Best Mortgage Refinance Companies in Chula Vista, CA

Lend18 has handled home mortgage refinance in Chula Vista for more than two decades. The company's refinance programs include fixed- and adjustable-rate conforming, jumbo, and super jumbo loans with terms between five and 30 years. Additionally, it handles conventional, USDA, VA, and FHA loans. The firm's mortgage professionals provide financial assistance to first-time home buyers and clients with construction or renovation projects. An online form for refinance analysis requests helps its professionals understand potential customers' needs.

Mortgage Heroes is a locally owned and operated home loan service that serves individuals and families from Chula Vista and the surrounding areas. Its team of professionals provides different types of mortgage refinancing solutions, including cash-out refinancing and rate and term refinancing. In addition, it offers a wide variety of home mortgage loans, including VA, FHA, and conventional loans. Mortgage Heroes has been in operation since 2005. The company has served more than 1,000 clients.

Superior Financial Services is a San Diego-based business that assists the mortgage needs of Chula Vista residents. Whether clients are purchasing or refinancing loans, its team of advisors helps in finding suitable mortgage programs. They address concerns that involve different products, including FHA, VA, fixed-rate, and adjustable-rate loans. The mortgage specialists are also knowledgeable of home equity line of credit loans. In addition to home buyers and owners, Superior Financial Services also serves residential real estate investors.

Founded in 2015, Western Capital Mortgage is a residential and commercial refinancing business that guides mortgage borrowers in Chula Vista. Along with conventional loans, it helps clients obtain FHA, VA, reverse mortgages, and hard money loans. Working as the company's founder and senior loan advisor, Daniel Contreras II has been extending consultation services for more than 15 years. His background as a university scientist also enabled him to develop methodical strategies for his mortgage career.

Andre Enriques Mortgage Banker - VA Loan Expert is a mortgage refinance company in Chula Vista. Founded in 2001, the company specializes in assisting veterans with zero down VA insured loans. Mortgage refinance brokers work with homeowners to help them achieve better interest rates or lower loan terms for single-family and multifamily homes. The company also provides FHA, jumbo, and conventional loans. Additionally, reverse mortgage and USDA loans are available, along with down payment assistance programs and non-warrantable condominium loan programs. License number #220937

Patriot Home Loans is a mortgage broker serving clients in Chula Vista. It provides mortgage refinancing options for homeowners, homebuyers, and real estate investors. The broker offers two types of conventional loans, including one with collateral and another based on the financial condition or creditworthiness of borrowers. It also provides VA loans that help active military personnel, veterans, and reservists purchase properties without putting a down payment. FHA loans are also offered for low-income to moderate-income borrowers.

First Priority Home Loans is a mortgage lender serving clients in Chula Vista and the surrounding areas. It offers mortgage refinancing options, such as jumbo, home equity, cash-out, FHA, and VA loans, for homeowners, homebuyers, and investors. Its team of loan professionals also offers debt consolidation services to help clients pay off consumer debts and other liabilities. The company offers its online refinance advisor and purchase assistant services to reduce clients' options based on their specific needs and requirements.

Premium Mortgage offers residents of Chula Vista and the surrounding areas a variety of loan options. The company delivers FHA, USDA, conventional, and HARP products. These contracts are on fixed or variable rates, and the team works on every step of the process, from initial consultations to the application and closing. Premium Mortgage also refinances existing debts and arranges less burdensome terms for clients. Its clientele includes military service personnel covered by the Department of Veterans Affairs.

GI Home Loans provides debt consolidation and home mortgage refinance in Chula Vista. This firm specializes in providing VA loans for current and former military personnel, offering reduced interest rates and no down payment to service members seeking access to affordable mortgage rates. Additionally, it provides refinancing options to alter loan payoff times and lower interest rates and has home equity, debt consolidation, and FHA loans available. This business requires no minimum credit score for potential clients.

California Housing Administration is a mortgage refinancing company that serves clients in Chula Vista and the surrounding areas. The company guides clients in finding the right loan options and loan terms for their needs. Its loan options cover USDA, FHA, VA, refinance, reverse, and conventional types. The business also provides residential loan programs and construction loans. The company has a mortgage calculator that clients can readily access on the website.

Secure Funding Group is a mortgage financing firm that has been serving clients in Chula Vista for more than two decades. The company helps clients who wish to reduce payment terms, lower interest rates, and obtain cash from their home equity through mortgage refinancing. Its mortgage specialists provide refinancing options that can cover fixed-rate mortgages, adjustable-rate loans, conforming loans, jumbo and super jumbo, as well as FHA, VA, and USDA loans. The company's staff carries more than 45 years of combined experience in mortgage financing.