Best Mortgage Refinance Companies in Tempe, AZ

AZ Lending Experts LLC handles clients' mortgage needs in and around the Tempe metro. Clients looking to refinance their homes' equity are assisted throughout the entire process, whether they want to secure a lower interest rate, consolidate current debts, or restructure their current terms. Its loan officers, who share over 30 years of combined experience, also assist with conventional, VA, FHA, USDA, and Jumbo residential mortgages. Ranking Arizona has named AZ Lending Experts the top mortgage broker in the state for seven consecutive years.

AZ Financial, LLC, offers a variety of mortgage services in Tempe and nearby locations. Its team focuses on serving the needs of real estate professionals, homebuyers, and builders. The company helps clients develop refinancing solutions to acquire their dream single-family homes, high- or low-rise condominiums, and townhouses. It provides a selection of mortgage programs, including jumbo and super jumbo, reverse mortgage, fixed- and adjustable-rate, FHA, VA, and USDA loans. AZ Financial has been in operation since 2015.

Jill Sheldon & Co. at CMG Home Loans offers services to individuals in the Tempe metro. Jill provides refinancing solutions, helping clients find a loan program that better suits their needs. She offers specialty loan programs such as down payment assistance, first-time home buyers programs, flexible credit loans, and bank statement loans. Her team also provides FHA, VA, conventional, and jumbo loans. Jill has more than 20 years of industry experience and actively supports the Phoenix Children’s Hospital Foundation.

Modern Home Lending attends to the loan needs of its clients in Tempe. The independent mortgage agency offers assistance for mortgage matters such as home purchasing and home refinancing. Its team also responds to the inquiries of non-standard buyers and offers a bridge loan option. The agency is affiliated with lenders such as UWM, Plaza Home Mortgage, Home Point Financial, and Franklin American. Its founder, Evan Einhorn, has been in the real estate and mortgage industry for more than eight years.

V.I.P. Mortgage, Inc., caters to clients in Tempe who seek a variety of loan options. These products include refinancing solutions to take advantage of lower rates that emerge subsequent to a loan's initial arrangements. Reverse mortgages are available for aging customers, and VA-backed choices for military service members are on hand alongside USDA-backed choices. V.I.P. Mortgage, Inc., supports The Homeless Youth Connection, Sunshine Acres Children’s Home, and The Boy’s and Girl’s Club. It was founded in 2006.

1st Rate Home Mortgage, Inc. serves individuals and families in the Tempe community. It offers mortgage refinancing solutions for those looking to get cash out equity, reduce monthly interest rates, consider other mortgage terms, and build home equity. It handles various property types, including single-family and multi-family homes, manufactures homes, condos, and townhouses. It also offers reverse and balloon mortgages. 1st Rate Home Mortgage works with a network of lenders to provide non-conforming, conforming, and government loan programs.

NewMortgage, LLC, offers solutions involving cash-out refinancing for individuals and families in the Tempe metro. Its application process includes comprehensive analyses and comparisons of local mortgage trends and marketing changes alongside a client's financial status, outstanding credit, and current loans. Its programs range from USDA and FHA loans to interest-only and graduated payment mortgages for house buying, debt consolidation, and monthly settlements. Its team also organizes asset evaluations and property appraisals and provides access to online forms that help streamline the application process for clients.

Lizy Hoeffer is a Phoenix-based loan officer that serves clients across Tempe. She assists homeowners looking to refinance their mortgages to help them shorten their program terms or lower their interest rates. She also updates individuals with current market trends. For clients seeking to fulfill their goal of homeownership, Hoeffer provides mortgage options like USDA loans. She was recognized by the Scotsman Guide as its top female loan officer for most loans closed in 2018.

MyLoanGauge offers mortgage planning services to clients in Tempe. It works with real estate owners seeking better interest rates through mortgage refinancing. The team leverages its relationship with multiple lenders to compare deals and find the most suitable one for its clients' requirements. The company also offers cash-out refinance planning services to property owners who want to convert some of their property's equity into cash. Its founder, Kiran Vedantam, has been originating for over 10 years and has written a book on loan modification.

Mortgages by Misty is a Tempe-based service provider that offers refinancing assistance to homeowners in the metro. Misty Garrison and her team aid homeowners in refinancing their loans to change interest rate formats, remove PMI or MIP, and renegotiate different terms. They analyze clients' individual situations and goals and anticipate roadblocks to prevent delays in the application process. Garrison has been serving the community for over 21 years and is a senior officer at Barrett Financial Group.

Jeffrey Tisdale is a mortgage advisor who attends to the refinancing needs of residents in and around the Tempe area. He is part of V.I.P. Mortgage, Inc., a veteran-founded company that has been in service since 2006. Jeffrey guides clients throughout the loan refinancing process, whether they are looking to modify loan types, remove private mortgage insurance, obtain cash from home equity, or reduce interest rates. He also provides mortgage options for first-time homebuyers and senior individuals 62 years and older.

Ashley Blanton Home Loans offers mortgage refinancing in Tempe. Its mortgage specialists help clients select the right program based on their needs, such as debt consolidation, interest rate reduction, term change, and cash-out acquisition. The team provides refinancing programs for a wide range of properties, including single-family homes and vacation rentals. Despite being in the mortgage industry for over 16 years, Ashley Banton continues to expand her knowledge of mortgage and real estate trends in order to provide her clients with smart loan options.

Galaxy Lending Group works with homebuyers and investors in the Tempe area. Since 2008, its team has been helping clients continue with the acquisition of their dream investment spaces through refinancing solutions. The company assists customers in creating strategies on how they can lower their monthly and interest rates and convert adjustable-rate into fixed-rate mortgages. It also offers a wide selection of programs, including FHA, VA, USDA, and home construction loans. Agency president and managing member Harold Perkins has been working in the industry since 1998.