Best Mortgage Refinance Companies in Downey, CA

American Prime Lending provides mortgage solutions for clients in Downey and nearby areas. Its mortgage experts assist in refinancing, which involves replacing the current mortgage with a new one. They recommend refinancing mortgages to lower interest rates and monthly payments. In addition, clients who refinance may withdraw money from their home's equity. The company also offers financing options for first-time homebuyers and real estate investors. Loan options include 203K loans, reverse mortgages, HARP loans, 30-year fixed mortgages, and FHA loans.

Ricky Ontiveros is a mortgage consultant for Elite Mortgage Pros. He helps homeowners in Downey and its surrounding communities lower their interest rates or take cash out of their home's equity through mortgage refinancing. He also assists first-time home buyers in finding a loan program that meets their unique needs and situations. Additionally, Ricky aids seniors who are 62 years or older in understanding reverse mortgages, which would allow them to remain in their houses without making mortgage payments.

Surfside Mortgage, Inc. provides services to clients throughout the Downey metro and the surrounding areas. The agency serves homeowners wishing to change their current loan terms and rates, lower their monthly payments, and reduce their interests through mortgage refinancing solutions. These services also help clients obtain cash from their home equity. In addition, its team assists individuals in purchasing condominium units, single- and multi-family homes, townhouses, and manufactured homes using mortgage loan programs, including FHA and USDA.

Khan Home Loan offers refinancing services to clients in Downey. Its programs enable clients to cash out, access lower rates, and adjust terms, providing them with an opportunity to save for retirement, college funds, construction, and emergencies. It accommodates clients who want to switch to another loan type, such as VA, FHA, jumbo, USDA, reverse, and HELOC. Non-qualified mortgage programs are also offered. The company has been catering to the mortgage needs of homebuyers for over 20 years.

Powerhouse Mortgage, Inc., is a Downey-based, full-service firm that caters to the home-buying needs of clients in and around the metro. The company provides refinancing solutions for clients with single and multi-family properties, townhouses, condominiums, and manufactured homes. In addition, it offers various mortgage rate options, which include fixed-rate, interest-only, graduated payments, and adjustable-rate. Powerhouse Mortgage also has loan programs such as FHA, USDA, VA, and jumbo. Other mortgage plans include conventional, commercial, and HomePath.

New World Mortgage addresses the real estate needs of individuals and families in Downey. Its team offers home loan refinancing solutions to help buyers and investors acquire their dream properties. The agency develops strategies on how clients can restructure existing debts, lower interest rates, and extend terms for monthly payments. It processes different types of mortgage programs, such as USDA, VA, CalFHA, and jumbo loans. The company's branch manager, Luz Lluncor, brings over two decades of industry experience.

Bixby Knolls Mortgage caters to the needs of homeowners in and around the Downey area. It assists clients throughout the mortgage refinancing process, helping them lower interest rates. Its advisors inform clients of the interest rates they qualify for and educate them on the paperwork involved in the process. The brokerage also provides loan programs for first-time homebuyers, investors, and veterans. These include VA, jumbo, and fixed-rate loans. Bixby Knolls Mortgage, which was founded in 1989, established and operates the Bixby Knolls Broker Tour.

Downey Capital Mortgage provides refinancing solutions to homeowners in the metro and nearby areas. Its loan professionals assist mortgage borrowers who are planning to refinance their primary residences, investment properties, and vacation homes. In addition, they keep clients informed of the latest mortgage trends, loan programs, and interest rates so they can make educated decisions. Through online interactive tools and calculators, the company helps clients evaluate various refinancing options and offers financial advice throughout the enrollment process.

My Lender Camacho has been dealing with clients across Downey for over five years. The company walks homeowners through the refinancing process. It addresses their concerns involving matters like taxes and credit scores. The company also sets up loans insured or guaranteed by various government agencies—including the VA and FHA—for clients seeking to purchase properties. Bryan Camacho, its namesake, holds a bachelor's degree in economics. He partners with a range of mortgage firms, from Royal Pacific Funding to Quicken Loans.

RGC Capital is a private money lending firm company that serves the residents in and around Downey. It offers mortgage refinancing options to home buyers who are looking to have their terms modified. Its agents specialize in alternative documentation commercial financing, and they assist clients with loans for residential, industrial, and commercial properties like hospitals, assisted-living facilities, and hotels. The company's experts have over 35 years of experience. These professionals have closed over 2,000 transactions.