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Best Mortgage Refinance Companies in Glendale, AZ

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Glendale mortgage refinance companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

131Reviewed

81Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

3230 East Broadway Road Suite B-220, Phoenix, AZ 85040
WebsiteLicense: 1951574

Expertise.com Rating

Review Sources

Google
5.0 (597)
Facebook
5.0 (91)
Yelp
5.0 (6)

Why choose this provider?

Agave Home Loans assists Glendale homeowners in refinancing their mortgages. It helps clients convert existing equity to meet various financial goals, such as paying off debt and remodeling homes. This option also allows borrowers to change the terms of their loans to save on interest and make mortgage payments more predictable. It also shops for conventional, FHA, non-QM, and VA loans. Agave Home Loans is an independent mortgage broker that works with over 50 lenders nationwide.

  • Reverse Mortgages

17505 North 79th Avenue, Glendale, AZ 85308
WebsiteLicense: 3117

Expertise.com Rating

Review Sources

Facebook
5.0 (3)

Why choose this provider?

Founded in 1992, City First Mortgage Services LLC is a nationwide mortgage lender that specializes in home mortgage refinance in Glendale. It offers a range of lending options, including FHA, VA, USDA, and conventional refinance mortgages. Loan officers work directly with customers to determine the terms of the loan such as fixed, adjustable, or hybrid rates and a 15 or 30-year term. City First Mortgage Services also handles reverse mortgages, construction and land loans, and first-time homebuyers' programs.

  • Reverse Mortgages
  • NMLS #: 39166

6424 W Misty Willow Ln, Glendale, AZ 85310
WebsiteLicense: 1770856

Expertise.com Rating

Review Sources

Google
5.0 (7)
Facebook
5.0 (4)
Yelp
5.0 (1)

Why choose this provider?

Mortgage Power, Inc. is a financial services company that caters to clients in the Glendale metro.It provided both purchase and refinancing solutions across a broad spectrum of programs, including conventional, jumbo, VHA, VA, USDA, and Home Equity Lines of Credit (HELOC). It discusses with clients available interest terms and rates. It also works with new home buyers and guides them through the mortgage pre-approval process. The company has over 25 years of experience. Randy Howell, one of the company's members, holds Certified Residential Mortgage Specialist and Certified Veteran Loan Specialist designations.

20359 North 59th Avenue, Glendale, AZ 85308
WebsiteLicense: 182425

Expertise.com Rating

Review Sources

Yelp
5.0 (22)
Facebook
5.0 (1)

Why choose this provider?

Mike Roman is a senior mortgage loan officer with Fairway Independent Mortgage who can find the best lender for home mortgage refinance in Glendale and its surrounding cities. With over 25 years in the sector, Mr. Roman can tailor the most appropriate mortgage for his client's circumstances, such as FHA for those who need to reduce their monthly payments, jumbo loans for customers with good credit, and VA loans for past and present members of the military.

  • Reverse Mortgages
  • NMLS #: 39166

15411 West Waddell Road, Surprise, AZ 85379
WebsiteLicense: 149484

Expertise.com Rating

Review Sources

Yelp
5.0 (22)

Why choose this provider?

Radiant Financial Group is a full-service mortgage broker and refinancing specialist located near Glendale. The group’s program includes VA, FHA, and USDA low-downpayment loans, giving clients advice and support from start through closing. The refinancing process includes pre-qualification, application processing, underwriting, and closing. The personal loan officers on the team work directly with each client to thoroughly discuss lending options, the terms of particular loans, and their impact on the client.

  • Reverse Mortgages
  • NMLS #: 39166

7170 West Camino San Xavier, Glendale, AZ 85308
WebsiteLicense: 162701

Expertise.com Rating

Review Sources

Google
4.7 (187)
Yelp
4.0 (41)

Why choose this provider?

Lund Mortgage Team, Inc., is a family-owned company attending to the needs of its patrons in Glendale. It is focused on homeowners, assisting with their financing demands. Some of the options it offers include 15 years fixed mortgage, 30 years fixed mortgage, adjustable-rate mortgages, and jumbo loans. The firm also provides refinance assistance as a way of paying off an existing mortgage with a new one. Its team is filled with members equipped with knowledge that strives to offer personalized solutions for loan demands.

  • Reverse Mortgages
  • NMLS #: 39166

Compare our Top Mortgage Refinance Companies

NameExpertise RatingAddressPromotionsLearn more
Agave Home Loans
3230 East Broadway Road Suite B-220, Phoenix, AZ 85040
City First Mortgage Services, LLC
17505 North 79th Avenue, Glendale, AZ 85308
Mortgage Power, Inc.
6424 W Misty Willow Ln, Glendale, AZ 85310
Mike Roman
20359 North 59th Avenue, Glendale, AZ 85308
Radiant Financial Group
15411 West Waddell Road, Surprise, AZ 85379
Lund Mortgage Team, Inc.
7170 West Camino San Xavier, Glendale, AZ 85308

Glendale, AZ Mortgage Refinance FAQs

  • Is it a good idea to buy a car before refinancing your mortgage in Glendale?

    No. You should avoid making large purchases before refinancing in Glendale because they can lower your credit score. Closing unused credit cards and incurring new debts may also have an impact on your credit score. It is best to maintain your regular credit usage and avoid late payments. Paying off loans can also help you improve your credit score.

  • How can a refinance help you with student loans in Glendale?

    Refinancing your mortgage in Glendale by cashing out on your home value can give you access to additional funds that you can use to pay off your student loan. You can look for mortgage companies that offer programs tailored to this purpose. Through a refinance, you might be able to consolidate your debts, pay less interest, and save time and effort scheduling payments with educational loan servicers.

  • Does your home need to undergo another appraisal when you refinance in Glendale?

    Yes. Many lenders in Glendale will conduct an appraisal when underwriting your refinance, even if your home was previously appraised when you took out the loan. You can expect a higher home value if you have made improvements or have been diligent with property maintenance. This, in turn, can help you get better terms on your new loan, such as no PMI or a higher cash-out.

  • What are the benefits of refinancing your Glendale mortgage early on?

    Consider a refinance early in the life of your loan to help reduce your balance faster. Mortgages are typically structured so that interest makes up a large portion of the initial monthly payments. You can refinance to get better terms in Glendale, especially if current interest rates are lower than your current rate.

  • Do you have any other options if you need money but do not qualify for a cash-out refinance in Glendale?

    Yes. A Home Equity Line of Credit (HELOC), like a cash-out refinance, allows you to tap into the equity in your Glendale home. The difference is that you would not receive a lump sum payment, but rather a credit line from which you could withdraw funds within a certain time frame. You could also get a second mortgage or a personal loan.