Best Mortgage Refinance Companies in Livermore, CA

Low 30 Mortgage offers tailored loaning and refinancing choices to individuals and families throughout Livermore. The brokerage's staff guides clients in obtaining cash-outs for debt payments, tuition fees, and property improvements with programs that adapt to their income capabilities and credit histories. It also provides educative insight that helps applicants identify different financial factors that affect their refinancing endeavors, such as interest rate changes and marketing conditions. It has a diverse range of plans, from 30-year fixed investments and jumbo loans to DSCR mortgages.

Signet Mortgage serves residents in the Livermore metro and the surrounding areas. It caters to homeowners' refinancing needs and helps them consolidate debts, convert their ARM to a secure fixed-rate mortgage, and reduce interest costs. Also included in its line of products are HECM, jumbo, renovation, and reverse mortgage loans. As part of the process, a loan officer discusses necessary information, obtains credit reports, and requests income documentation. Signet Mortgage is affiliated with the Financial Planning Association and the National Reverse Mortgage Lenders Association.

Carrie Sanford, a senior loan officer at Bay Area Funding Group, assists Livermore homeowners looking for refinancing solutions. She helps borrowers who want to consolidate debts, those seeking shorter monthly rates and loan terms, and those who need access to cash through refinancing. The agent serves owners of condos, townhouses, manufactured homes, and single and multi-family residences. Sanford also offers FHA, VA, interest-only, and fixed and adjustable-rate mortgages. Sanford helps her clients choose a mortgage program by explaining the entire process in detail.

Cal Coast Financial Corp serves homebuyers in Livermore who need to refinance their current debts or acquire new properties. The crew rearranges current obligations and has cash-out options to lower the burdens of fulfillment. House purchase programs are on hand for individuals who are torn between owning or renting. The company also offers government-backed programs, such as FHA and VA. The company has ties with over 100 lenders and has online resources to educate the public about matters surrounding real estate purchases.

Thrive Brokers is a full-service mortgage company that serves residents in Livermore. It offers commercial, conventional, jumbo, FHA, and VA programs to borrowers looking to purchase a new home, a vacation house, or an investment property. Its team also provides various refinancing options for clients who need cash or wants to get lower monthly payments and terms. Thrive Brokers strives to help its clients achieve their ideal homes by keeping open lines of communication through phone and email.

For over 20 years, AUE Lending has been providing financial solutions for the mortgage needs of Livermore residents. It offers refinancing to people who are seeking better terms to replace existing loans and lower interest rates or monthly payments. Its staff also utilizes home equity for clients looking to cash out or use the money to finance their property improvement projects. Since its establishment, the company has obtained more than 1,000 closings. AUE Lending fosters inclusivity by helping people from different backgrounds and nationalities achieve their dream of homeownership.

Pannu Mortgage has been serving clients in the Livermore area since 2001. Founder Sukhvir Pannu caters to people refinancing an existing mortgage for single-family residences, condominiums, duplexes, and fourplex properties. He offers borrowers various loan options, including 10- to 30-year fixed-rate mortgages. His company has partnered with over 20 lenders to provide customers with several interest rate options and has closed loans worth over 1.6 billion dollars. Pannu also worked as a tax preparer for personal and business filings.

Pauline D. Shah is a loan officer at Cal Coast Financial Corp., helping Livermore residents purchase homes and refinance their existing mortgages. She educates first-time homebuyers, move-up buyers, and homeowners about the mortgage process, credit scores, and home price indexes to help them make informed decisions. Pauline has been in the financial industry for over 29 years, with a background in mortgage and retail banking. Additionally, she holds national mortgage broker and California real estate broker licenses.

Karen Douglas is a mortgage advisor who caters to the Livermore area. Karen provides refinancing solutions to clients who wish to change the terms of their loans, take money out of their equity, or get lower interest rates. She also provides home purchase loan programs for people looking to acquire a new house. She guides clients on the selection of products available, such as FHA, VA, adjustable-rate, fixed-rate, and jumbo loans. Karen Douglas has been in the mortgage industry for over 30 years.

Mortgage with Tiffany is run by Tiffany Castillo, a mortgage loan officer that works with first-time homeowners and potential property owners in Livermore and surrounding areas. Tiffany provides loan options like FHA, VA, USDA, and conventional loans while also conducting an analysis of the loan options based on her clients' needs. While advocating the benefits of teaching homeowners about loans and mortgages, she directly converses with her clients to get to know them better and understand their goals.

Haven Home Lending is a team of mortgage professionals catering to clients in the greater Livermore area. The company provides refinancing services and mortgage products, including FHA, VA, adjustable-rate, fixed-rate, 203K, and jumbo home loans. In addition, the mortgage brokerage offers the HARP loan program to assist homeowners who are underwater or almost underwater in their mortgage payments. Owner and senior mortgage advisor, Fiorella Giusti-Barrera, is a former branch manager of Mason-McDuffie Mortgage.