Best Mortgage Refinance Companies in Citrus Heights, CA

1 Stop Lending serves Citrus Heights residents, providing them with different mortgage options and refinancing services. The family-owned company helps first-time homebuyers and residential investors acquire tailored lending options, such as FHA and VA loans. Its mortgage professionals also serve homeowners, helping them refinance their current mortgages to lower their monthly payments or interest rate. Its staff is available for contact after regular operating hours and on the weekends. Owner Deseron Loessberg has been working in the mortgage industry since 2003.

Better Rate Mortgage caters to clients in and around Citrus Heights. It helps homeowners improve their financial future by refinancing an existing home loan. The refinancing program allows borrowers to shorten their loan terms, adjust interest rates, and cash out equity. The firm's mortgage specialists assist clients in finding an offer that best fits their needs by leveraging technology and automated tools, such as a refinancing rate checker. Better Rate Mortgage operates another office in Michigan.

Coastal Pacific Mortgage is a division of Pacific Residential Mortgage, LLC, offering to refinance clients' properties in Citrus Heights. The company provides refinancing solutions for clients in need to lower current interest rates, reduce loan terms or switch from an ARM to FRM. It also caters to a wide range of loan programs including construction, home equity, FHA, VA, and reverse mortgage. Its goal is to provide clients with guidance with each step in the process and allow them to choose a mortgage solution that suits their needs.

Partners Mortgage, a division of Synergy One Lending, serves customers in Citrus Heights. The firm has been in business for over 29 years, addressing the needs of individuals refinancing a loan or an existing mortgage. Its refinancing services enable borrowers to shorten their terms and consolidate their debt. It also provides loan programs to customers purchasing a home and has closed over 45,000 loan transactions. The firm established Partners For a Cure, a fundraising event for the Leukemia & Lymphoma Society.

The MVB Team assists individuals and families in Citrus Heights throughout their homeownership journey. Its team of loan professionals draws over 65 years of collective experience in helping clients refinance their existing homes and purchase new properties. They work under Partners Mortgage to provide multiple programs, including FHA, hybrid ARM, and VA loans. Senior loan officer Matt Von Bergen has been in the mortgage industry for more than 15 years. He has closed over 2,000 home loan applications.

Prime Time Mortgage Corp. focuses on assisting clients in Citrus Heights with various loans, including VA, FHA, and conventional options. The company offers to refinance a selection of property types, such as manufactured houses, townhomes, condos, multi-family, and single-family homes. It also provides hybrid ARM mortgages to homeowners who need refinancing as their initial term expires. Prime Time Mortgage was founded in Sacramento in 2015. It works in partnership with its top 10 lending peers in the country.

Point Equity is a mortgage brokerage firm serving Citrus Heights. The company offers mortgage refinance programs that can help clients improve their financial situation. Its mortgage consultants provide tools and resources to help borrowers determine whether refinancing their current mortgages works best for their specific needs. The company—which also offers home purchase loans—believes that success should be measured by the level of financial and decision-making empowerment it provides to local communities, rather than by profit and loss statements.

Merrill Home Loans Corporation is a mortgage company handling refinancing solutions for its client in Citrus Heights. Its goal with refinancing is to decrease interest rates or change the length of terms of clients' existing loans. Mortgage officer and owner Josh Merrill offers clients a refinancing analysis and provides them with different loan options. The company caters to jumbo and super jumbo loans, FHA, VA, and USDA loans. With over 15 years of industry experience, Josh has assisted over 1,900 families with their mortgage needs.

Amy Debusk is a mortgage advisor who guides Citrus Heights individuals and families through the homebuying or refinancing process. She and her team at Finance of America Mortgage connect clients to lending products that benefit their investments and meet their goals. They custom-tailor programs for clients looking to purchase their dream homes, planning to remodel an existing home, or seeking reverse mortgage options. Debusk has been working in the lending industry for over 20 years.

Catalyst Mortgage serves residents in Citrus Heights who need refinancing and loan solutions. The crew examines a customer's existing obligations and rearranges these into more manageable forms with less burdensome terms and conditions. Its purchase and restructuring options include those with fixed terms ranging from a decade to three, as well as FHA-backed plans subsidized by the government. CEO and president Brandon Haefele takes a creative approach when transacting with homebuyers and addressing their needs.

Home Loans California is an independent broker that lists the Citrus Heights metro as one of its service areas. The company helps mortgage borrowers planning to apply for refinancing to pull out cash, shorten loan terms, or reduce monthly payments. Its team of professionals aids homeowners in evaluating their options, analyzing the overall financial picture, and applying to programs suited to their needs. Managing partner Joe Alves has been serving the community for over 18 years.

Family First Mortgage Group serves Citrus Heights residents. It offers refinancing and purchase loans, including FHA, VA, conventional, and USDA loans. The mortgage broker focuses on transparency and the client's financial health. Its team educates the client on how each aspect of their mortgage works, such as the interest rate, to help ensure that they make this important financial decision with confidence. The company was recognized by UWM as a Top 1% Lender in California. It is also a Platinum Club Lender of Rocket Mortgage.