Best Mortgage Refinance Companies in Chino Hills, CA

Team Carlos Flores serves individuals and families in Chino Hills as a division of CrossCountry Mortgage. Flores works alongside his fellow loan originators in educating applicants on the factors involved in the loaning and refinancing processes, like their credit scores and financial capabilities. His programs, which include USDA rural streamline mortgages and FHA 203(k) loans, provide cash-out options that help pay off debts and fund home improvement projects for property owners. He is a member of the Mortgage Bankers Association.

Manuel Corral serves customers in Chino Hills who are looking for mortgage and refinance solutions. The agent operates under the Gem Mortgage banner and has loan programs ranging from conventional products to government-backed choices fit for military service personnel. FHA choices are on hand for individuals with low credit scores, and Manuel Corral refinances existing obligations to take advantage of burdensome terms. He is a planner with over 34 years of experience in the lending industry.

Loan Advisor Group is a mortgage broker that provides services in Chino Hills and surrounding areas. It assists homeowners seeking mortgage refinancing, which is a common practice used to lower monthly payments, interest rates, or debt-to-income ratios. It also guides borrowers to secure financing for FHA, VA, USDA, and jumbo loans under fixed, adjustable, interest-only mortgage rates. Loan Advisor Group processes graduated payment mortgages as well. Clients can submit a complete, secure online loan application through its website.

The Cornelius Mortgage Team serves house buyers in Chino Hills who need to refinance their current debts or acquire entirely new loans. The team works under the Motto Mortgage umbrella and has staff on hand to promptly reply to client concerns through the phone or email. Its products include selections tailored to the needs of first-time buyers and elderly members of the community. The company also has choices for real estate investors and residents who are upgrading to better properties.

The Loan Bar is a mortgage broker that provides services in Chino Hills and surrounding communities. Its team assists homeowners considering refinancing their current mortgage to turn the equity in their home into cash, or to take advantage of the increase in their property value, low-interest rates, or the benefit to build equity faster. They also work with clients who are seeking to take out FHA, VA, conventional, or non-QM loans. The Loan Bar is powered by Equity Smart Home Loans.

Your Favorite Lenders offers personalized mortgage solutions to residents in Chino Hills. It helps people seeking to change the terms of their mortgage, reduce interest rates or monthly payments, or cash out from their home's equity by refinancing loans. Based on clients' unique criteria and scenarios, its specialists provide various options, such as ARM, conforming, FHA, jumbo, USDA, and VA loans. Whether first-time homebuyers or seasoned investors, Your Favorite Lenders assists customers in choosing loan programs by showing them the differences between each option.

For over a decade, Premier Funding Network has been working with Chino Hills clients. The company deals with homeowners seeking to qualify for the government's Home Affordable Refinance Program. It has experience modifying the terms of loans from government-sponsored enterprises like Fannie Mae and Freddie Mac. The company also provides the Mortgage Credit Certificate, a program from the California Housing Finance Agency that allows borrowers to decrease their tax liability. One of its team members, Bruce Bellwood, has spent over 40 years in the industry.

Oceans Mortgage is a Corona-based company that serves Chino Hills clients. It advises homeowners going through the refinancing process. It has experience modifying the terms of loan programs backed by the VA and USDA. It also sets up fixed-rate and adjustable-rate mortgages for aspiring homeowners and addresses their concerns involving the pre-approval process. It offers other solutions like the jumbo loan, a program for clients looking to purchase properties in high-cost communities. To guide them in their decision-making, the company provides online mortgage calculators.

Mortgage Masters deals with Chino Hills clients. The company discusses refinancing options with homeowners to help them consolidate debts. It also assists clients aiming to refinance as a way to obtain cash from their property equity. The company deals with other clients—including first-time and second-time homebuyers, as well as real estate investors—and advises them through the mortgage application process. It maintains a website with tools like mortgage calculators to guide their decision-making. Ron Contreras, its primary broker, is a U.S. Marine Corps veteran.

American Freedom Funding is a mortgage brokerage firm that caters to the refinancing needs of individuals and families in and around Chino Hills. The firm helps its clients pay off their debts, get more savings, and reduce their monthly payments and interest rates through its refinancing solutions, like FRM, ARM, hybrid ARM, and HARP programs. American Freedom Funding has government-backed loans and reverse mortgages. It is also licensed to operate in Texas, Arizona, Colorado, and Oregon.

Annel Flores is a loan consultant at American Pacific Mortgage who helps clients achieve their dream of home ownership in Chino Hills. She assists individuals in refinancing to lower interest rates of existing loans, consolidate debts, and borrow against the equity in their homes. She offers VA, FHA, jumbo, and conventional loans to individuals who plan to purchase homes. In addition, she provides down payment assistance programs. Flores was praised by a customer for completing a loan in 28 days.

SoCal Zone provides mortgage refinancing to clients residing in Chino Hills. It offers loans and rates that fit clients’ needs and provides rate comparisons to help homeowners determine the right plan for them. The company’s cash-out refinancing allows clients to take advantage of their home’s equity. Its programs include fixed-rate mortgage, ARM, jumbo and super jumbo, and conforming loans. In addition, the team has government offerings that include USDA, FHA, and VA loans. SoCal Zone is an independent brokerage formed in January 2017.