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2024

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Best Financial Advisors in Salinas, CA

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Salinas Financial Advisors on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

41Reviewed

26Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider
SmartAdvisor by SmartAsset logo

SmartAdvisor by SmartAssetExpertise.com

Salinas, CA
Free Consultation

Expertise.com Rating

Why choose this provider?

SmartAsset's free, five-minute tool makes it easy to find qualified financial advisors in your area. The exclusive tool uses a quick survey to help SmartAsset's exclusive algorithm match you with up to three advisors based on your specific financial needs. Each advisor is a fiduciary, legally bound to work in your best interest, and rigorously vetted by SmartAsset. You can speak with each for free, sometimes within a matter of minutes, and choose whom you want to work with. Hundreds of thousands of smart investors and retirees have already used SmartAsset's simple, no-cost service to find the right financial advisors for them.

  • Estate Planning
  • Investment Management
  • Financial Planning
  • Retirement Planning

Salinas, CA

Expertise.com Rating

Why choose this provider?

Need help contacting a Financial Advisor in Salinas? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

307 Main Street, Salinas, CA 93901

Expertise.com Rating

Why choose this provider?

Hastie Financial Group is a privately held independent investment advisory firm. It serves individuals and businesses in Salinas and the nearby metros. With over 40 years of combined experience, its financial advisors create and keep customized plans to strategically meet the clients' needs and goals. The firm offers comprehensive financial planning, investment management, and retirement plan design. Hastie Financial Group keeps involved in the community through the Salinas Valley Memorial Hospital Foundation and Community Human Services.

  • Private Wealth Advisor
  • Retirement Planning

2340 Garden Road, Monterey, CA 93940

Expertise.com Rating

Review Sources

Facebook
5.0 (3)
Google
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

Monterey Private Wealth is an independent Registered Investment Advisor catering to individuals, families, and foundations in Salinas. It provides advanced wealth management and financial planning services, including tax, estate, and retirement planning. With more than 75 years of combined experience, its staff assists clients in understanding their financial situations and investment objectives. The company has been featured on CNBC, Reuters, The Monterey County Herald, The Wall Street Journal, and Yahoo! Finance.

  • Certified Financial Planner (CFP)

435 Washington Street, Monterey, CA 93940

Expertise.com Rating

Review Sources

Facebook
5.0 (2)
Google
5.0 (1)

Why choose this provider?

Founded in 1997, Integris Wealth Management assists in improving the financial lives of clients in Salinas and the surrounding areas. Its team of financial advisors works with individuals, families, businesses, and non-profit organizations in preserving and growing their wealth through investment management, insurance and real estate evaluation, and debt and legacy planning. The firm's partner and advisor, Allison Barrientos, is a certified public accountant committed to delivering financial and investment planning solutions.

  • Certified Financial Planner (CFP)

Compare our Top Financial Advisors

NameExpertise RatingAddressPromotionsLearn more
SmartAdvisor by SmartAsset
Free Consultation
Hastie Financial Group
307 Main Street, Salinas, CA 93901
Monterey Private Wealth
2340 Garden Road, Monterey, CA 93940
Integris Wealth Management
435 Washington Street, Monterey, CA 93940

FAQs

  • Introduction

    There are many titles for financial professionals, so it's challenging to track what each one means. A financial advisor is probably the term you've heard most often. Financial advisor is a broad term for a professional who helps individuals or companies manage their finances, including investment choices. There are over 100 certifications that financial advisors can obtain.

    • Financial planners, wealth managers, and investment advisors are all financial advisors with different focus areas.
    • A financial planner helps an individual or a company make a plan to achieve long-term financial goals.
    • A wealth manager helps individuals maintain their wealth through various disciplines and services, such as taxes, estate planning, and investment advice.
    • An investment advisor offers investment advice and recommendations to individuals or organizations.
    There’s a misconception that you have to be extremely wealthy to use a financial advisor. In reality, they can be beneficial for people from any income level. Keep reading to find answers to the most commonly asked questions about financial advisors, so you know which type can fit your specific needs.

  • What types of loans are available for business financing in Salinas?

    In Salinas, two types of loans are available for business financing: short-term and long-term loans. Short-term loans have a maturity period of up to one year and include accounts receivable, credit lines, and loans for working capital. Long-term loans, on the other hand, may have a maturity of up to 25 years. It can be used for bigger investments such as equipment, construction, real estate, or vehicle acquisition.

  • What criteria do banks consider when evaluating a loan application in Salinas?

    When evaluating loan applications, banks in Salinas consider a borrower's investment in the business, work history, letters of recommendation, training, experience, loan proposal, and business plan. Banks also evaluate a borrower's ability to repay the loan by requesting a copy of the business credit report and assessing its cash flow.

  • What are the distinctions between preferred stocks from common stocks in Salinas?

    In Salinas, the distinction between preferred stocks and common stocks lies in the benefits associated with dividends. One significant difference is that preferred stockholders have limited voting rights compared to common shareholders. Notably, in Salinas, the value of common stocks is influenced by a company's performance, while preferred stocks generally feature a pre-established dividend amount.

  • Is my Social Security benefits taxable in Salinas?

    In Salinas, Social Security benefits can be subject to taxation. The taxable portion is determined by factors like filing status and combined income. For joint filers in Salinas with a combined income of $32,000 to $44,000, up to 50% of benefits may be taxable. If the combined income exceeds $44,000, up to 85% of benefits may be subject to taxation.

  • Should a breadwinner invest in life insurance in Salinas?

    Yes, it is wise to consider investing in life insurance in Salinas, particularly if your family relies on your income. Evaluating your financial obligations, including short-term and long-term, can help determine the most suitable insurance coverage. Although it's recommended to have coverage five to 10 times your annual income, a Detailed Needs Analysis can help you make an informed decision.

  • Are financial advisors worth it?

    Whether or not a financial advisor is worth it depends on your personal situation. If your finances are fairly straightforward, then you may be better off handling it on your own. But if you have substantial assets or a complex investment portfolio, then hiring someone to handle it for you can be well worth the cost.