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Best Financial Advisors in Rio Rancho, NM

Our Recommended Top 14

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Rio Rancho Financial Advisors on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

34Reviewed

26Curated

14Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider
SmartAdvisor by SmartAsset logo

SmartAdvisor by SmartAssetExpertise.com

Rio Rancho, NM
Free Consultation

Expertise.com Rating

Why choose this provider?

SmartAsset's free, five-minute tool makes it easy to find qualified financial advisors in your area. The exclusive tool uses a quick survey to help SmartAsset's exclusive algorithm match you with up to three advisors based on your specific financial needs. Each advisor is a fiduciary, legally bound to work in your best interest, and rigorously vetted by SmartAsset. You can speak with each for free, sometimes within a matter of minutes, and choose whom you want to work with. Hundreds of thousands of smart investors and retirees have already used SmartAsset's simple, no-cost service to find the right financial advisors for them.

  • Estate Planning
  • Retirement Planning
  • Financial Planning
  • Investment Management

Rio Rancho, NM

Expertise.com Rating

Why choose this provider?

Need help contacting a Financial Advisor in Rio Rancho? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

2001 Carlisle Blvd NE, Ste D, Albuquerque, NM 87110

Expertise.com Rating

Review Sources

Google
5.0 (26)

Why choose this provider?

Serving Rio Rancho and the nearby areas, Oakmont is a financial advisory firm that serves clients' financial planning needs in the area. The firm has been in business since 1970, offering individuals and their families customized financial roadmaps that help them attain their long-term financial objectives. These strategies include investment management, income planning, tax planning, healthcare planning, and estate or legacy planning. Oakmont has been featured on various media outlets such as Forbes, Yahoo! Finance, and CBS.

  • Retirement Planning
  • Financial Planning

8220 San Pedro Dr. NE Suite 310, Albuquerque, NM 87113

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

John Moore Associates advises Rio Rancho residents on their financial concerns. Its team collaborates with insurance advisors, CPAs, estate attorneys, and business planners to assess each aspect of the client's life and create a plan that meets their goals. The company incorporates biblical principles in its wealth management and investment strategies. Since 2012, it has helped families transfer over $28 million worth of charitable donations. John Moore, who established the firm in 1997, is a Certified Kingdom Advisor and Certified Investment Management Analyst.

  • Certified Financial Planner (CFP)
  • Finance Planning

5951 Jefferson St. NE, Suite D, Albuquerque, NM 87109

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Charles Stephen is a financial advisory firm serving individuals and families in Rio Rancho. Its advisors assist clients in their financial affairs and meet them regularly to review their portfolios. They also discuss clients' changing circumstances and inform them about potential financial threats. Their signature services also include budgeting and cash-flow management, business succession planning, asset protection and risk management, and tax planning strategy formulation. Co-founder Steve Ciepiela has 40 years of experience in the industry, holding various designations, including CFP, CRC, and an AIF.

  • Estate Planning
  • Certified Financial Planner (CFP)
  • Financial Planning

4425 Juan Tabo NE Suite 101, Albuquerque, NM 87111

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

Kevin A. Brown provides financial planning services for clients in Rio Rancho. The firm implements the PAIL approach in serving customers. It helps in finding the right protection plans such as long-term care and disability insurance. Its agents assist in asset management, offering tax-efficient strategies in planning one's retirement. In addition, they advise about generating income for retirement and legacy planning. Brown is a Chartered Life Underwriter and a Chartered Financial Consultant who works with people like dentists and attorneys in the yoyo economy.

  • Financial Planning

6100 Uptown Blvd, Suite 540, Albuquerque, NM 87110

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Portfolio Wealth Advisors provides wealth management services to clients in the metro of Rio Rancho. With the understanding that each client has different financial goals, the company designs and customizes programs based on their unique aspirations. Its advisors monitor the performance of the client's portfolio and make necessary adjustments to maximize returns. They also help clients save for retirement, minimize tax exposure, and plan their estate. Lee Munson, the firm's founder, is the author of Rigged Money: Beating Wall Street at Its Own Game.

  • Certified Financial Planner (CFP)

7601 Jefferson St. NE Ste # 360, Albuquerque, NM 87109

Expertise.com Rating

Why choose this provider?

UAS Wealth Advisors offers clients in Rio Rancho assistance in managing their finances. Its advisors help individuals and families in different financial matters, such as identifying the right insurance coverages, developing savings plans, and preparing for retirement. They also bring their investment experience into practice by guiding customers in building, implementing, and maintaining an investment portfolio. In addition, they provide employers with pre-existing 401k plans with fiduciary education, investment oversight, and plan setup. The firm has been in service for over 30 years.

  • Retirement Planning
  • Wealth Management
  • Investment Advisor

9400 Holly Ave NE, Bldg 4, Albuquerque, NM 87122

Expertise.com Rating

Review Sources

Facebook
5.0 (6)
Google
5.0 (2)

Why choose this provider?

The Legacy Financial Group caters to any financial planning inquiries and concerns around Rio Rancho. It assists in value-based financial planning, asset management, and income tax preparation. It also offers products for life, disability, long-term care insurance. Its advisors employ a hands-on approach by personally educating clients on their options and their goals. One of its managing partners, Edwin S. Fernandez, is a certified public accountant and Personal Financial Specialist with over 20 years of experience in the industry.

  • Finance Planning

6605 Uptown Blvd NE Ste 330, Albuquerque, NM 87110

Expertise.com Rating

Review Sources

Google
4.8 (28)
Yelp
5.0 (4)

Why choose this provider?

Steve Lynch Wealth Management serves clients in and around Rio Rancho. For the past 30 years, the firm has been helping clients achieve their long-term financial objectives through personalized strategies and solutions. This includes conducting a thorough analysis of a client's financial status, setting realistic and attainable goals, creating customized financial plans, and continuously tweaking and evaluating strategies to ensure all needs are met. President Stephen C. Lynch has been a Certified Financial Planner since 1990.

  • Financial Planning

5130 Masthead St. NE Suite C, Albuquerque, NM 87109

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

Davis Advisory Group, LLC, is a company that serves the residents of Rio Rancho and the neighboring communities. Its team of professionals offers a wide range of options, including wealth management, income tax planning, and 401(k) rollovers. The business also assists with retirement planning, estate preservation or distribution, and social security distribution planning. Davis Advisory Group, LLC, has been providing financial services since 2001. Its owner and financial advisor, Chris Davis, has 25 years of industry experience.

  • Financial Planning

2240 Grande Blvd SE Suite 103, Rio Rancho, NM 87124

Expertise.com Rating

Review Sources

Google
5.0 (5)
Facebook
5.0 (5)

Why choose this provider?

Nagel CPAs, LLC, is an accounting and financial advisory firm serving Rio Rancho. One of its core services is financial planning. Its advisors help clients develop a plan tailored to their needs such as retirement. Other services include client accounting and bookkeeping, financial reporting, and tax planning and preparation. Its founder, Roger Nagel, is a certified public accountant and served as the chief financial officer in a large independent school. He has more than 40 years of experience in the industry.

  • Tax Planning

8220 San Pedro NE Ste 505, Albuquerque, NM 87113

Expertise.com Rating

Why choose this provider?

Bret Hamilton is a wealth management advisor from Northwestern Mutual who serves the Rio Rancho community. He specializes in retirement planning and also offers a wide range of financial services, such as education funding, estate planning, and assistance with employee and executive benefits. Hamilton also offers a variety of insurance products, including long-term care, disability income, and term and permanent life insurance. He can also help clients make informed decisions on choosing asset allocation strategies for their financial goals. Hamilton is a Chartered Financial Consultant.

  • Finance Planning

6100 Seagull St. NE Suite B-205, Albuquerque, NM 87109

Expertise.com Rating

Review Sources

Google
5.0 (6)
Facebook
5.0 (5)

Why choose this provider?

Avatrine Financial is an advisory firm serving the Rio Rancho community. It aims to help clients build and protect their wealth by providing financial advisory services, such as investment advisory, money management, employee benefits consulting, and legacy planning. The firm also offers insurance and Medicare plans. CEO Kayla Hebb, a financial advisor since 2005, served as president of NAIFA New Mexico. She has a Bachelor's degree in Finance and a Master's degree in Financial Services.

  • Finance Planning

Compare our Top Financial Advisors

NameExpertise RatingAddressPromotionsLearn more
SmartAdvisor by SmartAsset
Rio Rancho, NMFree Consultation
Oakmont
2001 Carlisle Blvd NE, Ste D, Albuquerque, NM 87110
John Moore Associates
8220 San Pedro Dr. NE Suite 310, Albuquerque, NM 87113
Charles Stephen
5951 Jefferson St. NE, Suite D, Albuquerque, NM 87109
Kevin A. Brown
4425 Juan Tabo NE Suite 101, Albuquerque, NM 87111
Portfolio Wealth Advisors
6100 Uptown Blvd, Suite 540, Albuquerque, NM 87110
UAS Wealth Advisors
7601 Jefferson St. NE Ste # 360, Albuquerque, NM 87109
Legacy Financial Group
9400 Holly Ave NE, Bldg 4, Albuquerque, NM 87122
Steve Lynch Wealth Management
6605 Uptown Blvd NE Ste 330, Albuquerque, NM 87110
Davis Advisory Group, LLC
5130 Masthead St. NE Suite C, Albuquerque, NM 87109
Nagel CPAs, LLC
2240 Grande Blvd SE Suite 103, Rio Rancho, NM 87124
Bret Hamilton, CLU, CLTC, ChFC
8220 San Pedro NE Ste 505, Albuquerque, NM 87113
Avatrine Financial
6100 Seagull St. NE Suite B-205, Albuquerque, NM 87109

FAQs

  • Introduction

    There are many titles for financial professionals, so it's challenging to track what each one means. A financial advisor is probably the term you've heard most often. Financial advisor is a broad term for a professional who helps individuals or companies manage their finances, including investment choices. There are over 100 certifications that financial advisors can obtain.

    • Financial planners, wealth managers, and investment advisors are all financial advisors with different focus areas.
    • A financial planner helps an individual or a company make a plan to achieve long-term financial goals.
    • A wealth manager helps individuals maintain their wealth through various disciplines and services, such as taxes, estate planning, and investment advice.
    • An investment advisor offers investment advice and recommendations to individuals or organizations.
    There’s a misconception that you have to be extremely wealthy to use a financial advisor. In reality, they can be beneficial for people from any income level. Keep reading to find answers to the most commonly asked questions about financial advisors, so you know which type can fit your specific needs.

  • What should an investor in Rio Rancho consider beyond basic asset allocation in their investment strategy?

    A Rio Rancho investor should consider not only asset allocation but also portfolio diversification, correlation, and concentration. This means that beyond the basic split of 60% in equities and 40% in bonds, they must ensure their holdings are varied across different sectors and geographic locations. Understanding the correlation of investments helps to offset risks while limiting concentration prevents over-exposure to any single asset.

  • What are the potential benefits for retirees in Rio Rancho when transitioning a 401k plan into an individual retirement account?

    Transitioning a 401k plan into an individual retirement account can provide significant benefits for retirees in Rio Rancho. It gives access to a wide choice of investment options, giving retirees more control over their savings. Also, switching to an IRA might help lower management costs. It's important for retirees to carefully evaluate this option before making a final decision. Undertaking a comparison of the associated costs between plans is advised to mitigate financial hazards.

  • What options does a Rio Rancho retiree have when dealing with their remaining mortgage?

    Individuals in Rio Rancho heading toward retirement can take steps to manage their mortgages efficiently. Refinancing their mortgage to a shorter term, possibly with a reduced rate, is a viable option. Making extra payments towards the principal balance can also yield long-term benefits by reducing the overall interest and payoff time. It's crucial to incorporate this strategy into a broader financial plan to ensure a smooth transition to retirement.

  • How does debt consolidation benefit people in Rio Rancho dealing with complex financial situations?

    For people in Rio Rancho burdened by high-interest debts and complex financial situations, debt consolidation offers a practical strategy. By merging various debts into one loan, they can get better terms like lower interest rates or a more manageable payment schedule, reducing monthly payments. This strategy works well for those with significant credit card debt, numerous loans, near-maxed-out credit cards, or debts that can't be cleared within a year.

  • What can people in Rio Rancho do to avoid running out of money before the next payday?

    The first step for people in Rio Rancho to avoid spending all their income before the next paycheck arrives is to start a habit of regular budgeting. By choosing a budgeting method that suits their lifestyle, they can start to save some money instead of using it all up. This prevents the risk of overdrawing their bank account and reduces the worry associated with living paycheck to paycheck.

  • Are financial advisors worth it?

    Whether or not a financial advisor is worth it depends on your personal situation. If your finances are fairly straightforward, then you may be better off handling it on your own. But if you have substantial assets or a complex investment portfolio, then hiring someone to handle it for you can be well worth the cost.