Best Mortgage Refinance Companies in Oakland, CA

Agave Home Loans provided home refinancing services to clients in Oakland. While the company offers FHA, VA, and conventional mortgages to first-time homebuyers, it also guides current homeowners in finding appropriate refinance options. The company's agents take care of the muscle work in processing loan documents by working with underwriters. They also inform the customers about switching from adjustable-rate to fixed-rate loans. CEO Marshall Gottlieb was a mortgage banking senior director for a large mortgage lender.

Avenir Mortgage Planners is a mortgage company that has been assisting clients from all over Oakland to purchase or refinance their homes since 2002. Its team shops around with multiple lenders to help clients get the best loan deals on the market. It enables clients who are looking to refinance to get lower interest rates and monthly payments, switch from an adjustable-rate to a fixed rate for more security, reduce the payment term, and receive some cash out for home improvements.

The Finance Group caters to clients in the Oakland metro and the surrounding communities. It assists homeowners who are looking to reduce their interest rates and restructure loan terms by offering mortgage refinance options. Some of the loan programs it provides are ARM and FRM, construction, home equity, jumbo, FHA, and VA loans. Reverse equity loans are also available. The Finance Group walks clients throughout the process, including pre-qualification, application, processing, underwriting, closing, and summation.

Bridgepoint Funding is a mortgage brokerage assisting Oakland homeowners in the refinancing process. The firm guides individuals looking into refinancing their current home loans to lower their mortgage rates or to shorten payment terms so they can pay off their debts sooner. It strives to communicate with clients in a timely manner during the entire process and ensures that loan approvals go smoothly. Mike Trejo, owner and broker of Bridgepoint Funding, has nearly two decades of experience helping clients navigate the processes of residential mortgages.

Citi Capital Mortgage serves clients in Oakland. It offers a variety of mortgage refinancing options for homeowners and homebuyers, including fixed-rate, adjustable-rate, interest-only, graduated payment, jumbo, and FHA loans. The mortgage broker's service is available for a wide range of properties, including single-family homes, multi-family homes, condominiums, townhouses, and manufactured homes. Citi Capital Mortgage also provides an online pre-qualification service that clients can use to compare various financing options, and a mortgage calculator to help them project their potential expenses.

Greater Bay Mortgage Co. caters to customers in the Oakland metro and the surrounding communities. It assists homeowners looking to modify their properties by offering mortgage refinance programs, such as FHA Streamline 203k loans. These cover improvement projects like appliance installations, HVAC upgrades, and roof repair and replacements. The company also provides other loan options, including adjustable- and fixed-rate, jumbo, USDA, and VA. Principal Terry A. Blete brings over 25 years of experience in the real estate industry.

Christian Carr is a loan officer who serves clients in Oakland. He works with the Fairway Independent Mortgage Corporation to provide homeowners mortgage refinancing solutions. He educates clients on underwater writing, where banks incorporate climate data in their mortgage decisions. The professional also has experience helping clients looking to purchase new homes. Carr has spent more than 15 years in Silicon Valley in multiple roles involving compliance management and finance. He is a member of the Veterans Association of Real Estate Professionals.

Levias Lending is a full-service mortgage company that serves customers in Oakland and the surrounding areas. Whether a client is looking to purchase a home or refinance an existing mortgage, the company's mortgage advisors can assist from loan program selection to closeout. The refinancing programs include FHA streamline and cash out, VA streamline and cash out, conventional, and jumbo loans. They deal with various types of properties, including single-family and multi-family homes, condos, townhouses, and manufactured homes.

Newfi is a mortgage company that serves first-time home buyers and residential property investors in Oakland. It offers a wide variety of loan programs, including fixed-rate, adjustable-rate, simple interest, jumbo, Veteran's Affairs, and FHA. It also provides custom-tailored mortgage refinancing services. Its mortgage specialists review credit histories and evaluate estimated monthly rentals for clients' investment properties. Newfi's communication, data collection, and shopping processes are automated. Members of its leadership team have over 100 years of combined industry experience.

Pacific Western Mortgage Group is a team of home loan specialists serving Oakland and the surrounding locations. They offer refinance loans, catering to clients looking to fund education, consolidate debt, and remodel homes. They help clients understand market estimates and calculations according to their refinancing goals, and provide assistance in placing applications with fitting lenders. The mortgage professionals also help homebuyers select from various loan options. In addition, they serve clients looking to grow their investment property portfolios.

Solcosta Home Loans is a mortgage refinance company serving the residents of Oakland and the adjoining communities. It aims to assist first-time homebuyers, as well as homeowners, look for fitting loan options from several lenders for their specific needs. Solcosta Home Loans also helps clients find suitable refinancing deals, whether to get a cashout, consolidate existing debts, or restructure their existing loans. It also has a wide range of loan options available for clients including conventional, FHA, VA, and jumbo offerings.

EstaR Mortgage caters to the needs of homebuyers in the Oakland area and the surrounding locations. The firm provides clients with various loan options, which include FHA loans, 30-year fixed mortgages, and VA loans. It also handles USDA loans and adjustable-rate mortgages. Chris Freck, who established EstaR Mortgage in 2016, has 14 years of experience helping and building businesses in multiple states for several mortgage banks. He has been a Certified Mortgage Planning Specialist since 2006.

Peter Holmes is a venture manager and real estate finance specialist who represents Welcome Home Funding in the Oakland metro. He specializes in helping clients navigate their way through the complex loan processes associated with mortgage refinancing. He is focused on consumer education and is committed to providing personalized mortgage strategies to help clients reduce their interest rates, their monthly payments, and their mortgage terms. Some of the loan solutions he offers include conventional, VA, USDA, FHA, and jumbo loans.