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2025

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Best Mortgage Refinance Companies in Norwalk, CA

Our Recommended Top 11

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Norwalk mortgage refinance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

66Reviewed

44Curated

11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Best Mortgage Refinance Companies Serving Norwalk
8255 Firestone Blvd #110, Downey, CA 90241
Visit WebsiteLicense: 1640363

Expertise.com Rating

Review Sources

Google
5.0 (18)
Facebook
5.0 (6)

Why choose this provider?

Downey Capital Mortgage is a lending firm that serves customers located in the Norwalk area and surrounding communities. It has refinancing plans for both single and multi-family properties, as well as condominiums, townhouses, and manufactured homes, whether for residential, leisure, or investment purposes. Clients can also access a refinance calculator on Downey Capital Mortgage's website. It also has FHA, VA, USDA, and jumbo loan programs available in its portfolio. The firm is an Equal Housing Lender.

  • New Construction

Best Mortgage Refinance Companies Serving Norwalk
14241 Firestone Blvd #210, La Mirada, CA 90638
Visit WebsiteLicense: 882728

Expertise.com Rating

Review Sources

Google
5.0 (151)
Facebook
5.0 (33)

Why choose this provider?

Mortgage One Group is a full-service lending company that offers refinancing solutions to residents in Norwalk. Its team of loan officers helps guide its clients to understand critical concepts such as loan terms, interest rates, and principal balance from conventional and high-balance loans. It also offers several loan types like foreign national loans, FHA, VA, jumbo, stated income loans, and reverse mortgages. Since its establishment in 2011, the company has expanded to over nine branches nationwide.

  • New Construction
  • Reverse Mortgages

Best Mortgage Refinance Companies Serving Norwalk
17220 Newhope Street, # 213, Fountain Valley, CA 92708
Visit WebsiteLicense: 245420

Expertise.com Rating

Review Sources

Google
5.0 (34)
Facebook
5.0 (12)
Yelp
4.5 (12)

Why choose this provider?

The More Group is a full-service mortgage banker that caters to clients in Norwalk. It helps clients gain more control over their properties and finances by providing refinancing options. Other loan programs it offers include jumbo, VA, and conventional, as well as down payment and closing cost assistance. In addition, the team processes mortgages for manufactured homes and those self-employed with one-year tax returns. One of its team leaders, Chris Moreno, has over 10 years of experience in the loan industry.

  • New Construction

Best Mortgage Refinance Companies Serving Norwalk
8043 2nd St. Suite 102, Downey, CA 90241
Visit WebsiteLicense: 321833

Expertise.com Rating

Why choose this provider?

Lorena Rodriguez is a mortgage professional who serves the Norwalk community. She helps mortgage borrowers narrow down their refinancing options by analyzing their needs and finances and giving recommendations. Rodriguez and her team guide clients in accomplishing the refinancing process, starting from goal identification and application to rate lock-in and loan closing. Rodriguez is affiliated with Nationwide Mortgage and Real Estate Advisors and has been in the industry since 1997. She has experience with foreclosures, REOs, and investment properties.

  • Reverse Mortgages

Best Mortgage Refinance Companies Serving Norwalk
10900 E. 183rd St, Suite 285, Cerritos, CA 90703
Visit WebsiteLicense: 1603283

Expertise.com Rating

Why choose this provider?

NTMR Funding serves Norwalk borrowers needing refinancing programs to improve their financial outlook. It offers rate-and-term and cash-out solutions to obtain favorable interest rates and extra money from equities. Its brokers conduct refinancing analyses examining clients' financial situations and existing loans. They also explore options that match borrowers' unique scenarios. NTMR Funding streamlines the mortgage process through custom digital quotes and online loan applications. Additionally, the company assists with home purchases through its fixed-rate, adjustable-rate, federal-backed, jumbo, and reverse mortgage programs.

  • New Construction
  • Reverse Mortgages

Best Mortgage Refinance Companies Serving Norwalk
15111 Whittier Blvd Suite 101-B, Whittier, CA 90603
Visit WebsiteLicense: 61382

Expertise.com Rating

Why choose this provider?

Encore Mortgage caters to clients in Norwalk and the surrounding areas. It offers to help individuals refinance their mortgage programs to reduce their interest rates, change their term lengths, and cash out their equity. In addition to individuals wishing to refinance, its team caters to first-time home buyers and investment borrowers applying for USDA, jumbo, super jumbo, VA, and FHA loan options. The agency's CEO, Daniel Carrillo, is a mortgage loan originator with over 16 years of experience in the industry.

  • Reverse Mortgages

Best Mortgage Refinance Companies Serving Norwalk
16901 Bellflower Blvd., Bellflower, CA 90706
Visit WebsiteLicense: 260026

Expertise.com Rating

Why choose this provider?

The Mortgage Professionals serves homeowners and property buyers in Norwalk. The company provides mortgage refinancing options to borrowers looking to consolidate debt, lower monthly payments, or shorten their current loan terms. Each of its mortgage specialists has an average of more than seven years of industry experience offering fixed-rate and cash-out refinance. The team also provides home purchase loans such as conventional, FHA, VA, and non-QM. Raul Oseguera, the company's founder, has been in the insurance business for over 20 years.

  • Reverse Mortgages

Best Mortgage Refinance Companies Serving Norwalk
888 S Disneyland Dr, Ste 109, Anaheim, CA 92802
Visit WebsiteLicense: 1132440

Expertise.com Rating

Review Sources

Google
5.0 (60)

Why choose this provider?

One True Loan caters to clients in and around the Norwalk community. It provides mortgage refinancing programs for homeowners who want to lower their monthly payments, principal balance, and interest rate or obtain a cashout for college fees, a new home, or a home improvement project. It also assists existing homeowners who want to refinance into a fixed-rate or an adjustable-rate mortgage. This mortgage brokerage serves clients in other states, including Colorado, Idaho, Montana, Louisiana, Oklahoma, and Oregon.

  • New Construction

Best Mortgage Refinance Companies Serving Norwalk
5150 E. Pacific Coast Hwy, Suite 200, Long Beach, CA 90804
Visit WebsiteLicense: 1322436

Expertise.com Rating

Review Sources

Facebook
5.0 (8)
Yelp
5.0 (2)

Why choose this provider?

Long Beach Home Loan caters to the home refinancing needs of Norwalk residents. It offers fixed- and adjustable-rate mortgages and conforming, Jumbo, FHA, and VA loans. The mortgage broker shops for loan options that fulfill the client's unique needs, from paying off the current mortgage and reducing monthly payments to cashing out on their home's equity. By providing education on loan programs, tools for decision-making, and comparison of rates and terms, its loan officers help clients manage their mortgages for the long haul.

  • New Construction
  • Reverse Mortgages

Best Mortgage Refinance Companies Serving Norwalk
18000 Studebaker Road Suite 700, Cerritos, CA 90703
Visit WebsiteLicense: 2013271

Expertise.com Rating

Review Sources

Google
5.0 (20)
Facebook
5.0 (1)

Why choose this provider?

Solve Lending & Realty is a family-owned and operated mortgage and real estate brokerage serving clients in Norwalk. It has an extensive list of residential and commercial loan programs to refinance, purchase, cash out, and invest in properties. It leverages technology to deliver a convenient customer experience with its website, mobile app, and community of partners. The company was founded by two brothers, a team of licensed loan originators and real estate agents with over three decades of combined industry experience.

  • New Construction
  • Reverse Mortgages

Best Mortgage Refinance Companies Serving Norwalk
1027 N. Maclay Ave., San Fernando, CA 91340
Visit WebsiteLicense: 322768

Expertise.com Rating

Review Sources

Google
5.0 (34)
Facebook
4.9 (31)

Why choose this provider?

1st Choice Lending caters to borrowers in and around Norwalk. It offers mortgage refinance solutions and helps clients choose the product that suits their needs by educating them about the mortgage process. It has a variety of mortgage products for clients to choose from, including FHA, VA, private funding, and jumbo loans. It also offers traditional 15- and 30-year term and adjustable-rate mortgages. The professionals at 1st Choice Lending have over 50 years of combined experience in the mortgage industry.

  • Reverse Mortgages

Compare our Top Mortgage Refinance Companies

NameExpertise RatingAddressPromotionsLearn more
Downey Capital Mortgage
8255 Firestone Blvd #110, Downey, CA 90241
Mortgage One Group
14241 Firestone Blvd #210, La Mirada, CA 90638
The More Group
17220 Newhope Street, # 213, Fountain Valley, CA 92708
Lorena Rodriguez
8043 2nd St. Suite 102, Downey, CA 90241
NTMR Funding
10900 E. 183rd St, Suite 285, Cerritos, CA 90703
Encore Mortgage
15111 Whittier Blvd Suite 101-B, Whittier, CA 90603
The Mortgage Professionals
16901 Bellflower Blvd., Bellflower, CA 90706
One True Loan
888 S Disneyland Dr, Ste 109, Anaheim, CA 92802
Long Beach Home Loan
5150 E. Pacific Coast Hwy, Suite 200, Long Beach, CA 90804
Solve Lending & Realty
18000 Studebaker Road Suite 700, Cerritos, CA 90703
1st Choice Lending
1027 N. Maclay Ave., San Fernando, CA 91340

Norwalk, CA Mortgage Refinance FAQs

  • How much of your income should go to your Norwalk mortgage?

    Experts advise using the 28% Mortgage Rule, which means that your monthly mortgage payments should not go more than 28% of your gross income. An improvement to this rule is the 28/36 Mortgage Model, which states that 36% of your income should be budgeted for other debts in addition to the 28%. Another rule, the 35/45 Mortgage Model, states that 35% of your gross income, or 45% of your net income, should be allotted to all your debts, mortgage included. Whenever planning to refinance in Norwalk, consider this handy estimation in mind.

  • Is it possible to refinance a mortgage in Norwalk with a CalHFA Dream For All Down Payment Assistance?

    Yes, you can refinance your mortgage in Norwalk once, but only for lower interest rates. If you refinance again your CalHFA Dream For All mortgage, you already need to pay off the down payment assistance. For questions, contact: CalHFA Single Family Lending 500 Capitol Mall, Suite 1400 Sacramento, CA 95814 Phone: (916) 326-8033 Email: lendertraining@calhfa.ca.gov

  • Why is a second home in Norwalk more difficult to refinance compared to a primary residence?

    Lenders consider this refinancing as riskier. Because of this, refinancing programs for second homes have higher interest rates than those for primary residences. Borrowers may also need to have sufficient equity in their homes or adequate cash reserves to be able to refinance. Additionally, many lenders do not offer loans for investment properties, so borrowers in Norwalk have limited options.

  • What should you do if you have not yet fully paid a 10-year shared appreciation loan in Norwalk that has already matured?

    You can refinance the unpaid balance plus interest on the shared appreciation loan when it already matured. Under the California Code, Civil Code - CIV § 1917.133, the lender must offer to refinance the loan or arrange it with another lender in Norwalk. This can be done so long as the borrower has not defaulted on payments.

  • What is mortgage recast, and why is it a better refinancing alternative for a borrower in Norwalk?

    Recasting a mortgage is when you contribute a lump sum payment on your remaining balance or pay extra on your monthly payments to get ahead with your debt repayment. Because your remaining balance is now lower, your loan interest and monthly payment amount become lesser. Recasting can be advantageous to refinancing because it costs less, the process is simpler, and the approval is easier. It might not fit borrowers in Norwalk looking for lower interest rates but benefit those who want to shorten their loan term without the extra cost of refinancing.