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Best Mortgage Refinance Companies in Carson, CA

Our Recommended Top 14

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Carson Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

62Reviewed

42Curated

14Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

10842 Paramount Blvd., Downey, CA 90241
WebsiteLicense: 303729

Expertise.com Rating

Review Sources

Facebook
5.0 (46)
Yelp
5.0 (34)
Google
5.0 (16)

Why choose this provider?

New World Mortgage serves homebuyers and property owners throughout Carson and the surrounding metros. The firm helps local clients refinance their mortgages to reduce monthly payments, restructure debt, or consolidate first and second mortgages. Clients looking to cash out some of their equity for home improvements, retirement, or vacations may call the firm's loan officers for assistance. In addition, the firm offers FHA, VA, USDA, and conventional financing options for first-time home buyers and seasoned investors. Branch manager Luz Lluncor possesses 20 years of industry experience.

  • New Construction
  • Reverse Mortgages

5280 E 2nd Street, Long Beach, CA 90803
WebsiteLicense: 1951319

Expertise.com Rating

Review Sources

Google
4.8 (23)
Facebook
4.8 (16)

Why choose this provider?

BluPrint Home Loans caters to residents in Carson who need to refinance their current obligations or obtain completely new mortgages. The firm refinances current debts and obtains more favorable interest rates and terms for home buyers. These options range from cash-out and cash-in to home equity lines of credit. BluPrint Home Loans operates under the NFM Lending banner. It has been recognized by the Mortgage Executive Magazine as one of the 100 most influential firms in the country from 2013 to 2016.

  • New Construction
  • Reverse Mortgages

Lakewood, CA 90713
WebsiteLicense: 2031044

Expertise.com Rating

Review Sources

Facebook
4.7 (35)

Why choose this provider?

Katherine Avila-Monzon is a loan officer working with GEM Mortgage. Avila-Monzon assists first-time home buyers and investors in the Carson metro and its surrounding communities. GEM Mortgage offers a variety of loan programs for clients, such as jumbo, conventional, adjustable-rate, and FHA loans. These mortgage options can be used by clients for different property types, including single-family homes, townhouses, and high-rise condo units. The company's team has been in the mortgage industry for almost 30 years.

  • New Construction
  • Reverse Mortgages

3551 Voyager St., #102, Torrance, CA 90503
WebsiteLicense: 2111075

Why choose this provider?

The Lending Agent caters to the refinancing needs of residents in Carson and nearby communities. Its agents help borrowers compare mortgage interest rates and terms and gain qualification for their loans. They take a cost-effective approach to educating clients about the home buying process, guiding them in choosing the loan program appropriate for their situations and criteria. The company's loan options include jumbo, USDA, VA, FHA, and conforming loans. It also provides real estate services.

  • New Construction

840 Apollo Street, El Segundo, CA 90245
WebsiteLicense: 57351

Expertise.com Rating

Review Sources

Facebook
5.0 (30)

Why choose this provider?

Since 2003, Regan Hagestad Mortgage Group has been assisting clients to obtain a home in Carson and neighboring areas. This lending team offers mortgage refinance products like FHA loans to help those with outstanding loans get better rates and lower monthly monthly payments. Mortgage products like conventional, jumbo, VA, and USDA are also available for first-time homebuyers and property investors. The group works with major real estate companies in the area to provide customizable mortgage options.

  • New Construction
  • Reverse Mortgages

1100 E 3rd St #204, Long Beach, CA 90802
WebsiteLicense: 240028

Expertise.com Rating

Review Sources

Facebook
5.0 (21)
Google
5.0 (15)

Why choose this provider?

B2 Funding Home Loans has been serving the Carson area since 2014. It is headed by Babak Bijarchi, who offers conventional refinance loans for clients looking to consolidate debt or eliminate mortgage insurance. He assists them throughout the process, taking care of the research and processing and working with mortgage lenders on clients' behalf. The home financing specialist also provides Alt-A loans, which suit self-employed individuals. Bijarchi gained experience in interacting with clients after working in the advertising field. He has two decades of mortgage experience.

  • New Construction
  • Reverse Mortgages

4401 Atlantic Ave Suite 100, Long Beach, CA 90807
WebsiteLicense: 1076097

Expertise.com Rating

Review Sources

Google
5.0 (81)

Why choose this provider?

Julio Sandoval is a senior mortgage advisor who delivers refinancing solutions for residents in Carson. Sandoval and his team plan loan options and develop money-saving strategies tailored to the needs of individual borrowers. They guide clients in accomplishing the refinancing process, starting from consultation and pre-approval to escrow and closing. They work with Premier Mortgage Xpress and have more than 16 years of combined experience in the industry. Additionally, the professionals create customized programs for first-time homebuyers, service members, and investors.

  • Reverse Mortgages

444 W Ocean Blvd, Long Beach, CA 90802
WebsiteLicense: 1401042

Expertise.com Rating

Review Sources

Google
4.9 (57)
Facebook
5.0 (17)
Yelp
5.0 (9)

Why choose this provider?

The Bell Group offers a variety of loan programs to individuals and families in Carson who want to purchase their first homes or refinance their current mortgages. Its loan options include VA, FHA, conventional, jumbo, and investment property mortgages. The company's founder and managing partner, Anthony Bell, has more than 20 years of experience in the mortgage industry. He aims to provide unparalleled customer service by thinking outside the box and making himself available whenever clients have questions.

  • Reverse Mortgages

2100 East Grand Avenue, El Segundo, CA 90245
WebsiteLicense: 2130517

Expertise.com Rating

Review Sources

Google
4.9 (92)
Yelp
5.0 (9)
Facebook
5.0 (4)

Why choose this provider?

Convoy Home Loans is a brokerage serving individuals and families in Carson. It helps borrowers throughout the process of replacing their mortgage to take advantage of reduced market rates. It also assists in completing cash-out refinance transactions. The company shares its knowledge on conforming, jumbo, fixed-rate, and adjustable-rate loans with terms that range from five to 30 years. Dustin Rosenberg, CEO of Convoy Home Loans, founded the company after getting recognized by the Mortgage Professionals of America as a top loan originator.

  • New Construction
  • Reverse Mortgages

3812 Sepulveda Blvd. Suite 380, Torrance, CA 90505
WebsiteLicense: 1988298

Expertise.com Rating

Review Sources

Facebook
5.0 (4)

Why choose this provider?

Prestige Finance Group responds to the mortgage needs of first-time homebuyers, real estate investors, and those looking to refinance their properties in Carson and its surrounding areas. The office helps clients lower their monthly payments, consolidate their debt, and support their home improvement projects by providing rate and term refinance mortgages. It also offers adjustable rates, 15-and 30-year fixed terms, and jumbo loans. Its pair of mortgage brokers has a combined industry experience of over 30 years. They also fluently speak Portuguese, Spanish, and Korean.

  • New Construction
  • Reverse Mortgages

12846 Hawthorne Blvd, Hawthorne, CA 90250
WebsiteLicense: 244778

Expertise.com Rating

Review Sources

Google
4.7 (9)
Yelp
4.5 (6)

Why choose this provider?

US Lending & Company is a mortgage firm that has been serving clients in and around Carson since 2001. It offers a mortgage refinance program to borrowers who wish to fund their existing loans to modify monthly payments and interest rates. There are also lending programs available for people who want to purchase luxury residential houses, apartments, or commercial properties. The firm offers a variety of loan packages to match the needs of both homebuyers and refinancers.

  • Reverse Mortgages

116 S. Catalina Ave, Ste 111, Redondo Beach, CA 90277
WebsiteLicense: 358342

Expertise.com Rating

Review Sources

Google
5.0 (19)
Yelp
5.0 (13)

Why choose this provider?

CBLoans.com provides mortgage solutions based on the unique situations of residents in Carson. It helps homebuyers afford their dream homes through refinancing. Its loan officer, Craig Barton, advises clients on various programs, such as ARM, conforming, FHA, jumbo, USDA, and VA. He also offers a cash-out option for people seeking to change their monthly budget or receive money for home updates. The company utilizes a rate comparison tool and evaluates properties to provide borrowers with different options. CBLoans.com streamlines its application and approval process using custom, digital quotes.

  • Reverse Mortgages
  • New Construction

18321 S Western Ave, Ste J, Gardena, CA 90248
WebsiteLicense: 1470961

Expertise.com Rating

Review Sources

Google
4.8 (31)
Yelp
4.0 (18)

Why choose this provider?

Blue Vista Mortgage is a team of professionals providing refinancing services to homeowners in the Carson area. The team designs refinancing solutions that help clients get rid of PMI, switch to a fixed rate, consolidate debt, and obtain cash from home loans. These professionals take the time to understand borrowers' individual mortgage situations, guide them throughout the application process, and create strategies for those with not-so-good credit. In addition, Blue Vista Mortgage offers resources such as insider reports and benefits calculators.

  • Reverse Mortgages

6526 Ocean Crest Drive Unit A311, Rancho Palos Verdes, CA 90275
WebsiteLicense: 2159097

Expertise.com Rating

Why choose this provider?

RUNA Mortgage is a minority- and women-owned business that works to meet the needs of different types of borrowers. It caters to clients in and around Carson seeking to refinance their current mortgages to adjust monthly payments and modify terms. It also helps first-time homebuyers and investors reach their financial and homeownership goals by finding a lending package that is right for them. The firm's owner and president, Sravanthi Pothuganti, has expertise in immigration statuses and mortgage paperwork for immigrant visas.

  • New Construction

Compare our Top Mortgage Refinance Companies

NameExpertise RatingAddressPromotionsLearn more
New World Mortgage
10842 Paramount Blvd., Downey, CA 90241
BluPrint Home Loans
5280 E 2nd Street, Long Beach, CA 90803
Katherine Avila-Monzon
The Lending Agent
3551 Voyager St., #102, Torrance, CA 90503
Regan Hagestad
840 Apollo Street, El Segundo, CA 90245
B2 Funding Home Loans
1100 E 3rd St #204, Long Beach, CA 90802
Julio Sandoval
4401 Atlantic Ave Suite 100, Long Beach, CA 90807
The Bell Group
444 W Ocean Blvd, Long Beach, CA 90802
Convoy Home Loans
2100 East Grand Avenue, El Segundo, CA 90245
Prestige Finance Group
3812 Sepulveda Blvd. Suite 380, Torrance, CA 90505
US Lending & Company
12846 Hawthorne Blvd, Hawthorne, CA 90250
CbLoans.com
116 S. Catalina Ave, Ste 111, Redondo Beach, CA 90277
Blue Vista Mortgage
18321 S Western Ave, Ste J, Gardena, CA 90248
RUNA Mortgage
6526 Ocean Crest Drive Unit A311, Rancho Palos Verdes, CA 90275

FAQs

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • What are the benefits of getting cash-out refinancing in Carson?

    Many Carson homeowners get cash-out refinancing to pay off or consolidate high-interest student loan and credit card debts. They also usually this loan to fund home improvements or their education, among other purposes. Cash-out refinancing loans are a good idea because interest rates of mortgages are usually lower compared to the interest rates of other debts. In addition, interest from mortgage is tax-deductible, while those of other debts are usually not.

  • Is there a law in Carson that allows one to cancel private mortgage insurance?

    Yes, there is a law in Carson that allows one to cancel private mortgage insurance, known as the Homeowners Protection Act. It established the guidelines for automatic private mortgage insurance termination and cancellation. These protections have been in place for home mortgages since July of 1999 for single-family home refinance, purchase, and initial construction. The law does not cover FHA, VA, and lender-paid PMI loans.

  • When should a Carson resident consider refinance their mortgage?

    A Carson resident should consider refinance their mortgage depending on several factors, such as market trends, current interest rates, and their financial situation, including their credit score. One may also consider using a refinance calculator to determine their break-even point after they have accounted for refinancing expenses. Other options should also be considered, such as a second mortgage and loan modification.

  • What is the difference between Carson refinancing and loan modification?

    The main difference between Carson loan modification and refinancing is that the latter is essentially a new loan while the former only changes the current terms in order to include missed payments in the balance. A modification helps the borrower keep the home; however, one should only consider it if they seek payment relief but do not qualify for refinancing, because modification usually significantly impacts one’s credit score negatively.

  • When should a Carson resident consider mortgage refinancing?

    In general, a resident of Carson should consider mortgage refinancing when certain conditions are met. First, the interest rates on mortgage should be falling. Also, their home should have significantly appreciated in value in the market. Thirdly, the homeowner should have been making mortgage payments on their home on their original 30-year loan for less than a decade.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.