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Best Mortgage Refinance Companies in Baldwin Park, CA

Our Recommended Top 12

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Baldwin Park Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

52Reviewed

36Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1612 Jefferson St, Suite 4, Baldwin Park, CA 94559
WebsiteLicense: 254890

Expertise.com Rating

Review Sources

Facebook
4.4 (32)

Why choose this provider?

Manufactured Home Mortgage is a lending company serving Baldwin Park and the surrounding areas. It specializes in financing mobile homes and provides a variety of loan programs to assist prospective home buyers with financing their purchases. It also assists current homeowners with mortgage refinancing to lower their monthly payments and overall interest rate. Rob La Monica founded Manufactured Home Mortgage after assisting his father, who did some lending to help people buy affordable housing as a teenager.

  • New Construction
  • Reverse Mortgages

4115 Live Oak Ave, Arcadia, CA 91006
WebsiteLicense: 1653630

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Review Sources

Google
5.0 (6)

Why choose this provider?

HLOANPROs assists Baldwin Park residents in qualifying for loans that match their current financial circumstances. The agency provides refinancing options for borrowers who wish to withdraw cash from equity, save money through reduced rates, and restructure their mortgage terms. These programs include conforming, jumbo, USDA, FHA, and VA loans. It also helps first-time homebuyers and experienced investors in obtaining purchase loan products. Clients can access self-help tools on the company's website to determine daily rates and utilize forms and mortgage calculators.

  • New Construction
  • Reverse Mortgages

737 Glendora Ave #103, La Puente, CA 91744
WebsiteLicense: 324751

Why choose this provider?

Ampac Funding Group Inc provides various refinancing options to Baldwin Park homeowners. It helps those who want to lower their monthly payments or loan terms or who want to shift from an ARM to FRM through refinancing. Cash-out options to raise funds for home improvement, consolidating debt, and education expenses are available. Additionally, the company has varied purchase programs for different types of clients. Ampac Funding simplifies its process with an online calculator that provides a comprehensive breakdown of loan details.

  • New Construction
  • Reverse Mortgages

14607 Ramona Blvd. Suite C, Baldwin Park, CA 91706
WebsiteLicense: 2320142

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Yelp
5.0 (8)
Google
5.0 (6)

Why choose this provider?

Lakeside Home Loans offers mortgage refinancing assistance to customers in and around the Baldwin Park metro. Its loan officers work closely with clients to understand their goals and help them compare refinancing options that may lower their monthly mortgage payment, allow them to take some cash out, or consolidate their current debts. The firm also offers comprehensive lending solutions for both first-time and experienced home buyers. Additionally, the firm has Realtors on staff who assist clients looking for properties to purchase.

  • New Construction

150 N. Grand Ave Suite 204, West Covina, CA 91791
WebsiteLicense: 1926998

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

California Mortgage Brokers Inc. is a West Covina-based company that deals with clients across Baldwin Park. It addresses homeowners' concerns regarding the mortgage refinancing process and helps them achieve goals like lowered interest rates. It has assisted owners of different types of properties, including condominiums, single-family homes, and townhouses. For low-income clients aiming to purchase properties in suburban or rural locations, the company offers loans backed by the USDA. It also runs a blog to educate individuals on current housing market trends.

  • New Construction

615 Smoketree Dr, La Verne, CA 91750
WebsiteLicense: 256237

Expertise.com Rating

Review Sources

Facebook
5.0 (5)

Why choose this provider?

Evans Financial Network serves the needs of clients in Baldwin Park and its surrounding neighborhoods. Its team of professionals offers mortgage refinancing services to take cash out from customers’ home equity, reduce interest rates, and change mortgage terms. The firm provides refinancing options such as fixed- and adjustable-rate, conforming, jumbo, and super jumbo loans. In addition, it handles VA, USDA, and FHA loans. The business’s owner, Chuck Evans, has more than three decades of industry experience.

  • Reverse Mortgages

19500 Jamboree Rd, Suite 200, Irvine, CA 92612
WebsiteLicense: 128231

Expertise.com Rating

Review Sources

Google
4.7 (583)

Why choose this provider?

CashCall Mortgage assists Baldwin Park residents in searching and applying for refinancing opportunities. Its agents guide jumbo or VA loan holders in switching to refinance options that best suit their immediate and future goals. In addition, they help self-employed, real estate investors, and clients who qualify for bank-statement loans in securing refinancing programs. CashCall Mortgage has been serving the homeownership needs of the community since 2003. It is also a member of the Mortgage Bankers Association.

  • Multi-Family Loans

1822 E Route 66, A, Glendora, CA 91740
WebsiteLicense: 1658251

Expertise.com Rating

Review Sources

Google
5.0 (8)
Yelp
5.0 (4)

Why choose this provider?

Prominence Funding offers financing assistance programs to homebuyers and struggling borrowers in Baldwin Park. It recommends purchase, refinance, and specialized loans to aspiring homeowners with different financial situations. Its loan restructuring solutions intend to lower monthly payments, cash out equities, merge multiple debts, remove private insurance, and offset refinancing charges. The mortgage broker identifies borrowers' needs and evaluates if a refinance option could actually save them money. Loan officer Christopher Turoci has been working in the wealth management and mortgage business for over 20 years.

  • New Construction

925 N Unruh Ave. Suite #3, La Puente, CA 91744
WebsiteLicense: 337029

Why choose this provider?

1st Realty Funding, Inc., is a mortgage broker that arranges refinancing solutions for homeowners in Baldwin Park. Its loan advisors assess mortgage borrowers' individual situations, search for suitable programs, and help with choosing from various options. They streamline refinancing methods and work closely with banks to deliver an improved client experience. The family-owned business has been serving the community since 1995. It delivers programs from the FHA, VA, USDA, and SBA, also providing commercial loans.

  • Reverse Mortgages

100 N Citrus St., West Covina, CA 91791
WebsiteLicense: 303978

Expertise.com Rating

Review Sources

Google
5.0 (24)
Yelp
5.0 (14)
Facebook
5.0 (5)

Why choose this provider?

Prime Equity Mortgage is a full-service company offering refinancing solutions to individuals and families in Baldwin Park. Through its network of over 334 wholesale banks, the company delivers diverse refinancing options for each borrower's needs. Its team of professionals shops for refinancing programs that have lower rates, minimal costs, and shorter turnaround times. Prime Equity has supported the homeownership journey of thousands of people since 2010. In addition, it provides hard money and stated-income loans.

  • New Construction

750 Terrado Plaza, Suite 114, Covina, CA 91723
WebsiteLicense: 297869

Expertise.com Rating

Review Sources

Google
4.7 (3)

Why choose this provider?

Futura Financial Inc. serves Baldwin Park and its surrounding communities. It helps clients who are looking to refinance their properties by helping them find the refinance loan type that best fits their needs. Its team of advisors educates borrowers on the differences between various lending policies— from the rates and terms of FHA and VA products to the inclusions of conventional, jumbo, and USDA streamline loans. The firm also aids senior citizens with their reverse mortgages. Futura Financial Inc. has been in the industry for more than three decades.

  • Reverse Mortgages

500 N. State College Blvd., Suite 1400, Orange, CA 92868
WebsiteLicense: 3290

Expertise.com Rating

Why choose this provider?

Intelliloan has been working with clients across Baldwin Park since 1993. The company guides homeowners in evaluating their various refinance options. These include shifting from a 15-year program to a 30-year mortgage to lower monthly payments or obtaining adjustable-rate programs to reduce interest rates. The company also offers a cash-out refinance option for homeowners seeking to liquidate a portion of their home equity to fund a second home mortgage. It runs a blog to educate individuals on topics like market trends.

  • Reverse Mortgages
  • New Construction

Compare our Top Mortgage Refinance Companies

NameExpertise RatingAddressPromotionsLearn more
Manufactured Home Mortgage
1612 Jefferson St, Suite 4, Baldwin Park, CA 94559
HLOANPROs
4115 Live Oak Ave, Arcadia, CA 91006
Ampac Funding Group Inc
737 Glendora Ave #103, La Puente, CA 91744
Lakeside Home Loans
14607 Ramona Blvd. Suite C, Baldwin Park, CA 91706
California Mortgage Brokers Inc.
150 N. Grand Ave Suite 204, West Covina, CA 91791
Evans Financial Network
615 Smoketree Dr, La Verne, CA 91750
CashCall Mortgage
19500 Jamboree Rd, Suite 200, Irvine, CA 92612
Prominence Funding
1822 E Route 66, A, Glendora, CA 91740
1st Realty Funding, Inc.
925 N Unruh Ave. Suite #3, La Puente, CA 91744
Prime Equity Mortgage
100 N Citrus St., West Covina, CA 91791
Futura Financial Inc.
750 Terrado Plaza, Suite 114, Covina, CA 91723
Intelliloan
500 N. State College Blvd., Suite 1400, Orange, CA 92868

Baldwin Park, CA Mortgage Refinance FAQs

  • Who qualifies for a cash-out refinance loan in Baldwin Park?

    Property owners who meet the criteria can qualify for a cash-out refinance loan in Baldwin Park; borrowers must have 20% or higher of existing home equity, good credit scores, and the ability to make monthly payments. Their new debt-to-income ratio must also be acceptable to their chosen or preferred mortgage lender.

  • When can you refinance your mortgage in Baldwin Park?

    You can refinance your mortgage in Baldwin Park if your mortgage interest rates are falling, and your home has appreciated in market value. If you have been on your 30-year mortgage for less than 10 years, you may want to consider refinancing. You can pay high-interest debts and lower your monthly payment through refinancing.

  • How can you determine if a cash-out refinance in Baldwin Park is a good idea or not?

    If you want to apply for a cash-out refinance in Baldwin Park, you must evaluate whether you can get a good interest rate on your new loan. It is also a good idea to consider refinancing if you plan on using the money to rebuild home equity and fund a property renovation. However, if you will use the money to buy a new car or pay vacation expenses, refinancing is not a good option.

  • What do lenders look for in individuals applying for fixed-rate mortgage loans in Baldwin Park?

    Lenders in Baldwin Park check and evaluate the monthly income and employment histories of individuals applying for fixed-rate mortgage loans. They make sure that borrowers are gainfully employed to pay monthly mortgage payments. They also check if borrowers have good credit scores. If individuals have credit scores at around 720, they may qualify for a conventional fixed-rate loan.

  • Can cash-out refinancing in Baldwin Park fund college expenses?

    Individuals may apply for cash-out refinancing to fund college expenses in Baldwin Park. Most of the time, parents have not saved for their children's school expenses. The only option they have is to take cash from a refinance loan. Through refinancing, borrowers can pay tuition fees, books, and room and board costs.