on decision-making involving an applicant's goals for refinancing, like home equity cash-outs. His selection of programs involves 15- and 30-year fixed mortgages, as well as 203k, HARP, and jumbo loan plans. He offers recommendations with varying terms and interest rates that are adjusted based on current property values and mortgage conditions in the local region.

America One Mortgage Group represents various lenders and banks, offering customers in Oceanside with loans that meet their needs and financial goals. It helps borrowers with existing mortgages find a loan with better terms, lower monthly repayments, and lower rates through its refinancing services. The agency provides clients with various loan options, such as FHA, VA, fixed-rate, and adjustable-rate loan products. It is certified by the NMLS and provides equal housing opportunities to all customers.

America's Loan Advisors is a lending company that caters to clients in the Oceanside area and surrounding communities. It has mortgage refinancing in its portfolio, which comes highly recommended according to client testimonials raving about the firm's efficiency. America's Loan Advisors is a husband-and-wife team of Mortgage Loan Originators who have been in the industry for more than 30 years. It has a streamlined process in which clients can gain a cash buyer's transactional advantage. NMLS-registered, the firm is also an Equal Housing Opportunity Lender.