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2024

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Best Financial Advisors in Chino, CA

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Chino Financial Advisors on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

23Reviewed

15Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider
SmartAdvisor by SmartAsset logo

SmartAdvisor by SmartAssetExpertise.com

Chino, CA
Free Consultation

Expertise.com Rating

Why choose this provider?

SmartAsset's free, five-minute tool makes it easy to find qualified financial advisors in your area. The exclusive tool uses a quick survey to help SmartAsset's exclusive algorithm match you with up to three advisors based on your specific financial needs. Each advisor is a fiduciary, legally bound to work in your best interest, and rigorously vetted by SmartAsset. You can speak with each for free, sometimes within a matter of minutes, and choose whom you want to work with. Hundreds of thousands of smart investors and retirees have already used SmartAsset's simple, no-cost service to find the right financial advisors for them.

  • Estate Planning
  • Financial Planning
  • Retirement Planning
  • Investment Management

Chino, CA

Expertise.com Rating

Why choose this provider?

Need help contacting a Financial Advisor in Chino? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

2400 E. Katella Ave., Anaheim, CA 92806

Expertise.com Rating

Review Sources

Google
4.0 (4)

Why choose this provider?

Founded in 1986, Edelman Financial Engines is an investment management firm that caters to individuals and families in the Chino metro. It offers comprehensive financial, retirement, and estate planning solutions. The company also deals with long-term care insurance guidance, succession and legacy planning, and social security benefit optimization. In addition, it serves law firms, medical institutions, and government and manufacturing companies. CEO and president Larry Raffone has been in the financial services industry for over three decades.

  • Certified Financial Planner (CFP)
  • Financial Planning

15302 Central Ave, Chino, CA 91710

Expertise.com Rating

Review Sources

Yelp
4.7 (15)
Google
4.3 (6)

Why choose this provider?

Established in 1985, Kalter Financial Group assists individuals and businesses in Chino and the surrounding areas. The firm offers wealth management services, which involve helping clients navigate changes in the stock market and developing asset allocation models. It also provides personal financial planning, business consulting, tax planning, and tax preparation services. The firm was founded by Eric Kalter, who has more than 15 years of financial services experience and more than 35 years of accounting and tax experience.

  • Tax Planning
  • Tax Preparation
  • Financial Planning

Compare our Top Financial Advisors

NameExpertise RatingAddressPromotionsLearn more
SmartAdvisor by SmartAsset
Free Consultation
Edelman Financial Engines
2400 E. Katella Ave., Anaheim, CA 92806
Kalter Financial Group
15302 Central Ave, Chino, CA 91710

FAQs

  • Introduction

    There are many titles for financial professionals, so it's challenging to track what each one means. A financial advisor is probably the term you've heard most often. Financial advisor is a broad term for a professional who helps individuals or companies manage their finances, including investment choices. There are over 100 certifications that financial advisors can obtain.

    • Financial planners, wealth managers, and investment advisors are all financial advisors with different focus areas.
    • A financial planner helps an individual or a company make a plan to achieve long-term financial goals.
    • A wealth manager helps individuals maintain their wealth through various disciplines and services, such as taxes, estate planning, and investment advice.
    • An investment advisor offers investment advice and recommendations to individuals or organizations.
    There’s a misconception that you have to be extremely wealthy to use a financial advisor. In reality, they can be beneficial for people from any income level. Keep reading to find answers to the most commonly asked questions about financial advisors, so you know which type can fit your specific needs.

  • Why should you avoid taking early withdrawals from your retirement funds in Chino?

    You should avoid taking early payouts from your retirement accounts in Chino since you'll forfeit both interest and principal, risk losing tax advantages, or face withdrawal fines. If you possess a typical savings account, take into account the potential growth of that money in a retirement savings plan, whether it be through an account for retirement or by investment. As you near retirement, you should get more involved in overseeing and managing your savings.

  • How much money can you borrow from your 401(k) plan in Chino?

    Typically, your 401(k) plan in Chino allows you to borrow a maximum of $50,000 or 50% of your balance. You have five years to pay back the money you borrowed without incurring penalties. Remember that if you take money out of your 401(k) plan early, you'll miss out on the compound interest, but there will be no excess fees.

  • In Chino, what can you do to raise your credit score?

    To boost your credit rating in Chino, you need to settle your financial obligations on time, as your payment record is a key aspect in computing your credit score. You must enroll in autopay or set up reminders if you have trouble remembering to make payments on time. Paying off debt is another strategy to raise your credit score. If you have debt, consider making a payment schedule that puts paying off high-interest debt first.

  • What is the quickest way to apply for Social Security benefits in Chino?

    The quickest and most straightforward way to apply for Social Security benefits in Chino is online once you have the required paperwork. The local Social Security office in Chino can assist you if you have no internet connection or want to complete the application offline. Following the submission of your application, the Social Security Administration will send you a letter informing you of their decision regarding your benefits.

  • In Chino, how is the amount of your required minimum distributions determined?

    Your required minimum distribution in Chino is typically determined using the whole interest value of your retirement plan as of December 31 of the previous year or the fair market value, as well as the IRS Uniform Lifetime Table. RMDs are calculated individually for every retirement plan you have and are needed for each person, not per couple. If your spouse beneficiary is over ten years younger, a different table is used.

  • Are financial advisors worth it?

    Whether or not a financial advisor is worth it depends on your personal situation. If your finances are fairly straightforward, then you may be better off handling it on your own. But if you have substantial assets or a complex investment portfolio, then hiring someone to handle it for you can be well worth the cost.