Best Mortgage Refinance Companies in El Cajon, CA

Synergy One Lending is a technology-driven mortgage company serving clients in El Cajon and the surrounding metros. It streamlines and hastens the lending process through a mobile app called S1 Connect, which allows people to apply anywhere and anytime, scan and upload documents, and monitor loan progress. The firm offers mortgage refinancing options to help borrowers benefit from lower monthly premiums, shorter loan terms, and extra cash at hand. Branch manager Drew Brockmire has been in the industry for over 30 years.

California Mortgage Lending helps individuals refinance or purchase a home in El Cajon. Its mortgage refinancing services help clients lower their monthly payments and loan terms. The firm's president, Cameron Harper, is a mortgage advisor who assists clients in finding the loan option that fits their needs and obtaining approval for their application, whether it is a veteran or renovation loan. Harper also works with people over age 62, providing reverse mortgage options to cover their health and long-term care insurance.

Scott Davenport is a loan officer who works with clients in El Cajon and the surrounding communities. He presents mortgage refinancing plans to individuals that can assist them in addressing debt issues by lowering interest rates, obtaining a new loan to replace the existing one, and cashing out home equity. This loan officer has been in the real estate industry for over 15 years and is committed to providing refinancing solutions to property investors.

Since its establishment in 2007, MAR Financial has been tailoring suitable loans for clients purchasing their first abodes, consolidating debts, or refinancing homes in El Cajon. This boutique mortgage lending company assists individuals in getting pre-approved, deciding on properties, computing monthly payments, finding a real estate agent, and choosing loan programs. It carries loan products such as jumbo, conventional, FHA, HECM for senior citizens, Foreign National home loans for non-US residents, and VA for active-duty members, veterans, and their families.

GI Home Loans serves men and women in El Cajon who are members of the Armed Forces. Its team helps service members and veterans achieve their dream homes or investment properties. The company provides a selection of mortgage services and assists clients in improving their credit scores. It also processes FHA, VA, home equity, hard money, interest-only, and no-closing-cost loans. Customers must file the needed documents, including work visas or green cards, w-2 forms, and pay stubs.

Patriot Home Loans helps clients in El Cajon achieve their homeownership dreams through mortgage refinancing. It assists first-time and repeat home buyers in reducing their interest rates and changing the length of their mortgage loans. The mortgage broker also offers VA, FHA, and conventional loan products to meet the home financing needs of the members of the community. Its branch manager, Raul de la Vega, has been in the mortgage industry since 2006. He is one of the mortgage broker's top producers.

Adrian Brikho is a mortgage advisor who caters to El Cajon-based clients under BRIK Home Loans. He provides refinancing applicants with comprehensive information on interest rate changes and current property values in the local market to help them in adjusting their financial prospects. He also canvasses different loaning programs and refinancing choices that are offered by different lenders, to match each client's long-term goals more efficiently. He draws his knowledge involving various mortgage plans and market trends from more than a decade of experience within the industry.

Hop Mortgage caters to investors, families, and individuals in and around El Cajon. It helps clients obtain their dream properties by filing refinance analysis requests. The company guides buyers in comparing mortgage interest rates and terms and in developing strategies for reducing their monthly payments. Its team offers various mortgage programs, including jumbo and super jumbo, fixed-rate and adjustable-rate, and FHA and VA loans. Founder and president David Lane has over three decades of real estate industry experience.

Different Mortgage is a residential broker that serves El Cajon. Its team of loan officers assists homeowners who are considering a refinance on their outstanding mortgages. It provides a range of options, from conventional, FHA, and VA to non-conforming and investment loans. It also offers financial solutions for debt consolidation. The founder and owner of Different Mortgage, Matt Sauer, has more than fifteen years of industry experience. The company gives back 10 percent of its profits to help rescue child trafficking victims.

Best Equity serves clients in the El Cajon metro. It offers mortgage refinancing services and assists clients in obtaining low-interest rates, reducing mortgage payments, and building more home equity. It also offers home purchase loans to help property seekers purchase their dream homes. In addition, it performs property evaluations to give more options for clients on what they can do with their properties. The company's senior loan consultant, Eric Atilano, had speaking engagements at the San Diego International ComiCon, various radio shows, and colleges.

Casa Financial Services, Inc., is a military family-owned business that serves clients in the El Cajon metro. It helps them by offering mortgage refinancing services. It introduces various products so borrowers can choose which program meets their specific requirements. It also uses specialized tools that provide aid in making financial choices. Additionally, the brokerage offers other loan options, such as ARM, fixed rate, VA, FHA, and home equity line of credit. Its team has a combined experience of more than 40 years.

Old Arbor Mortgage addresses the real estate concerns of residents in and around El Cajon. It caters to individuals, families, and investors who want to purchase various types of residential properties. The company develops refinancing solutions based on current market trends and customers' financial capacity. It offers different mortgage programs, such as VA, USDA, FHA, and ARM loans. It also processes reverse, jumbo, and conventional mortgage options. The agency's expert has been a real estate and mortgage broker for over 25 years.