Best Mortgage Refinance Companies in Chico, CA

Fairway Independent Mortgage Corporation Chico caters to individuals and families in the metro. It assists homebuyers looking to refinance their current loans to reduce interest rates or change monthly payment costs. It offers fixed and adjustable rates on conforming, jumbo, FHA, VA, and USDA loans, with terms from five to 30 years. The team delivers options based on each client's unique scenario and helps compare different offers. The mortgage corporation has been in the industry for over 25 years.

IMS Lending is a mortgage company that serves clientele in Chico and the surrounding areas. It advises and assists individuals and families applying for a refinance loan for different purposes, such as adjusting mortgage rates and monthly payment terms and cashing out home equity. The firm's loan officers assess the financial situation of potential borrowers to give appropriate offer recommendations. IMS Lending has been in the real estate and mortgage service industries for more than two decades.

Network Mortgage is a Chico-based firm that caters to first-time homebuyers, retirees, families, newlyweds, and veterans. It provides refinancing solutions that enable homeowners to lower their interest rates and monthly payments or alter their loan terms. It also offers various home purchase loans, such as FHA, USDA, VA, conventional, and jumbo. Additionally, reverse mortgages are available for seniors aged 62 and over. Network Mortgage's loan advisors bring over more than 60 years of experience in the industry.

Brizzi Financial assists Chico families with their mortgage needs. Its team of brokers and loan originators guides homeowners through the process of replacing an existing mortgage with a new loan to lower interest rates, reduce monthly payments, or convert loan programs from adjustable-rate to fixed-rate. Committed to a client-focused approach, they inform and guide clients before, during, and long after their transactions. Homebuyers can also turn to Brizzi Financial for assistance with FHA, VA, and Conventional loan programs.

Home Loans by Shan is a team of mortgage experts serving the Chico metro and surrounding localities. The company offers refinancing solutions to first-time home buyers, homeowners, sellers, and investors who aim to maximize return on investment and take advantage of a lower interest rate. Its loan programs cover various property types, such as condominiums, multi-family homes, townhouses, and manufactured homes. Owner Shan Conry has been in the residential lending industry for over 20 years.

California First Mortgage began serving clients in Chico in 1998. Owner James Wikey is a senior loan consultant who works with people refinancing an existing loan or purchasing a home. His refinancing solutions allow borrowers to reduce their monthly payments and consolidate high-interest debt with a low mortgage rate. He has originated thousands of home loans, which include FHA, VA, jumbo, conforming, and adjustable-rate and fixed-rate mortgages. The company has a team of appraisers, loan officers, and processing staff.

Northern California Mortgage Co. serves clients in Chico and the surrounding areas. It helps borrowers alter their mortgage terms and reduce their monthly payments by providing them with multiple refinance solutions, including FHA streamline, cash-out, and 203k; USDA streamline; conventional; and VA cash-out and streamline. The firm also offers a wide variety of lending options for purchasers of single-family and multifamily units, condominiums, and townhouses such as VA, FHA, USDA, and jumbo. The company's staff guides customers through the mortgage process, from pre-approval to closing.

Unified Home Loans is a mortgage broker that serves clients in Chico. It keeps clients informed and helps them decide when a mortgage refinance suits their situation. Its services are also available for individuals who plan to get a loan for a home purchase. It offers VA, FHA, and USDA loans, as well as fixed-rate mortgages. In addition, it guides clients in rehab renovation and vacation and investment home loans. With decades of experience, the company was able to finance thousands of loans for clients.

American Gateway Mortgage is a brokerage firm that provides financing programs to customers in the Chico area. It offers mortgage refinancing solutions for existing properties, including single- and multi-family homes, condominiums, townhouses, and manufactured homes. It provides different types of refinancing programs, including FHA Streamline and 203K, VA Cash Out and Streamline, conventional, HARP, and USDA Streamline. First Mortgage Trust assists clients from determining applicable loan programs and applying for the mortgage to processing and closing.