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Best Financial Advisors in Carlsbad, CA

Our Recommended Top 11

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Carlsbad Financial Advisors on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

37Reviewed

26Curated

11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider
SmartAdvisor by SmartAsset logo

SmartAdvisor by SmartAssetExpertise.com

Carlsbad, CA
Free Consultation

Expertise.com Rating

Why choose this provider?

SmartAsset's free, five-minute tool makes it easy to find qualified financial advisors in your area. The exclusive tool uses a quick survey to help SmartAsset's exclusive algorithm match you with up to three advisors based on your specific financial needs. Each advisor is a fiduciary, legally bound to work in your best interest, and rigorously vetted by SmartAsset. You can speak with each for free, sometimes within a matter of minutes, and choose whom you want to work with. Hundreds of thousands of smart investors and retirees have already used SmartAsset's simple, no-cost service to find the right financial advisors for them.

  • Estate Planning
  • Financial Planning
  • Investment Management
  • Retirement Planning

Carlsbad, CA

Expertise.com Rating

Why choose this provider?

Need help contacting a Financial Advisor in Carlsbad? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

1265 Carlsbad Village Dr #201, Carlsbad, CA 92008

Expertise.com Rating

Review Sources

Yelp
4.9 (23)

Why choose this provider?

Guide My Finances handles any wealth and investment management concerns for clients around Carlsbad. By getting to know an investor's goals and needs, its advisors can offer recommendations that are geared towards a customized financial plan. They cover a variety of areas, including personal financial and retirement planning and insurance review and investment allocation. In addition to being a Certified Financial Planner, president Jackie Mazur is also a Certified Divorce Financial Analyst. She has been in the financial field since 2003.

  • Certified Financial Planner (CFP)

5780 Fleet Street, Suite 308, Carlsbad, CA 92008

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Anchor Bay Capital, Inc. is a financial advisory firm serving clients in Carlsbad. Its financial advisors provide financial planning and investment management, and retirement planning, including 401k and employer-sponsored retirement plans. It offers portfolio consultation and asset allocation. Scott Spiering, the company's founder, has been working in the financial services industry since 1987. He is the author of a book, The Frugal Investor. The firm was featured on news channels such as CNBC, Bloomberg Business, and PBS.

  • Certified Financial Planner (CFP)

6128 Innovation Way, Carlsbad, CA 92009

Expertise.com Rating

Review Sources

Google
5.0 (14)
Facebook
5.0 (6)
Yelp
5.0 (4)

Why choose this provider?

Intelligence Driven Advisers is an independent wealth management firm providing tailored financial solutions to high-net-worth individuals in the Carlsbad metro. Its advisers assist customers in identifying their goals and developing comprehensive strategies to achieve those goals. They offer wealth management services covering strategic tax planning, estate planning, and asset protection. They also provide investment management, financial planning, and business retirement planning. CEO Jason Labrum, who has been in the industry since 1998, worked at two major local brokerage firms before opening his firm in 2009.

  • Certified Financial Planner (CFP)
  • Retirement Planning

6154 Innovation Way, Carlsbad, CA 92009

Expertise.com Rating

Review Sources

Google
5.0 (27)

Why choose this provider?

Seaside Wealth Management is a team of financial advisors serving individuals and families in Carlsbad. It serves a diverse set of clients with different financial goals, including women, professionals and their families, business owners, and retirees. Its process includes financial plan design, portfolio building, and plan monitoring. The president and founder of Seaside Wealth Management, Brad Lineberger, is a third-generation Californian who is dedicated to educating individuals, families, and small businesses on the importance of financial planning.

  • Certified Financial Planner (CFP)

5122 Avenida Encinas Suite 120, Carlsbad, CA 92008

Expertise.com Rating

Review Sources

Google
5.0 (152)
Yelp
5.0 (3)

Why choose this provider?

E3 Coastal Advisors LLP offers financial advice to individuals and businesses in Carlsbad and nearby areas. It provides personalized guidance regarding personal finance and strategic advice for tax decisions. The firm assists businesses with different solutions, including accounting, payroll, tax, and audit representation. Additionally, it has business advisory services that help with strategic growth planning, restructuring, financial projections, internal control evaluation, and accounting software implementation. E3 Coastal Advisors' financial planner Scott Evans is a California Society of Certified Public Accountants member.

  • Certified Financial Planner (CFP)
  • Retirement Planning
  • Tax Planning

3838 Camino del Rio North, Ste 365, San Diego, CA 92108

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Since 2018, Platt Wealth Management has been serving clients in Carlsbad and the surrounding areas. Its wealth management services include designing custom financial plans that cover retirement, Social Security, Medicare, and education funding. Its financial advisors also help in building investment portfolios customized to the client's risk, tax situation, and return objective. Founder Jeff Platt holds Certified Financial Planner and Chartered Financial Analyst designations. For several years, he has been named to San Diego Magazine's Best Five Star Wealth Managers.

  • Certified Financial Planner (CFP)
  • Retirement Planning

2131 Palomar Airport Road Suite 214, Carlsbad, CA 92011

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Serving the Carlsbad community, Gregg F. Himfar Financial is committed to helping clients with their long-term financial goals. It offers a variety of financial planning strategies, such as retirement, estate, college, and profit-sharing plans. It also offers assistance with investments, such as simple and traditional IRAs, brokerage accounts, and government securities. The firm also offers life, health, long-term care, and disability income insurance. The owner of the company, Gregg F. Himfar, has over 20 years of experience in financial planning.

  • Certified Financial Planner (CFP)

2210 Encinitas Blvd. Suite C, Encinitas, CA 92024

Expertise.com Rating

Review Sources

Facebook
5.0 (6)
Yelp
3.0 (2)
Google
5.0 (1)

Why choose this provider?

Lifetime Financial Advisors has been providing comprehensive financial planning services to clients in Carlsbad and the surrounding areas since 1980. Its team works with individuals, families, and business owners and assists them in the process of managing their wealth. The agency offers a variety of services such as investments, retirement, estate, insurance, and multigenerational planning. The president and CEO, Steve Van Houten, is a Certified Financial Planner. He started his career as an investment analyst.

  • Certified Financial Planner (CFP)
  • Retirement Planning

2710 Loker Avenue West, #220, Carlsbad, CA 92010

Why choose this provider?

Terry Wealth Management is a financial advisory firm serving Carlsbad and nearby areas. Its team develops financial plans, which helps clients manage their current taxes, prepare for children's college education, and protect their businesses and employees. The team also help clients plan for retirement through personalized plans that consider clients' goals, investments, and financial inventory. They also provide assistance in the areas of charitable giving and legacy planning. Terry Wealth Management is headed by Shane Terry, who has 25 years of experience. Shane Terry holds a ChFC® designation. Terry Wealth Management use the skills that ChFC® credential holders have an in-depth knowledge in daily to assist their clients in meeting their financial goals.

  • Certified Financial Planner (CFP)
  • Retirement Planning
  • Insurance Products

Compare our Top Financial Advisors

NameExpertise RatingAddressPromotionsLearn more
SmartAdvisor by SmartAsset
Carlsbad, CAFree Consultation
Guide My Finances
1265 Carlsbad Village Dr #201, Carlsbad, CA 92008
Anchor Bay Capital, Inc.
5780 Fleet Street, Suite 308, Carlsbad, CA 92008
Intelligence Driven Advisers
6128 Innovation Way, Carlsbad, CA 92009
Seaside Wealth Management
6154 Innovation Way, Carlsbad, CA 92009
E3 Coastal Advisors LLP
5122 Avenida Encinas Suite 120, Carlsbad, CA 92008
Platt Wealth Management
3838 Camino del Rio North, Ste 365, San Diego, CA 92108
Gregg F. Himfar Financial
2131 Palomar Airport Road Suite 214, Carlsbad, CA 92011
Lifetime Financial Advisors
2210 Encinitas Blvd. Suite C, Encinitas, CA 92024
Terry Wealth Management
2710 Loker Avenue West, #220, Carlsbad, CA 92010

FAQs

  • Introduction

    There are many titles for financial professionals, so it's challenging to track what each one means. A financial advisor is probably the term you've heard most often. Financial advisor is a broad term for a professional who helps individuals or companies manage their finances, including investment choices. There are over 100 certifications that financial advisors can obtain.

    • Financial planners, wealth managers, and investment advisors are all financial advisors with different focus areas.
    • A financial planner helps an individual or a company make a plan to achieve long-term financial goals.
    • A wealth manager helps individuals maintain their wealth through various disciplines and services, such as taxes, estate planning, and investment advice.
    • An investment advisor offers investment advice and recommendations to individuals or organizations.
    There’s a misconception that you have to be extremely wealthy to use a financial advisor. In reality, they can be beneficial for people from any income level. Keep reading to find answers to the most commonly asked questions about financial advisors, so you know which type can fit your specific needs.

  • What is the difference between a CFP and a CFA in Carlsbad?

    In Carlsbad, a CFP specializes in personal financial and investment planning, assisting individuals with managing their finances, retirement planning, and making informed investment decisions. They emphasize personal finance strategies and wealth management techniques. On the other hand, a CFA is oriented towards broader-scale investment banking, corporate finance, and portfolio management.

  • What is a fiduciary financial advisor in Carlsbad?

    A fiduciary financial advisor in Carlsbad is an advisor who is legally obligated to act in the best interests of their clients. Unlike other financial advisors who may operate under different standards, fiduciary advisors must prioritize their client's interests above their own. They are required to consider the client's overall financial situation and provide recommendations that are in their best interest. It is important to note that not all financial advisors in Carlsbad are fiduciaries.

  • Can a financial advisor in Carlsbad help with tax planning?

    Yes, financial advisors in Carlsbad can assist clients with tax planning. It is worth noting that engaging with certified financial advisors, such as those holding the CPA designation from the American Institute of CPAs and Tax Certification from the National Association of Certified Public Bookkeepers, offers the advantage of receiving tax advice that is both reliable and in accordance with legal requirements.

  • How can you verify a financial advisor’s credentials in Carlsbad?

    To verify a financial advisor's qualifications in Carlsbad, you may use various online resources, such as the Securities and Exchange Commission’s (SEC) SEC Action Lookup - Individuals (SALI), Investment Adviser Public Disclosure (IAPD) tools, and the Financial Industry Regulatory Authority (FINRA) BrokerCheck tool. These resources provide information on SEC actions, background checks, registration status, regulatory actions, licenses, and complaints related to financial advisors.

  • How can you hold your financial advisor accountable in Carlsbad?

    In Carlsbad, if you want to hold your financial advisor accountable, you can file a complaint with FINRA or a relevant government agency. You can also pursue legal action through a lawsuit to seek compensation for investment losses. While filing a complaint with FINRA can lead to disciplinary actions against your advisor, it does not guarantee financial compensation. If you are seeking to recover losses, it is highly advisable to consult a securities attorney with expertise in this area.

  • Are financial advisors worth it?

    Whether or not a financial advisor is worth it depends on your personal situation. If your finances are fairly straightforward, then you may be better off handling it on your own. But if you have substantial assets or a complex investment portfolio, then hiring someone to handle it for you can be well worth the cost.