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2024

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Best Financial Advisors in Escondido, CA

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Escondido Financial Advisors on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

42Reviewed

28Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider
SmartAdvisor by SmartAsset logo

SmartAdvisor by SmartAssetExpertise.com

Escondido, CA
Free Consultation

Expertise.com Rating

Why choose this provider?

SmartAsset's free, five-minute tool makes it easy to find qualified financial advisors in your area. The exclusive tool uses a quick survey to help SmartAsset's exclusive algorithm match you with up to three advisors based on your specific financial needs. Each advisor is a fiduciary, legally bound to work in your best interest, and rigorously vetted by SmartAsset. You can speak with each for free, sometimes within a matter of minutes, and choose whom you want to work with. Hundreds of thousands of smart investors and retirees have already used SmartAsset's simple, no-cost service to find the right financial advisors for them.

  • Estate Planning
  • Investment Management
  • Financial Planning
  • Retirement Planning

Escondido, CA

Expertise.com Rating

Why choose this provider?

Need help contacting a Financial Advisor in Escondido? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

11440 West Bernardo Court, San Diego, CA 92127

Expertise.com Rating

Review Sources

Google
4.0 (2)

Why choose this provider?

Nautica Wealth Advisors is a financial planning firm based in San Diego. Serving clients in and around the Escondido area, the firm provides estate planning, tax planning, retirement planning, insurance planning, and investment management services. It helps clients organize and manage their finances and focus on important matters. Nautica Wealth Advisors was formed through the merger of Wayne Warner & Associates and Lerner & Lerner. These investment planning firms have been serving clients for over two decades.

  • Estate Planning
  • Certified Financial Planner (CFP)
  • Tax Planning

144 South Grape Street, Escondido, CA 92025

Expertise.com Rating

Why choose this provider?

Wollman Wealth Designs manages the financial affairs of clients in Escondido and the surrounding areas. It offers tailored financial planning services for individuals who need assistance with their finances and portfolio. It also regularly reviews the clients' plans and investments to discuss changes and monitor progress. Its founder, Fred Wollman, has been in the financial planning industry since 1980. Wollman also published his book, “Rewrite Your Financial Narrative,” in 2018 to help clients set their financial priorities.

  • Certified Financial Planner (CFP)

139 East 3rd Avenue, Escondido, CA 92025

Expertise.com Rating

Why choose this provider?

Vector Financial Solutions, Inc., is a firm operating in Escondido. It helps retirees, divorcees, business owners, executives, and individuals who are managing inheritances in making financial decisions. A wide range of services is available including retirement planning, wealth management, and estate planning. These services encompass different areas such as portfolio analysis, mutual funds, profit sharing, lump sum retirement distributions, and life insurance. The firm's Certified Financial Planner, David Wilson, has more than 30 years of industry experience.

  • Estate Planning
  • Certified Financial Planner (CFP)

11440 West Bernardo Court, San Diego, CA 92127

Expertise.com Rating

Review Sources

Facebook
5.0 (10)
Google
5.0 (1)

Why choose this provider?

Heritage Retirement Advisors is a financial advisory firm that has been serving high-net-worth individuals, business owners, and executives from Escondido and the surrounding areas for more than 38 years. It assists clients transitioning into retirement by guiding them in planning tax reduction strategies, estate and legacy, insurance policies, and businesses. The firm also provides investment management services, which include portfolio design and implementation, asset allocation, private placements and alternative investments, and self-directed 401(k) plan installation and management.

  • Certified Financial Planner (CFP)

350 West 5th Avenue, Escondido, CA 92025

Expertise.com Rating

Why choose this provider?

Capital Resource Management is an advisory firm that caters to clients in Escondido. The firm helps clients identify and plan their financial objectives by providing financial and retirement planning and assisting them in creating or building wealth. Its advisors also design effective protection plans to help secure the client's future against unexpected events, including forced retirement, death, disability, and long-term care. Its operations supervisor, Kathie Boring, is a Financial Paraplanner Qualified Professional who specializes in financial reporting and plan search.

  • Certified Financial Planner (CFP)

960 Canterbury Place, Escondido, CA 92025

Expertise.com Rating

Why choose this provider?

Red Seven Wealth Management is a financial advisory firm that caters to individuals, retirees, and small business owners in the Escondido metro. It offers a wide array of services, including estate tax analysis, fiduciary guidance, investment selection and monitoring, portfolio analysis and recommendations, and risk management audits. Jerod C. Fenton, the company president, has been working in the financial services industry since 2003. He holds the Accredited Investment Fiduciary and Certified Financial Planner designations.

  • Estate Planning
  • Certified Financial Planner (CFP)
  • Tax Planning

Compare our Top Financial Advisors

NameExpertise RatingAddressPromotionsLearn more
SmartAdvisor by SmartAsset
Escondido, CAFree Consultation
Nautica Wealth Advisors
11440 West Bernardo Court, San Diego, CA 92127
Wollman Wealth Designs
144 South Grape Street, Escondido, CA 92025
Vector Financial Solutions, Inc
139 East 3rd Avenue, Escondido, CA 92025
Heritage Retirement Advisors
11440 West Bernardo Court, San Diego, CA 92127
Capital Resource Management
350 West 5th Avenue, Escondido, CA 92025
Red Seven Wealth Management
960 Canterbury Place, Escondido, CA 92025

FAQs

  • Introduction

    There are many titles for financial professionals, so it's challenging to track what each one means. A financial advisor is probably the term you've heard most often. Financial advisor is a broad term for a professional who helps individuals or companies manage their finances, including investment choices. There are over 100 certifications that financial advisors can obtain.

    • Financial planners, wealth managers, and investment advisors are all financial advisors with different focus areas.
    • A financial planner helps an individual or a company make a plan to achieve long-term financial goals.
    • A wealth manager helps individuals maintain their wealth through various disciplines and services, such as taxes, estate planning, and investment advice.
    • An investment advisor offers investment advice and recommendations to individuals or organizations.
    There’s a misconception that you have to be extremely wealthy to use a financial advisor. In reality, they can be beneficial for people from any income level. Keep reading to find answers to the most commonly asked questions about financial advisors, so you know which type can fit your specific needs.

  • What should you present in your first meeting as a client with a financial advisor in Escondido?

    For your first meeting with a financial advisor in Escondido, it is recommended to present your most recent financial statements, including banking statements, investment account statements, and statements from employer-provided retirement plans. Additionally, bring a current tax return and complete a financial planning information form. During the consultation, the advisor will review your financial statements and income sources. Having this information will help the advisor assess your current financial situation and provide appropriate guidance.

  • How much is the average fee for a financial advisor in Escondido?

    The average fee for a financial advisor in Escondido is approximately 1.02% of assets under management annually for a $1 million account. However, fees can vary depending on the firm and the specific services provided. A study has found that the total industry average advisory fee was 1.17%, but it may decrease based on the size of your account. It is advisable to compare fees from multiple firms to ensure you are receiving a fair deal for the services you require.

  • What factors should be taken into account before working with a financial advisor in Escondido?

    Before working with a financial advisor in Escondido, consider their credentials, verify information through SEC and FINRA, review their investment style, and understand their fee structure. Also, research the advisor's background and watch for red flags like excessive focus on short-term returns or premature annuity promotion. By evaluating these factors, you can make an informed decision when selecting a financial advisor.

  • What are the financial requirements for investment advisers in Escondido?

    Investment advisers in Escondido must meet financial requirements based on registration criteria. They register with the SEC if they have over $100 million in assets or advise registered investment companies. Firms with less than $100 million in assets and fee-only planners are regulated by the state. Minimum financial requirements apply to advisers with custody or discretionary authority over client funds. Compliance with these requirements ensures legal and ethical operation.

  • Where do you file a complaint against a financial advisor in Escondido?

    To file a complaint against a financial advisor in Escondido, there are a few options available. The Department of Financial Protection and Innovation accepts complaints online or by mail and can be contacted via a toll-free number. Additionally, the Financial Industry Regulatory Authority investigates complaints against brokerage firms. Before filing a complaint with FINRA, it is advisable to reach out to the firm directly. Maintain copies of all correspondence with the advisor or firm for reference.

  • Are financial advisors worth it?

    Whether or not a financial advisor is worth it depends on your personal situation. If your finances are fairly straightforward, then you may be better off handling it on your own. But if you have substantial assets or a complex investment portfolio, then hiring someone to handle it for you can be well worth the cost.