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Best Mortgage Refinance Companies in Anchorage, AK

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Anchorage Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

152Reviewed

94Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

4300 B Street, Suite 203, Anchorage, AK 99503
WebsiteLicense: 2010048

Expertise.com Rating

Review Sources

Google
4.9 (14)

Why choose this provider?

C2C Mortgage LLC provides loan options to residents in Anchorage and nearby areas who want to consider refinancing. These include USDA, VA, FHA, and jumbo loans. The firm also offers adjustable- and fixed-rate mortgages. Customers can receive loan options tailored to their specific needs by completing the home refinance analysis request form on the company's website. C2C Mortgage LLC seeks to simplify the mortgage refinancing process by assisting borrowers in understanding the differences between loan programs.

  • Reverse Mortgages

4300 "B" Street, Ste. 301, Anchorage, AK 99508
WebsiteLicense: 50092

Expertise.com Rating

Review Sources

Google
4.6 (23)
Yelp
5.0 (3)

Why choose this provider?

Guaranty Mortgage Service, Inc., aims to make a difference in people's loaning experience. It assists borrowers with existing mortgages by providing them with refinancing opportunities. It devotes its time to finding beneficial options, such as programs with adjustable rates and payment periods, intending to relieve clients from financial strain. The company also accommodates veterans and those with credit problems. Jackie Toppin, its president, founded the Anchorage-based firm in 1977 and has helped over 5,000 families have homes.

  • New Construction
  • Reverse Mortgages

11900 Industry Way, Unit M-5, Anchorage, AK 99515
WebsiteLicense: 1783683

Expertise.com Rating

Review Sources

Facebook
5.0 (10)
Google
5.0 (1)

Why choose this provider?

Raven Mortgage serves prospective homebuyers in the Anchorage metro, guiding them through the loan application process and helping them find the mortgage that suits their financial goals. It assists individuals with existing loans to find lower interest rates, better terms, and more favorable repayments through its refinancing services. The agency offers FHA, VA, USDA, Jumbo, and conventional fixed-rate and adjustable-rate loans. Raven Mortgage is certified by the NMLS and offers equal housing opportunities to its customers.

  • New Construction

3801 Centerpoint Drive Suite 100, Anchorage, AK 99503
WebsiteLicense: 189191

Expertise.com Rating

Review Sources

Google
5.0 (66)
Facebook
4.8 (63)
Yelp
5.0 (2)

Why choose this provider?

Homestate Mortgage Company helps homeowners in Anchorage and those from nearby areas with their refinancing needs. Its staff helps clients who want to reduce their monthly payments, get a shorter term, or take out cash for home improvement by educating them to make informed decisions. The firm offers conventional, VA, FHA, RD, HUD 184, and jumbo loans. Company president John Carman started as a full-time mortgage loan originator in 1994. Two years after, he founded Homestate.

  • New Construction

2851 E Palmer-Wasilla Hwy., Unit 7, Wasilla, AK 99654
WebsiteLicense: 1251279

Expertise.com Rating

Review Sources

Facebook
5.0 (34)
Google
5.0 (15)

Why choose this provider?

Amanda Jensen is a loan agent that assists residential property buyers in Anchorage and the surrounding areas with their mortgage concerns. She helps home buyers get pre-approved for financing by guiding them in the loan application process either via phone or online. She also offers refinancing options for those who want to get better loan terms. In addition, Jensen provides solutions for clients who want to purchase a bigger house or use it to generate income.

  • New Construction

1577 C Street Suite 101, Anchorage, AK 99501
WebsiteLicense: 1708957

Expertise.com Rating

Review Sources

Google
4.9 (58)
Yelp
5.0 (1)

Why choose this provider?

Mortgage Brokers of Alaska is a locally owned and operated business that helps people in Anchorage and nearby areas purchase or refinance their homes. The mortgage company provides its borrowers with loan programs such as USDA, FHA, VA, and jumbo options based on their property goals. It also offers fixed-rate, interest-only, graduated payment, and adjustable-rate mortgage options. The business aims to familiarize its clients with different types of home loans and help them make informed decisions.

  • Reverse Mortgages

3150 C Street Suite 150, Anchorage, AK 99503
WebsiteLicense: 184451

Expertise.com Rating

Review Sources

Google
4.9 (74)
Facebook
4.8 (68)
Yelp
4.5 (7)

Why choose this provider?

First Rate Financial is a home loan and refinancing company in Anchorage. The brokerage assists home buyers in acquiring the right mortgage loan for the property they wish to purchase. It offers VA home loans, and also serves mortgage refinancing solutions that help clients lower their monthly mortgage and pay it off faster. A first-time home buyer mentioned in a review that First Rate Financial has walked them through the entire buying process and closed the purchase ahead of schedule.

  • New Construction

Compare our Top Mortgage Refinance Companies

NameExpertise RatingAddressPromotionsLearn more
C2C Mortgage LLC
4300 B Street, Suite 203, Anchorage, AK 99503
Guaranty Mortgage Service, Inc.
4300 "B" Street, Ste. 301, Anchorage, AK 99508
Raven Mortgage
11900 Industry Way, Unit M-5, Anchorage, AK 99515
Homestate Mortgage Company
3801 Centerpoint Drive Suite 100, Anchorage, AK 99503
Amanda Jensen
2851 E Palmer-Wasilla Hwy., Unit 7, Wasilla, AK 99654
Mortgage Brokers of Alaska
1577 C Street Suite 101, Anchorage, AK 99501
First Rate Financial
3150 C Street Suite 150, Anchorage, AK 99503

FAQs

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • How does inflation affect mortgage rates in Anchorage?

    During inflation, the Federal Reserve (Fed) would increase its interest rates to counter the increasing prices of goods or services. Although the Fed does not directly set mortgage rates, it indirectly influences borrowing costs on loans, pushing them upward. This means that mortgage loans in Anchorage are likely to increase whenever the Fed increases its rates due to inflation.

  • What are some reasons that individuals choose to refinance their mortgage in Anchorage?

    One of the most common reasons individuals choose to refinance their mortgage loans is when their current monthly mortgage payment is too high. A spike in interest rates can also push one to consider mortgage refinancing. Another reason mortgage refinancing can help individuals in Anchorage be free from their loans in a shorter time. Additionally, it may help a borrower save money in the long run.

  • Is mortgage refinancing worth it if it is only 2% lower than one's current loan rate in Anchorage?

    Yes. Even if the mortgage refinancing terms are merely 2% lower than your current loan rate in Anchorage, it remains an appealing option. Any option that allows you to trim your monthly mortgage payments can be worth it. For example, your loan payment is $15,000 ($150,000*10%). An 8% mortgage refinancing rate would mean you could save up to $3,000 monthly.

  • Can you sue a lending company in Anchorage that refuses to offer mortgage refinancing to a couple because they are African-Americans?

    Yes. When it comes to the rental, sale, financing, and insurance of housing, the Federal Fair Housing Act and the Anchorage Municipal Code safeguard the equal rights and opportunities of all individuals. This means a lending company cannot refuse to offer mortgage refinancing options to an African-American couple in Anchorage based solely on their race.

  • Can a lending company refinance a mortgage loan twice a year in Anchorage?

    It depends. Under Alaskan laws, a covered person, including mortgage licensees, cannot refinance a mortgage loan within a year from the date when a loan was closed. This rule, however, does not apply if mortgage refinancing would make paying off the debt easier for a borrower in Anchorage.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.