Best Mortgage Refinance Companies in Apple Valley, CA

Regal Mortgage of the High Desert helps individuals obtain their dream homes through refinancing services in Apple Valley. It offers a variety of programs including FHA, VA, and USDA loans. Jumbo, renovation, and CalPATH or PATH home loans for teachers, firefighters, policemen, and state employees are also available. In addition, the company has energy-efficient mortgages and down payment assistance programs. It has been providing mortgage refinancing solutions based on clients' short-term and long-term goals since 1990.

EZ Home Loans is a mortgage brokerage agency that serves buyers and homeowners in the Apple Valley area. It assists clients looking to refinance existing mortgages to get lower rates and trim monthly payments. It develops customized lending options based on the assets and liabilities of the borrower. It offers fixed-rate, adjustable-rate, interest-only, and graduated payment mortgages for different loan types, including HARP, FHA, and VA. EZ Home Loans also provides special home loans for manufactured homes and borrowers with low credit scores.

Bobadilla Finance Team Home Loans has been providing mortgage refinancing options to customers in Apple Valley for over 23 years. Its team members work with clients planning to refinance their existing mortgage loans or buy a home by offering USDA, FHA, VA, conventional, and jumbo loans. They consult borrowers to address their specific needs and concerns. Branch manager Derek Bobadilla provides a comprehensive approach by analyzing his client's financial situation and setting a plan to help them achieve their long- and short-term monetary goals.

Miguel For Mortgage accommodates first-time homebuyers, real estate investors, and those looking for second homes in Apple Valley and its nearby areas. The agency offers a variety of residential loan options, such as 203k, FHA, adjustable rates, jumbo, USDA, and 15-and 30-year fixed mortgages. It helps customers lower their monthly payments through its cash-out refinance program. Founder and loan officer Miguel Guerrero assists clients throughout the home refinancing process, including comparing mortgage rates and evaluating properties.

Mojave River Mortgage serves Apple Valley customers planning to refinance their loans. Its refinancing services cover mortgages for various home types, including single-family and multifamily residences, townhouses, and condominiums. The firm offers different loan types, such as jumbo, conventional, VA, USDA, and FHA. It gives borrowers access to the Loanzify app, which guides them throughout the mortgage process and connects them to a loan officer and real estate expert. The firm has funded over $150 million in loans.

Paramount Residential Mortgage Group, Inc. Victorville serves individuals and families in the Apple Valley community. It offers various FHA, VA, and USDA loan programs, as well as Fannie Mae and Freddie Mac conventional products. It has a team specializing in non-QM options, like qualifying bank statements, foreign national assistance, and interest-only amortizations. Regional manager Frank Castanos has been with PRMG since 2005. The firm is a nationally recognized lender with over two decades in service.

Victory Home Mortgage & Realty helps clients realize their dream of homeownership using various products, investment tools, and solutions in Apple Valley. The firm offers mortgage refinancing options, including FHA, VA, USDA, jumbo, and conventional loans, to meet the needs of local borrowers and obtain better rates and terms. Additionally, it has programs for fixed-rate, adjustable-rate mortgages and hybrid options for individuals who are planning to purchase or refinance homes. A client commended the team for closing a loan in less than 30 days.

The Barstow Team is part of GEM Mortgage and serves the refinancing needs of individuals and families in Apple Valley. The team of mortgage professionals assists borrowers in refinancing existing loans to cash out or change rates and terms. These professionals guide homeowners through the process of switching to options such as ARMs, Fannie Mae loans, and portfolio and investor products. GEM Mortgage has been operating for more than 25 years and was named the 2016 Scotsman Guide Top Mortgage Lender.