Best Mortgage Refinance Companies in Mission Viejo, CA

California Coastal Loans caters to clients in Mission Viejo and the surrounding areas. It aids individuals in achieving their financial goals, whether they want to buy properties or refinance a mortgage. The firm's mortgage specialists determine borrowers' loan eligibility by evaluating various factors, including current financial status and potential future financial changes. Some of the lending programs available are FHA, VA, ARM, jumbo, and fixed rates mortgages. California Coastal Loans has been accommodating clients since 1999.

American Veteran Mortgage provides comprehensive assistance for clients throughout Mission Viejo. Its portfolio of multiple loaning options includes custom refinancing programs that improve long-term interest rates, reduce monthly payments, and offer settlement opportunities for outstanding debts. Its team also provides applicants with access to various industry-related resources and informative reports on local marketing trends and conditions for their perusal prior to choosing a specific program. In addition, the firm assists military personnel and their families in canvassing and acquiring new properties within the region.

Oso Creek Mortgage is a full-service lending company that offers refinancing options to clients in the Mission Viejo area. It renders assistance for services that include PACE refinancing and debt consolidation loans. USDA, FHA, VA, HARP, and 203K loans are also available. Oso Creek Mortgage has worked with more than 50 wholesalers. Mortgage advisor Mark Stillman has been with the company since 2009, where he serves residential and commercial clients whose mortgage applications were initially rejected by banks.

Watermark Home Loans serves homeowners in Mission Viejo and nearby communities. It offers refinancing solutions with a variety of loan types available, including jumbo, conventional, FHA, VA, and USDA programs. It also provides non-QM loans with interest-only options and bank statement programs for self-employed clients. It utilizes the Watermark Loan Hub, where clients can complete digital mortgage applications and upload paperwork with 24/7 access to their loan information. Watermark Home Loans has been in the industry since 2006.

First Rate Lending & Real Estate Solutions takes care of the mortgage refinance needs of Mission Viejo residents. It offers a cash-out refinance program to help customers consolidate debt or obtain funds for home renovation. Its other mortgage options include first-time buyer loans and reverse mortgages. The company aims to deliver efficient mortgage services by constantly improving its technologies and systems. Jeff Kutnick, the firm's president, has more than 15 years of experience in the mortgage industry.

True Path Loans is a boutique mortgage broker serving Mission Viejo. It offers refinance opportunities for homeowners to cash out on their property equity or fix their loans at reduced rates. Jumbo, FHA, 30-year FRM, and government-backed SBA loans are among the options available. True Path Loans provides refinance calculation and rate comparison tools to inform customers of their options. As a Vetted VA mortgage professional, Adrian Placinta, its owner, also provides refinancing guidance and information about VA benefits.

Truss Financial Group caters to clients in Mission Viejo who seeks refinancing and mortgage options. It replaces current debts with less burdensome alternatives that better reflect the developments since a loan's original signing. It has specialized programs that are fit for self-employed borrowers with fluctuating cashflows. Reverse mortgages are also on hand for senior citizens. Truss Financial Group is an independent agency that focuses on stated income products. It has been in the business for over 20 years and has weathered the 2008 financial crisis.

Total Quality Lending is open to refinancing applications from individuals and families based throughout Mission Viejo. The firm offers a selection of custom programs with terms that match each applicant's specific refinancing goals, including debt consolidation, property improvement, and interest rate reduction. Its staff offers tailored financial recommendations based on a client's long-term income situation, current interest rates, and preferred term duration. It also provides educative guidance through the use of comprehensive marketing reports on local property values and rate changes.

Kelly Mortgage Center caters to clients in the Mission Viejo area and the surrounding metros. The firm offers mortgage refinancing options to borrowers, helping them pay off their existing loans faster, consolidate their debts, lower their rates and monthly payments, take cash out to pay tuition, update their homes, or get a vacation. It also provides government-backed loan programs, such as FHA, VHA, and USDA or rural housing loans. Kelly Mortgage Center has been in operation since 2005.

Brad Turpin is a branch manager at Paramount Residential Mortgage Group, Inc. He offers advice for Mission Viejo clients through his checklist and cheat sheet on how to simplify the mortgage process application. The agent assists with home loans and refinancing to cash out or get a rate according to a given budget. He and his team coordinate with clients to meet timetables for the closing of loans. Brad updates clients through follow-ups and strives to help them avoid red tape.

Rick Martinez is a mortgage loan officer for Intercontinental Capital Group. He helps clients in the Mission Viejo area secure refinancing for their homes to reduce interest rates, shorten their loan terms, or take cash out of their home's equity for home improvements or debt consolidation. He also aids homebuyers with their FHA or conventional loan applications. Martinez gives his customers access to an Electronic Loan Center where they may track the status of their application, receive and sign electronic disclosures, and upload necessary documents.

True Mortgage serves the locals of the Mission Viejo community. It provides mortgage refinancing solutions that help its clients meet their financial needs. These include cash-out options for individuals that have enough equity in their homes. These allow them to acquire lower interest rates, maximize their lifetime interest savings, and pay off their homes sooner. True Mortgage is a small office that is licensed to operate in eight other states, including Oregon, Washington, and Florida.

A2Z Tax & Financials caters to the residents of Mission Viejo and nearby communities. It offers homeowners the option of a cash-out refinance to enable them to access the equity in their properties. Additionally, it provides a wide variety of loan programs for homebuyers, including FHA, VA, and jumbo. The company's team members also perform tax preparation and planning, IRS representation, business consulting, bookkeeping, and payroll services. Its founder, Ashkan Zahabi, carries more than 15 years of banking experience.