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Best Financial Advisors in Waldorf, MD

Our Recommended Top 18

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Waldorf Financial Advisors on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

34Reviewed

27Curated

18Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

67 Forest St, Suite 271, Waldorf, MD 01752
WebsiteLicense: 5813774

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Review Sources

Google
5.0 (5)

Why choose this provider?

Financial planning can be challenging; Cedar Hill Financial Group simplifies things. Their first priority is always acting in their client's best interest. That means providing personalized, comprehensive financial advice, along with data driven portfolios. Whether it is planning for retirement, saving for college, or getting a comprehensive financial plan in place, they can help. With over a decade of industry experience, they are committed to helping clients pursue their financial goals. Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC.

  • Estate Planning
  • Investment Management
  • Tax Planning
  • Certified Financial Planner (CFP)
  • Retirement Planning

Waldorf, MD

Expertise.com Rating

Why choose this provider?

Need help contacting a Financial Advisor in Waldorf? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

8115 Maple Lawn Blvd, Suite 350, Fulton, MD 20759
WebsiteLicense: 120139

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Facebook
5.0 (8)
Google
5.0 (2)

Why choose this provider?

Chesapeake Financial Advisors has been providing an array of services in Waldorf and nearby areas for over two decades. It caters to individuals and families, helping them achieve financial stability through its investment management and financial planning solutions. The company deals with wealth accumulation, 401(k) investment checkups, asset allocation, and retirement plan consultations. Its specialists also offer education planning and retirement distribution planning services. Principal Tom Taylor is a member of the Maryland Association of Certified Public Accountants.

  • Estate Planning
  • Tax Preparation

1800 Diagonal Road, Suite 600, Alexandria, VA 22314
WebsiteLicense: 152582

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Why choose this provider?

C.L. Sheldon & Company caters to retired and active military personnel in Waldorf. It offers wealth management and financial planning services, including military retirement and tax planning, investment and risk management, and estate planning. Tax preparation services are also available. Operating since 2011 as a fiduciary, the firm is focused on serving clients' best interests. Company president Curtis Sheldon is a Certified Financial Planner, an Accredited Investment Fiduciary, and an Enrolled Agent. He served in the U.S. Air Force for over 25 years.

  • Certified Financial Planner (CFP)

2255 Craine Highway Suite 105, Waldorf, MD 20601
WebsiteLicense: 2379724

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Google
4.8 (4)
Yelp
4.0 (3)

Why choose this provider?

Robert J Brewer, CPA, PC, serves the locals in and around the Waldorf metro. He walks the clients through the process and customizes strategies in accordance with their vision and objectives. Some of the services and programs he utilizes include retirement strategies, insurance and annuity products, tax and investment management, and estate conversation. It also guides clients in taking a proactive approach to their budget. The full-service financial firm spearheaded by Brewer helps individuals and businesses reach their financial goals.

  • Estate Planning
  • Retirement Planning
  • Insurance Products

8260 Greensboro Dr. #125, McLean, VA 22102
WebsiteLicense: 116291

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Review Sources

Google
5.0 (1)

Why choose this provider?

Alpha Financial Advisors, LLC, provides financial advisory services to clients in Waldorf and its surrounding areas. Its team assesses its customers' financial situations and offers them suggestions on how they can save their money. Its services include tax planning, retirement planning, and insurance counseling. The firm also offers portfolio management and estate planning. Its principal and managing director, Eric Hess, served on the board of the National Capital Area Financial Planning Association for over 10 years.

  • Certified Financial Planner (CFP)

582 Bellerive Rd #4d, Annapolis, MD 21409
WebsiteLicense: 123095

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Review Sources

Google
5.0 (2)

Why choose this provider?

Bay Point Wealth caters to customers in the Waldorf metro and the surrounding areas. It offers financial planning services, helping individuals grow their assets and preserve their wealth. Its work process involves reviewing the clients' estate plans, insurance, investments, and taxes; exploring financial projects suited to their necessities; and implementing and overseeing the plan. It also provides investment portfolio management. Bill Hufnell, one of the founders, is a member of the National Association of Personal Financial Advisors. He holds the CFP designation.

  • Certified Financial Planner (CFP)
  • Tax Planning

6701 Democracy Blvd., Suite 300, Bethesda, MD 20817
WebsiteLicense: 285688

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Review Sources

Google
5.0 (1)

Why choose this provider?

Divergent Planning serves individuals across Waldorf and the surrounding areas. This company provides financial planning services for mid-career professionals, pre-retirees, and government employees. It also offers budgeting and cash flow planning, estate and pension planning, risk and investment management, insurance analysis, and tax optimization. It utilizes the eMoney wealth planning software to help clients organize their finances and provides them with access to an online portal to view their accounts. Matt Brock, the managing partner, is a CFP and a member of the NAPFA.

  • Certified Financial Planner (CFP)
  • Private Wealth Advisor

1 Bank Street Suite 200, Gaithersburg, MD 20878
WebsiteLicense: 5181401

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Review Sources

Facebook
5.0 (1)

Why choose this provider?

Arnold Financial Services, LLC, caters to clients in Waldorf and the surrounding communities. The locally owned company offers a wide selection of financial planning solutions for individuals and entrepreneurs. Its financial advisors handle cash management, tax-advantaged investing, estate and business succession, college funding, and retirement planning. The team also provides various investment plans and insurance policies. David Arnold, the firm's founder and a Certified Financial Planner, has been working in the financial service industry since 2006.

  • Certified Financial Planner (CFP)

4520 East West Hwy, Suite 450, Bethesda, MD 20814
WebsiteLicense: 108967

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Review Sources

Yelp
5.0 (1)

Why choose this provider?

FBB Capital Partners serves affluent families, business owners, and foundations in Waldorf. The firm provides financial planning services that integrate various aspects such as wealth management, risk analysis, elder care planning, and tax strategy development. Its professionals perform customized solutions according to clients' needs and assist them in each step of the planning process so that they can make informed financial decisions. It was established in 1989 and gives back to the community through organizations like Heifer International and Wilson College.

  • Certified Financial Planner (CFP)
  • Retirement Planning

4321 Northview Drive, Bowie, MD 20716
WebsiteLicense: 289106

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Review Sources

Google
5.0 (1)

Why choose this provider?

Widmann Financial Services is a firm that has been serving Waldorf and its surrounding communities since 1988. It helps clients with their personal and financial goals by providing services for retirement, investment, and tax planning. The process involves evaluating priorities and risk tolerance and determining asset allocation models through a diversification approach based on individual situations. The firm's managing principal, Art Widmann, is a Certified Financial Planner who also has an Accredited Investment Fiduciary designation.

  • Estate Planning
  • Certified Financial Planner (CFP)
  • Retirement Planning

1425 K Street NW, Suite 750, Washington, DC 20005
WebsiteLicense: 362444

Expertise.com Rating

Why choose this provider?

Foundation for Financial Planning (FFP) provides pro bono services to the people of Waldorf who are in need. It provides financial support, training, technical assistance, and resources that allow nonprofits in the country to sustain their programs. It works in partnership with the Financial Planning Assocation®. Jon Dauphiné has been leading FFP's efforts since 2016. He draws from his prior experience as a senior vice president of the American Association for Retired Persons, who handled the financial capability programs.

  • Retirement Planning

8401 Connecticut Avenue Suite 400, Chevy Chase, MD 20815
WebsiteLicense: 127635

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Why choose this provider?

Plotkin Financial Advisors caters to clients in Waldorf and the surrounding communities. The locally operated company provides a wide range of financial planning and investment management solutions for individuals and business owners. Its financial advisors focus on financial management, asset management, income planning, and retirement planning. The team also provides tax planning and wills preparation services. Shimshon Plotkin, the company's founder, is a Certified Financial Planner who has been working in the industry since 1974.

  • Estate Planning
  • Tax Planning
  • Certified Financial Planner (CFP)

330 John Carlyle Street Suite 400, Alexandria, VA 22314
WebsiteLicense: 152956

Expertise.com Rating

Review Sources

Google
4.5 (2)

Why choose this provider?

Campbell Wealth Management helps Waldorf-based clients achieve financial security and freedom. Its financial advisors focus on working with individuals and families 55 and above. They use the Right On Retirement strategy to help clients live in the moment, prepare for the unexpected, and leave a lasting legacy. They also offer income and tax planning that starts with a thorough analysis and ideas for maximizing Social Security benefits. Other services are investment management, legacy and intergenerational planning, and risk management.

  • Certified Financial Planner (CFP)

10715 Little Patuxent Parkway, Suite 120, Columbia, MD 21044
WebsiteLicense: 3140968

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Athlon Advisors provides risk management solutions in Waldorf and nearby locations. It assists individuals and families in need of financial planning help, including wealth and investment management, tax forecast and preparation, education and estate planning, and the development of retirement income solutions. The company also caters to business owners, helping them with their bookkeeping and payroll processing. Additionally, its agents furnish general and professional liability insurance. Athlon Advisors has been in the industry for over a decade.

  • Estate Planning
  • Certified Financial Planner (CFP)
  • Retirement Planning

2 Wisconsin Circle, Suite 700, Chevy Chase, MD 20815
WebsiteLicense: 4927411

Expertise.com Rating

Review Sources

Google
5.0 (37)

Why choose this provider?

Capital Financial Planners is an independent wealth management firm that serves the residents of Waldorf and the surrounding areas. It helps federal employees construct personalized retirement roadmaps through stress testing, Social Security and Medicare strategies, and tax strategies. Its team of professionals also provides investment advisory and wealth strategy services. Capital Financial Planners has been in operation for more than seven years. The company has Certified Financial Planners and a Chartered Mutual Fund Counselor on its staff.

  • Certified Financial Planner (CFP)
  • Retirement Planning

201 N. Union Street Suite 300, Alexandria, VA 22314
WebsiteLicense: 152532

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Dyson Capital Advisors is an investment consulting firm that aims to help individuals and families in Waldorf attain their long-term financial goals. The firm was established in 2007 and offers a differentiated goals-based investment approach for a select group of high-net-worth clients, building a financial roadmap that helps them get closer to their goals. Services include investment mandate, asset allocation, investment performance reporting, cash flow management, and tax coordination. Likewise, its advisors help clients prepare for the future through estate planning and insurance review services.

  • Certified Financial Planner (CFP)

603 Post Office Rd Suite 106, Waldorf, MD 20602
WebsiteLicense: 2387448

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Wealth Management Partners provides financial advising services to Waldorf and the surrounding areas. It helps individuals plan their retirement, income, inheritance, investment, and charitable gifting funds. It also assists clients in protecting the future of their families and finances in case of illness. The company also serves small businesses needing succession planning and one-on-one or group financial literacy education programs. Wealth Management Partners has been operating since 2005. One of its financial advisors, Robert T. Ramos, is a Chartered Advisor for Senior Living.

  • Certified Financial Planner (CFP)
  • Retirement Planning
  • Tax Planning

Compare our Top Financial Advisors

NameExpertise RatingAddressPromotionsLearn more
Cedar Hill Financial Group, LLC
67 Forest St, Suite 271, Waldorf, MD 01752Complimentary Consultation
Chesapeake Financial Advisors
8115 Maple Lawn Blvd, Suite 350, Fulton, MD 20759
C.L. Sheldon & Company
1800 Diagonal Road, Suite 600, Alexandria, VA 22314
Robert J Brewer, CPA, PC
2255 Craine Highway Suite 105, Waldorf, MD 20601
Alpha Financial Advisors, LLC.
8260 Greensboro Dr. #125, McLean, VA 22102
Bay Point Wealth
582 Bellerive Rd #4d, Annapolis, MD 21409
Divergent Planning
6701 Democracy Blvd., Suite 300, Bethesda, MD 20817
Arnold Financial Services, LLC
1 Bank Street Suite 200, Gaithersburg, MD 20878
FBB Capital Partners
4520 East West Hwy, Suite 450, Bethesda, MD 20814
Widmann Financial Services
4321 Northview Drive, Bowie, MD 20716
Foundation for Financial Planning
1425 K Street NW, Suite 750, Washington, DC 20005
Plotkin Financial Advisors
8401 Connecticut Avenue Suite 400, Chevy Chase, MD 20815
Campbell Wealth Management
330 John Carlyle Street Suite 400, Alexandria, VA 22314
Athlon Advisors
10715 Little Patuxent Parkway, Suite 120, Columbia, MD 21044
Capital Financial Planners
2 Wisconsin Circle, Suite 700, Chevy Chase, MD 20815
Dyson Capital Advisors
201 N. Union Street Suite 300, Alexandria, VA 22314
Wealth Management Partners
603 Post Office Rd Suite 106, Waldorf, MD 20602

FAQs

  • Introduction

    There are many titles for financial professionals, so it's challenging to track what each one means. A financial advisor is probably the term you've heard most often. Financial advisor is a broad term for a professional who helps individuals or companies manage their finances, including investment choices. There are over 100 certifications that financial advisors can obtain.

    • Financial planners, wealth managers, and investment advisors are all financial advisors with different focus areas.
    • A financial planner helps an individual or a company make a plan to achieve long-term financial goals.
    • A wealth manager helps individuals maintain their wealth through various disciplines and services, such as taxes, estate planning, and investment advice.
    • An investment advisor offers investment advice and recommendations to individuals or organizations.
    There’s a misconception that you have to be extremely wealthy to use a financial advisor. In reality, they can be beneficial for people from any income level. Keep reading to find answers to the most commonly asked questions about financial advisors, so you know which type can fit your specific needs.

  • What happens if you want to access your Waldorf retirement fund before being halfway through 59?

    If you wish to access your Waldorf retirement fund before you are halfway through 59, you will have to pay the 10% early withdrawal penalty. However, you may opt to consider establishing 72(t) contributions, also known as substantially equal periodic payments, which will allow you to access your retirement fund without the early withdrawal penalty.

  • How much does it cost to hire a financial advisor in Waldorf?

    There is no definite cost for hiring a financial advisor in Waldorf. Financial advisors may charge you for their services on a fixed rate, an hourly rate, based on commissions, or a combination of the three. For instance, your advisor can charge you a one-time fee for developing and monitoring your financial plan. If they execute the plan, they may ask for an hourly fee or a percentage of your assets that they manage.

  • Can you roll over your employer-sponsored retirement savings into your traditional IRA in Waldorf?

    Yes, you can transfer your employer-sponsored retirement assets to your Waldorf traditional IRA. However, it is best to re-evaluate your company plans with your financial advisor before doing the rollover. This is because some employer plans do not allow assets from a traditional IRA to be transferred back to employer-sponsored retirement accounts.

  • Will you still pay some taxes for Social Security if you have no other source of income in Waldorf?

    No, you will not have to pay any taxes on your Social Security benefits if you do not have any other source of income in Waldorf throughout your retirement. This is because your total income is less than the IRS's minimum taxable limit. However, if you get Social Security benefits and have other sources of income, you will be obliged to pay some taxes, depending on your income level.

  • What happens if you have employer stock(s) in your employer-sponsored retirement account in Waldorf?

    If you have employer stock in your Waldorf employer-sponsored retirement account, you can transfer it to an IRA or a taxable brokerage account. If you intend to roll the stocks into your IRA, the full value of that stock will be taxed as income at your regular rate. Meanwhile, if you transfer the stock to a taxable brokerage account, you will be taxed on the difference between the stock's value and the price you paid for it, which is also known as capital gains taxes.

  • Are financial advisors worth it?

    Whether or not a financial advisor is worth it depends on your personal situation. If your finances are fairly straightforward, then you may be better off handling it on your own. But if you have substantial assets or a complex investment portfolio, then hiring someone to handle it for you can be well worth the cost.