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2024

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Best Financial Advisors in El Cajon, CA

Our Recommended Top 16

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored El Cajon Financial Advisors on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

39Reviewed

29Curated

16Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

12526 High Bluff Dr Suite 238, San Diego, CA 92130

Expertise.com Rating

Review Sources

Facebook
5.0 (15)
Google
5.0 (8)

Why choose this provider?

Define Financial is a firm that aims to help clients reduce taxes, invest smarter, and retire on their terms. Serving El Cajon and the nearby communities, the business is composed of Certified Financial Planners who assist clients with investment management, Social Security timing, retirement planning, and insurance optimization. It also aids clients with retirement income planning and tax planning. Founder Taylor Schulte, CFP, was recently named Top 3 financial advisor in Investopedia’s 100 Top Financial Advisors.

  • Retirement Planning
  • Investment Management
  • Financial Planning

4747 Executive Drive, Suite 1010, San Diego, CA 92121

Expertise.com Rating

Review Sources

Yelp
4.9 (46)
Google
5.0 (22)

Why choose this provider?

Bull Oak is a fiduciary financial advisory firm serving clients in El Cajon. It provides financial planning assistance to individuals who are saving for retirement or building their real estate portfolio. Employing a cash flow-based approach, Its advisors determine how a person earns, spends, and invests money to create a plan to achieve a desirable future financial lifestyle. Bull Oak's founder and CEO, Ryan A. Hughes, received the 2021 40 Under 40 recognition from Investment News.

  • Finance Planning

2020 Camino Del Rio N Suite 215, San Diego, CA 92108

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Review Sources

Facebook
5.0 (23)
Google
5.0 (8)

Why choose this provider?

Next Gen Financial Planning is a firm serving clients in El Cajon and the surrounding areas. It assists high-earning professionals in making financial decisions and helps them plan for the future. Its advisors handle different financial areas, such as investments, student loan repayments, and insurance coverages. Additionally, they offer advice on complex estate planning and tax planning. Next Gen Financial Planning is headed by Steven Fox, who is a member of the XY Planning Network and the National Association of Personal Financial Advisors.

  • Financial Planning

7777 Alvarado Rd. Suite 300, La Mesa, CA 91942

Expertise.com Rating

Why choose this provider?

San Diego Tax & Wealth Management Inc. serves individuals in El Cajon and the neighboring communities. The firm assists clients in investment and tax coordination and retirement income planning. It provides solutions to clients pursuing financial independence, helping them understand programs suitable to their wealth. It also develops strategies apposite to clients' financial goals. Brian Dawidowicz, CFP, EA, is the owner of the firm. He is authorized to prepare clients' taxes and represent them in matters relating to the IRS.

  • Certified Financial Planner (CFP)

7777 Alvarado Road, Suite 107, La Mesa, CA 91942

Why choose this provider?

Equitable Advisors is a company that serves clients in the El Cajon metro and the surrounding areas. Its Certified Financial Planner, David L. Moran, specializes in the areas of investments, insurance, and retirement and estate planning. He also collaborates with the clients' attorneys and accountants and provides objective financial planning advice in order to grow their wealth and build on their legacy. In addition, Equitable Advisors offers a diverse and flexible curriculum for their workers' continuing development and advancement.

  • Certified Financial Planner (CFP)
  • Financial Planning

9340 Fuerte Dr Ste 207, La Mesa, CA 91941

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Review Sources

Google
4.6 (18)
Yelp
3.9 (17)

Why choose this provider?

Summit Financial is a firm that has been serving El Cajon and the surrounding communities since 1992. It assists individuals with their financial planning needs involving annuities and insurance plans. Its website contains calculators that clients can utilize for different purposes, such as cash management, estate planning, and retirement and inflation. One of the firm's financial professionals, Erin Klisser, develops finance and tax planning strategies based on the goals of clients and offers notary services.

  • Certified Financial Planner (CFP)
  • Financial Planning

8313 La Mesa Boulevard, La Mesa, CA 91942

Expertise.com Rating

Why choose this provider?

Founded in 1989, LPL Financial is an advisory and planning company serving clients in and around El Cajon. Its advisors help clients navigate complex financial matters in making plans for their lifestyles, retirement, education, taxes, estates, and investments. In addition, they help families and individuals plan their insurance policies, such as disability income, long-term care, and life insurance. LPL Financial has over 18,000 financial advisors, 800 institutional investment programs, and 450 independent RIA firms nationwide.

  • Finance Planning

12526 High Bluff Dr, San Diego, CA 92130

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Wealth Alliance offers comprehensive financial planning to the locals of El Cajon. The firm helps its clients identify and organize all facets of their financial life, including the opportunity to define their goals. This aims to guide its clients in making critical decisions as to when to retire, whether to sell a business or not, how to manage their cash flow, and how to best protect their families. Wealth Alliance was founded in 1999 by Kevin Barrett, a Certified Financial Planner.

  • Certified Financial Planner (CFP)
  • Financial Planning
  • Wealth Management

3838 Camino del Rio North, Ste 365, San Diego, CA 92108

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Platt Wealth Management is a company that caters to residents in El Cajon. It helps individuals reach financial goals through various solutions, such as retirement, education, and Medicare planning. The company also guides clients on matters related to tax strategies. Its other services include investment management. The company's chief investment officer and founder, Jeff Platt, holds a master of laws degree in Taxation. He was the recipient of the Volunteer of the Year Award in 2016 from the Lawrence Family Jewish Community Center.

  • Retirement Planning
  • Investment Management
  • Financial Planning

1010 Pioneer Way, El Cajon, CA 92020

Expertise.com Rating

Review Sources

Yelp
4.9 (38)
Google
3.0 (1)

Why choose this provider?

Brian Grigg Wealth Management is an advisor specializing in financial strategies, offering his services to the El Cajon metro. He provides a wide range of financial management services, covering risk management planning; special situations planning, such as for weddings and disability; long-term care and life insurance; and investment bonds, government securities, and Roth IRA. Grigg has been a CPA since 2008, assisting individuals, trusts, and corporations in protecting their assets.

  • Insurance Products
  • Financial Planning
  • Investment Advisor

533 Second Street Suite 207, Encinitas, CA 92024

Expertise.com Rating

Why choose this provider?

Stone Steps is a financial planning and investment management company for clients in El Cajon and the surrounding metro. The company, which started in 2015, caters to individuals and families with a wide range of net worth, income, or amount of assets to be invested. Scott Frank, the founder, is a co-host of Real Personal Finance, a weekly podcast in which financial planners answer personal finance questions. He is also on the Leadership Development Committee for the National Association of Personal Financial Advisors.

  • Financial Planning

405 South Magnolia Avenue, El Cajon, CA 92020

Expertise.com Rating

Review Sources

Yelp
5.0 (1)

Why choose this provider?

Mike Rundlett Financial Services is a firm serving the El Cajon area. Since 1991, its financial advisors have been managing the wealth and assets of its clients by developing plans tailored to their goals. Using retirement techniques, tax and investment management, insurance and annuity products, and estate conservation, the business also assists customers in putting together a good financial plan. Mike Rundlett, CFP, AIF, is the company's sole owner and a registered representative of LPL Financial.

  • Estate Planning
  • Retirement Planning
  • Financial Planning

7863 La Mesa Blvd Ste. 200, La Mesa, CA 91942

Expertise.com Rating

Why choose this provider?

LPL Financial is a La Mesa-based company that caters to El Cajon clients. It offers various financial planning solutions, including estate, retirement, and education planning. The company also provides long-term care and life insurance policies. It has experience educating clients on different types of investments, such as bonds, stocks, treasury notes, and government securities. James Flickinger, the company's investment manager, has over three decades of experience in the financial services industry. Before entering the field, he was an attorney for over 10 years.

  • Chartered Financial Analyst (CFA)

2445 Poinsettia Dr, San Diego, CA 92106

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Driven Wealth Management serves clients in and around the El Cajon area. This independent financial advisory firm offers financial planning and investment management services, assisting clients in navigating their financial goals and priorities. It provides clients with personalized financial plans and financial scenario modeling to help them in making sound financial decisions. Rick Vazza, company founder and financial advisor, established the company in 2018 with a goal to partner with entrepreneurs and professionals. Vazza holds extensive experience in assisting ultra-high-net-worth clients and business owners.

  • Certified Financial Planner (CFP)
  • Financial Planning

9001 Grossmont Blvd. #718, La Mesa, CA 91941

Expertise.com Rating

Why choose this provider?

With 25 years in the industry, Blue Summit Wealth Management offers a wide range of services to clients in El Cajon, including comprehensive financial, retirement, tax, and estate planning, as well as cash flow analysis and socially responsible investment. The firm works with families, inheritors, business proprietors, and retirees. Partner and wealth advisor Judith L. Seid founded the firm. To give back to the community, she launched a financial literacy certificate course for victims of domestic violence in San Diego.

  • Wealth Management

7777 Alvarado Rd., Ste. 116, La Mesa, CA 91942

Expertise.com Rating

Why choose this provider?

Reilly Financial Advisors is a firm that serves the residents of El Cajon and the neighboring communities. It offers a full range of wealth management services, including estate planning, financial planning, tax planning and preparation, and insurance, social security, and Medicare analysis. It also helps clients in investment management, family wealth transitions, and education planning. Don Reilly, one of the company's co-founders, carries more than 40 years of experience in the industry. Reilly Financial Advisors operates in a fiduciary capacity.

  • Certified Financial Planner (CFP)

Compare our Top Financial Advisors

NameExpertise RatingAddressPromotionsLearn more
Define Financial
12526 High Bluff Dr Suite 238, San Diego, CA 92130
Bull Oak
4747 Executive Drive, Suite 1010, San Diego, CA 92121
Next Gen Financial Planning
2020 Camino Del Rio N Suite 215, San Diego, CA 92108
San Diego Tax & Wealth Management Inc.
7777 Alvarado Rd. Suite 300, La Mesa, CA 91942
Equitable Advisors
7777 Alvarado Road, Suite 107, La Mesa, CA 91942
Summit Financial
9340 Fuerte Dr Ste 207, La Mesa, CA 91941
LPL Financial
8313 La Mesa Boulevard, La Mesa, CA 91942
Wealth Alliance
12526 High Bluff Dr, San Diego, CA 92130
Platt Wealth Management
3838 Camino del Rio North, Ste 365, San Diego, CA 92108
Brian Grigg Wealth Management
1010 Pioneer Way, El Cajon, CA 92020
Stone Steps
533 Second Street Suite 207, Encinitas, CA 92024
Mike Rundlett Financial Services
405 South Magnolia Avenue, El Cajon, CA 92020
LPL Financial
7863 La Mesa Blvd Ste. 200, La Mesa, CA 91942
Driven Wealth Management
2445 Poinsettia Dr, San Diego, CA 92106
Blue Summit Wealth Management
9001 Grossmont Blvd. #718, La Mesa, CA 91941
Reilly Financial Advisors
7777 Alvarado Rd., Ste. 116, La Mesa, CA 91942

FAQs

  • Introduction

    There are many titles for financial professionals, so it's challenging to track what each one means. A financial advisor is probably the term you've heard most often. Financial advisor is a broad term for a professional who helps individuals or companies manage their finances, including investment choices. There are over 100 certifications that financial advisors can obtain.

    • Financial planners, wealth managers, and investment advisors are all financial advisors with different focus areas.
    • A financial planner helps an individual or a company make a plan to achieve long-term financial goals.
    • A wealth manager helps individuals maintain their wealth through various disciplines and services, such as taxes, estate planning, and investment advice.
    • An investment advisor offers investment advice and recommendations to individuals or organizations.
    There’s a misconception that you have to be extremely wealthy to use a financial advisor. In reality, they can be beneficial for people from any income level. Keep reading to find answers to the most commonly asked questions about financial advisors, so you know which type can fit your specific needs.

  • What is the difference between tax-deferred and tax-free in El Cajon?

    Tax-advantaged retirement accounts in El Cajon are either tax-deferred or tax-free, with the former allowing account holders to make tax-deductible contributions and defer taxes on those contributions and any investment gains. However, withdrawals from tax-deferred retirement accounts are taxed as ordinary income. Meanwhile, tax-free accounts allow post-tax contributions and withdrawals are not taxed.

  • Who in El Cajon can open a Roth IRA?

    As of 2023, single filers in El Cajon who wish to open a Roth IRA must have a modified adjusted gross income of up to $138,000, while for married couples filing jointly this figure is $218,000. One advantage of a Roth IRA is that account holders are not required to make withdrawals upon reaching a certain age, unlike with a traditional IRA.

  • Are cryptocurrency scams in El Cajon common?

    Residents of El Cajon should be wary of cryptocurrency scams, as the Federal Trade Commission reports that over 46,000 people have lost more than $1 billion in these scams since the beginning of 2021. Common platforms where these scams occur include Instagram, Facebook, WhatsApp, and Telegram. In addition, the majority of cryptocurrency scams involve Bitcoin.

  • How much should be set aside in an El Cajon emergency fund?

    Emergency funds in El Cajon should hold three to six months’ worth of planned expenses and must cover payments for one’s housing, utilities, insurance, and debt, as well as necessities such as groceries and transportation. In addition, these funds must be liquid and immediately available for withdrawal, so placing them in stocks, mutual funds, or long-term certificates is not advised.

  • What is the three-fund portfolio theory in El Cajon?

    Those in El Cajon who wish to employ a low-cost and diversified investment strategy may follow the three-fund portfolio theory, which recommends having funds in the Total U.S. Stock Market, Total International Stock Market, and Total U.S. Bond Market. This strategy covers most of the major investable sectors and allows investors a near 0% expense ratio.

  • Are financial advisors worth it?

    Whether or not a financial advisor is worth it depends on your personal situation. If your finances are fairly straightforward, then you may be better off handling it on your own. But if you have substantial assets or a complex investment portfolio, then hiring someone to handle it for you can be well worth the cost.