Best Mortgage Refinance Companies in Elk Grove, CA

PMG Home Loans has been serving the people of Elk Grove for more than 20 years and has underwritten loans for over 1,500 homes. The company helps homeowners refinance their mortgages for various purposes, whether to lower their interest rates and premiums, shorten their loan terms, or pay off high-interest debts. It also handles home purchase loans like conventional, jumbo, FHA, VA, and USDA. PMG Home Loans treats clients not only as borrowers but as neighbors.

Chris Carter is a mortgage broker with Edge Home Finance who serves individuals and families in Elk Grove. He provides mortgage refinancing programs, which help clients lower interest rates, reduce monthly payments, or change the length of their mortgage. The agent also offers refinancing options for cash-out purposes. In addition, he assists with home purchase programs such as FHA, VA, USDA, jumbo, and super jumbo loans. Chris has been working in the lending industry for more than two decades.

Precision Home Loans has been assisting clients in Elk Grove with mortgage refinancing needs since 1968. It offers down payment assistance, Federal Housing Administration, and Veterans Administration loans. It also provides a jumbo loan, one that exceeds the county lending limits, characterized by larger down payments and the client's exceptional credit standing. In addition, USDA loans are available, which are government-backed and offered through the Rural Housing Services. The company offers fixed and adjustable rate mortgages to accommodate customers' preferences and financial conditions.

West Coast Mortgage Group Sacramento assists individuals and families in Elk Grove navigate home loan options. It offers refinancing services to owners of single-family and multi-unit homes, condos, and townhomes looking to reduce interest rates and cash out equity. It provides access to refinance home loans, including VA, conventional, jumbo, super jumbo, and FHA. Downpayment assistance services are also available. The company was founded in 2003 and is headed by Robert Vellanoweth, a mortgage broker with more than 25 investor and portfolio relationships.

The Chris Kennedy Team of Reliant Lending represents individuals and families in Elk Grove looking to buy, sell, or refinance their homes. It offers several loan options, including refinancing, reverse, conventional, and government-backed financing programs through VA and FHA. The firm also has down payment assistance programs for first-time homebuyers, rural residents, teachers, and first responders. Chris Kennedy, its senior loan officer, served as a damage control fireman aboard the USS Kitty Hawk. He has been in the mortgage business since 2000.

GFL Capital Mortgage was founded in 2007 to assist existing and potential homeowners with their home financing needs. Whether clients are refinancing a mortgage or buying a new property, its staff works to close deals in less than 14 days. The company has access to various lenders, including U.S. Bancorp, Homepoint, AmeriSave, and Caliber. It evaluates market trends and develops loan options to meet clients' unique needs. GFL Capital Mortgage has three offices staffed by over 25 team members.

CalStateLender.com is an independently owned and operated brokerage firm that has been serving Elk Grove and other areas in California since 2014. It offers mortgage refinancing programs, which help reduce existing interest rates, lower monthly payments, and change mortgage terms. It also assists with taking cash out from clients' homes' equity. The brokerage specializes in clients such as CalPERS members, public employees, and veterans. Owner Sean Safholm has been working in home financing for more than 16 years.

United Wholesale Lending provides mortgage refinancing solutions for homeowners and residents of the Elk Grove metro. It caters to borrowers looking to reduce their monthly mortgage payments, take out cash from their home equity, revise the terms on their existing loans, or consolidate their debts. The company also helps clients looking to purchase homes, offering loan options such as FHA, VA, USDA, CalHFA, and adjustable-rate loans. United Wholesale Lending also serves clients in Sacramento, Fair Oak, and Roseville.

Matt The Mortgage Guy handles the needs of residents in Elk Grove and the nearby locations. The brokerage offers customers various loan options, which include home refinance. Its refinance process works by completing a refinance analysis, receiving plans in accordance with different scenarios, and differentiating interest rates. Its team of loan officers also helps clients with federal housing administration loans, VA loans, jumbo loans, and 30-year fixed mortgages. Matt Gougé, the founding partner and senior loan originator, has been operating the brokerage since 2021.

Blue Enlightenment Financial is a mortgage company that offers refinance loans to Elk Grove. It assists homeowners who want to lower their monthly payments, shorten their loan terms, or consolidate their mortgages through refinancing options. The company also helps clients who want to get cash from equity to fund major purchases or home improvements. Blue Enlightenment Financial provides personalized services to enable first-time buyers to secure the right home loan that fits their financial status.

William Call has been originating mortgages for over 25 years and is the broker/owner of Insight Mortgage Solutions LLC. He guides clients in Elk Grove, the greater Sacramento area, and surrounding communities who are in the market for a purchase mortgage or refinancing services—whether they're first-time buyers or seasoned investors. Products include conventional, FHA, VA, and jumbo loans. William Call believes in working for the client, not the banks. He has thus built a reputation for efficiency—working to provide lower-cost options for his clients, and providing an easy client mortgage experience that pursues more favorable terms.

Michele Milota is a loan officer providing mortgage services to clients in Elk Grove and the surrounding areas. She guides individuals who wish to apply for mortgage refinance programs to help change their rates, remove insurance premiums, and cash out funds. She also serves clients purchasing homes using jumbo and super jumbo, FHA, USDA, and VA loan programs with five- to 30-year term options. Michele is available to serve individuals aged 62 and older who want to obtain reverse mortgage products.