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Best Credit Repair Companies in Renton, WA

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Renton Credit Repair Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



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featured provider = Featured Provider

Renton, WA Rating

Why choose this provider?

Credit Saint is a credit repair and restoration company serving individuals in the Birmingham area. Its team oversees the details of the clients' credit history to determine the transactions that may be contributing to their bad credit standing. It also analyzes clients' positive credit and provides information on optimizing credit utility. Credit Saint's team creates a monitoring account on behalf of each client. Through this, clients are able to track their progress and credit analysis on the company's web platform.

  • Money Back Guarantee
  • Credit building
  • Credit Audit
  • Credit Repair
  • Credit Restoration
Lexington Law logo


Renton, WA
Free Credit Report Consultation Rating

Review Sources

4.3 (2911)

Why choose this provider?

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

  • Credit Repair
  • Consumer Credit Services

5620 112th St E Suite 125, Puyallup, WA 98373
Website Rating

Review Sources

5.0 (2)

Why choose this provider?

LifeLine Solutions is a credit repair company that serves the Renton area. Its consultants perform step-by-step analyses of reports to identify negative items and offer access to their member portal to monitor the status. They also assist consumers in obtaining new lines of credit to improve their scores. The company utilizes IdentityIQ software to protect clients’ personal information against theft and tools like budget and cash calendars to help them improve their spending habits and control their finances.

  • Credit Monitoring

​13620 61st Ave Se., Everett, WA 98208 Rating

Review Sources

5.0 (21)

Why choose this provider?

750ispossible, LLC, caters to clients throughout the Renton metro and the surrounding areas. The company assists individuals and business owners in restoring their credit scores by eliminating negative reports. It also allows clients to access their accounts 24/7 to help them see their credit report updates or progress. The company's team also guides individuals in maintaining their credit scores to achieve their investment and financial goals. 750ispossible received praises from one of its clients for helping them reach a 700 credit score within six months.

  • Credit Monitoring
  • Credit Audit

17615 SE 272nd Street, Suite #110, Covington, WA 98042 Rating

Review Sources

4.8 (40)
4.6 (30)

Why choose this provider?

Guiding Hands Credit & Real Estate Services serves individuals and business owners in Renton and the neighboring communities. The company offers unlimited petitions to credit bureaus, client monitoring through guiding hands, and monthly progress report consultations. It also provides coaching services on credit building and debt negotiation settlement. Other services include mortgage preparation and insurance. The company has helped more than 5,000 people repair their credit scores. Owner Shawn Stewart has been a credit repair expert since 2007.

  • Debt Consolidation

P.O. Box 638, Bellevue, WA 98009 Rating

Review Sources

5.0 (7)

Why choose this provider?

Kidworth Group & Associates, LLC, assists Renton residents in improving their credit scores. The company obtains its clients’ credit reports from the major bureaus and collects information for each item listed. Using a multi-phase credit auditing process, it sends letters to collection agencies and creditors to remove negative accounts, such as foreclosures, bankruptcies, and public records. It also provides monthly credit score analysis reports, and its client service representatives provide credit score improvement advice. The company's president, Joseph Kidworth, has over 22 years of industry experience.

  • Credit Monitoring

4500 9th Ave NE #300, Seattle, WA 98105 Rating

Review Sources

4.8 (51)
5.0 (25)

Why choose this provider?

Take Charge Credit Consulting offers its services to customers in the Renton metro. It helps individuals rebuild and increase their credit scores. The company provides consulting services to determine each client's credit situation, timeline, and goals. It offers credit report reviews, credit analysis, and personalized rebuilding strategies. It also helps clients dispute collections, foreclosures, bankruptcies, and late payments. Tierra Bonds, the company CEO, previously worked as an independent contractor in the marketing industry for seven years.

  • Credit Monitoring

Compare our Top Credit Repair Companies

NameExpertise RatingAddressPromotionsLearn more
Credit Saint
Renton, WAFree Credit Evaluation
Lexington Law
Renton, WAFree Credit Report Consultation
LifeLine Solutions
5620 112th St E Suite 125, Puyallup, WA 98373
750ispossible, LLC
​13620 61st Ave Se., Everett, WA 98208
Guiding Hands Credit & Real Estate Services
17615 SE 272nd Street, Suite #110, Covington, WA 98042
Kidworth Group & Associates, LLC
P.O. Box 638, Bellevue, WA 98009
Take Charge Credit Consulting
4500 9th Ave NE #300, Seattle, WA 98105


  • How long does a repo stay on your credit report?

    A car repossession and many other negative items reported to the credit bureaus stay on credit reports for up to seven years. That's from the original date of the delinquency on the loan. Credit repair can't remove legitimate negative items, including repossessions, from credit reports if they're within the standard timeline.

  • Do credit repair companies work?

    Yes, credit repair companies can make use of legal protections to repair some issues related to people's credit. That includes asking the credit bureaus to remove inaccurate negative items. Individuals have a legal right to a fair and accurate credit report, and if a company mistakenly reports a payment as late or someone is the victim of fraud, for example, the bureaus have a burden to investigate and remove the inaccurate information.

  • How long does it take to repair credit?

    Simple inaccurate items might be deleted in 30-45 days, as that's how long the credit bureau has to investigate and respond to a dispute letter. If the reporting creditor responds with documentation to support the negative item, individuals might need to disprove that information and the matter can take longer.

    • Inaccurate late payment: 30-45 days
    • Inaccurate missed payment: 30-45 days
    • Numerous issues from multiple creditors: A few months
    • Fraud or identity theft: Several months to a year or more
    • Rebuilding poor credit: A positive impact is possible within a few months, but building credit is a long-term process
  • Can I repair my own credit?

    Yes, individuals can use many tools a credit repair company uses, including credit dispute letters. But this involves a lot of research and administrative work that credit repair pros are equipped to handle quickly and efficiently. They can also pursue these disputes more aggressively than you may be able to yourself, as you might be attending to other obligations, such as family and work.

  • Can credit repair companies remove charge offs?

    Yes, a credit repair company may be able to get a charge off removed from a credit report. The credit repair company has to prove the charge off is inaccurate. An example of how a charge off might be inaccurate is a situation in which payments were made when the transfer of the debt to a new company was illegal under the contract.

  • Can credit repair companies remove bankruptcies?

    A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

  • Can a credit repair company remove late payments?

    Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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