Best Mortgage Refinance Companies in Napa, CA

MobileHomeLoans.com caters to property buyers and investors in Napa metro and nearby locations. Its team helps clients acquire their dream manufactured and mobile homes through its refinancing solutions. The company assists customers in developing refinancing strategies to reduce their monthly payments, shorten their loan terms, and change an adjustable mortgage into a fixed-rate mortgage. It also offers condominium and planned unit development purchase programs. MobileHomeLoans.com has been in the industry for more than two decades and services California, Florida, Texas, Oregon, and Arizona.

Napa Valley Lending, from C2 Financial Corporation, serves the communities around the metro. It offers mortgage refinancing solutions to clients who are buying homes for the first time, purchasing their dream home, consolidating their debts, or refinancing an outstanding loan. Some of these include loan programs such as FHA, VA, home equity, cash-out home, and jumbo. The branch manager, Ellen Kohagura, is a senior loan officer who has been with the company since 2002. Napa Valley Lending works in partnership with more than 100 approved lenders.

Custom Lending Group has been providing mortgage and refinancing programs to clients in Napa for more than 30 years. It offers mortgage refinancing options to reduce monthly amortization, lower interest rates, or cash out from home equity. In addition to refinancing plans, the company provides conventional, FHA, VA, and government loan programs. Dale DiGennaro, the owner and president, has been in the industry since 1986. He also takes an active part in the community as a member of the Greater Napa Kiwanis Club.

Cynthia Kee is a reverse mortgage specialist at CDC Solutions Inc. She focuses on guiding Napa-based senior adults in navigating the entire loan process, including refinancing a reverse mortgage into another product, such as jumbo, VA, conforming, USDA, and renovation loans. These reverse mortgages help clients in paying off medical emergencies, repairing or remodeling homes, and passing property to heirs. Kee has been active in the mortgage industry for more than 40 years. She also responds to the mortgage needs of Oregon residents.

Robert Ortiz is a mortgage broker for California Keys, a loans and realty company that provides mortgage and loan programs to the citizens of Napa. Robert offers a variety of mortgage options, like fixed-rate and adjustable-rate, depending on each client's capacity to pay. Additionally, he assists with the filing of loans like conforming, jumbo, USDA, FHA, VA, and terms from 5 to 30 years. Home purchase and refinance programs are also available. Robert has more than 20 years of professional experience.

Shamrock Mortgage Solutions handles refinancing applications from individuals and families throughout Napa. Its team helps prospective applicants refinance their existing mortgages to reduce their monthly payments, consolidate their debts, and fund college fees and home projects. It also has VA, FHA, and commercial loans for homebuyers and real estate investors. The company draws upon more than 15 years of experience to analyze interest rate changes and local property values, enabling clients to choose the right plans for their financial goals.

Del Sur Mortgage offers financing solutions to customers in the Napa area. It provides various loan programs and mortgage options that may suit clients' financial situations, home goals, and lifestyles. By working on a one-on-one approach, its team creates clear and prompt communication and builds long-term relationships with its client borrowers. Branch manager Chris Salese is a certified Freddie Mac Credit Smart instructor. He has worked in the real estate financing industry for over 15 years.

Greg Wilcox is a Northbay Home Loans mortgage broker that caters to individuals and families in Napa and the surrounding areas. He provides various refinancing solutions to homeowners wanting to obtain low-interest rates and cash out from their equity. He guides first-time homebuyers throughout the loan transaction, helping them gain pre-approval and close mortgages on time. Wilcox also works with investment buyers seeking to maximize their ROI, borrowers planning to buy a second vacation home, and seniors looking for reverse mortgages.

Mitchell Mortgage is an independent brokerage serving the community from its headquarters in Napa and satellite office in Davis and Woodland. It helps borrowers through the process of refinancing their homes, purchasing a property, or securing jumbo loans. Its owner and broker, Michael Mitchell, helps clients secure loans by reviewing their specific financial needs, comparing products from various providers, and selecting the most appropriate program. He also handles government-backed programs like FHA and VA loans. Mitchell has been in the real estate and finance industry for over 34 years.

Dan Hunt is a loan officer representing Supreme Lending, a mortgage firm established in 1999. He caters to customers across the Napa community, providing mortgage refinancing solutions that allow clients to reduce their payment, interest rate, and overall mortgage term. Hunt aims to educate customers about the loan process and maintains constant communication with borrowers from start to finish. These procedures involve loan application and set-up, underwriting, and closing. His other offerings include government, traditional, and first-time homebuyer loans.