Best Mortgage Refinance Companies in El Monte, CA

Raul Rosado is a mortgage professional with over two decades of industry experience. He has partnered with Allianze Mortgage, providing various loan programs to clients in El Monte, whether they are refinancing an existing loan or buying a home. His offerings include cash-out refinance, debt consolidation, non-QM loans, and reverse mortgages. He navigates borrowers through their options and introduces them to programs fitted to their financial needs. Rosado also offers conventional, FHA, and down payment assistance programs.

LendiHome, Inc, is a mortgage firm under Equity Smart Home Loans, Inc, serving El Monte. It is led by Jerry Torres, who brings over two decades’ worth of mortgage experience and insight. He educates clients regarding the most suitable options they may take based on their needs and builds solutions from there. Borrowers in need of refinancing aid may enlist the services of Jerry and his team to update the mortgage rate they are paying. LendiHome taps into its network of more than 120 wholesale lenders.

Abby My Lender serves families and retired individuals in El Monte and nearby communities. The company provides various loan programs, such as FHA streamline, HUP repair escrow, 203k limited, conventional, USDA guaranteed rural housing, and VA. Mortgage loan originator Abby Ayala assists first-time homebuyers and seasoned veterans throughout the refinance application process, including reviewing their debts, assets, income, and credit history. She has been accommodating customers for more than 20 years. Abby My Lender handles underwriting solutions.

Kaung Tin is a mortgage refinancing services provider for clients located in the El Monte areas and nearby communities. Through Loan Factory, he has handled residential mortgages and real estate listing and purchasing. NMLS-registered, the firm is an equal housing opportunity lender, with 14 branches nationwide. It has closed over $11 billion in loans, working with more than 27,000 customers. Kaung Tin has access to 39 independent lenders, providing clients with customized real-time rate quotes, market rate movement notifications, and comprehensive rate comparisons.

Team Carlos Flores delivers refinance and mortgage choices to the residents of El Monte. It has fast-track credit approval services and products aimed at first-time buyers and home renovators. Refinancing is available to cushion the impact of pre-existing debts and is offered to individuals preparing for higher education. Team Carlos Flores was established in 2003. It grew to a crew of over 8,000 employees across 600 branches located throughout 50 states.

First Professional Finance Corporation has served El Monte clients for more than 25 years. It offers mortgage refinancing to homeowners who wish to convert an adjustable-rate loan to a fixed-rate loan, repay a balloon payment, or cash out their home's equity. It also offers a variety of loan programs, including jumbo, VA, and FHA, to homebuyers. There are both conforming and nonconforming loans available. The company uses online technology to handle applications while offering clients advice based on firsthand knowledge of the local area.

GM Brokerage offers mortgage and refinancing options to home purchasers in El Monte. The company has traditional loans with 15- and 30-year terms and government-supported products under the VA and FHA. Non-traditional solutions are available, including self-employed home, investment property, and foreign national monetary contracts. Its staff rearranges existing obligations to reduce the burden of payment and secure more favorable conditions for compliance. GM Brokerage maintains online tools for computing home values and analyzing refinancing choices.

Equity Smart Home Loans is a mortgage brokerage that has been accommodating borrowers in El Monte since 2001. It helps clients with different backgrounds and financial situations in refinancing their existing mortgages. Its selection of conventional and government-insured refinance programs include fixed-rate, adjustable-rate, jumbo, FHA, VA, and USDA loan options. The company has a team of loan officers and members who are fluent in various languages, such as Spanish, Mandarin, Korean, Armenian, Farsi, and German.

NestMade Mortgage is a brokerage catering to the refinancing goals of homeowners in the El Monte metro. Its team of mortgage officers assists borrowers in refinancing their existing loans to cash out equity or switch to a lower interest rate. Using the Entrepreneurial Operating System, the team guides clients through the refinancing process smoothly, from application and property evaluation to funding and closing. The company was established in 2017 and also serves Colorado and Oregon.

HLOANPROs is a service provider catering to the refinancing needs of mortgage borrowers in the El Monte area. It helps homeowners switch to refinancing programs such as ARMs, fixed-rate mortgages, and super jumbo, VA, and FHA loans. Its team of mortgage brokers guides clients throughout the refinancing process, from analysis and rate and term comparison to application and closing. The company is led by Henry Moranchel, who has been providing mortgage services since 2001.

Victoria Financial Corp. offers services to individuals in the El Monte area. It provides mortgage refinancing solutions, guiding clients throughout the process and helping them lower their interest rates and change terms. Its team offers personalized services for several types of customers, such as first-time homebuyers and veteran real estate owners. The company assists clients in pre-qualifying for residential properties and guides them in choosing a loan program that suits their needs. Victoria Financial Corp. has been serving clients since 1986.

Uni First Investment Inc provides refinancing solutions to mortgage owners in El Monte. Its professionals help clients refinance their existing mortgages, such as jumbo or super jumbo, FA, USDA, and VA loans. The company assists in handling the entire process, including the financial analysis, rate comparison, and program customization phases. Founder Eric Lao has over nine years of experience in the industry and has closed over $200 million in mortgage volume. He can communicate in Cantonese and Mandarin.

Fidelity 1st Funding is a mortgage company that caters to customers located in the El Monte metro and nearby areas. It handles cash-out and other refinancing options to consolidate debts and/or reroute funds. It also has FHA, jumbo, VA, and conventional loans available in its portfolio. Fidelity 1st Funding is an Equal Housing Lender and is NMLS-registered. It has been in the industry since 2005. In an effort to promote accessibility, the company's services extend to low-credit clients.

Rate One Financial is a service provider that strives to meet the refinancing objectives of mortgage borrowers in the El Monte metro. Its team of professionals helps homeowners refinance their existing mortgages and guides them throughout the enrollment process, from document preparation to funding. The team creates money-saving strategies by analyzing borrowers' needs, searching different lenders for programs with lower interest rates, and assisting with negotiations. Rate One Financial has served over 114 clients to date.