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2024

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Best Credit Repair Companies in Richmond, VA

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Richmond credit repair companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

147Reviewed

90Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Richmond, VA

Expertise.com Rating

Review Sources

Google
4.8 (5320)
Yelp
2.5 (23)

Why choose this provider?

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

  • Money Back Guarantee
  • Credit Repair
  • Credit building
  • Credit Audit
  • Credit Restoration
Lexington Law logo

Lexington LawExpertise.com

Richmond, VA
Free Credit Report Consultation

Expertise.com Rating

Review Sources

Facebook
4.3 (2911)

Why choose this provider?

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

  • Consumer Credit Services
  • Credit Repair

5725 Oakleys Place, Richmond, VA 23223

Expertise.com Rating

Review Sources

Facebook
5.0 (48)
Google
5.0 (16)

Why choose this provider?

Holliday Credit Repair is a credit counseling service provider that serves clients in Richmond. It specializes in resolving late payments, charge-offs, medical bills, foreclosures, students loans, and tax liens. In addition, the company uses the law and works with creditors and credit bureaus to challenge unfavorable report items that have an impact on customers' credit ratings. Holliday Credit Repair also administers a structured debt repayment program without requiring a loan. It has served more than 300 clients.

  • Credit Dispute

Richmond, VA

Expertise.com Rating

Review Sources

Google
5.0 (4)

Why choose this provider?

Star Credit Repair has been helping individuals in Richmond recover from bad credit for over 15 years. It assists its clients in analyzing their credit reports and gives personalized solutions to help them improve their credit scores. Its team of specialists conducts one-on-one consultations with clients to understand their unique situations, providing them with credit repair options. It also helps its clients choose the most suitable credit companies that align with their financial needs.

  • Credit Audit

31 North Providence Road, North Chesterfield, VA 23235

Expertise.com Rating

Review Sources

Google
4.0 (12)

Why choose this provider?

Credit Restoration Institute is a licensed credit repair expert and consultant company that serves clients in and around the Richmond area. In addition to performing credit report audit to pinpoint negative entries and creating credit disputes against bureaus and creditors to correct unverifiable items, the company also educates clients on rebuilding credit profile and provides consulting services. Credit Restoration Institute works under the guidance of the Fair Debt Collection Practices Act and the Fair Credit Reporting Act.

  • Credit Audit
  • Credit Dispute

7400 Beaufont Springs Drive, Richmond, VA 23225

Expertise.com Rating

Review Sources

Google
5.0 (29)

Why choose this provider?

Genesis Consulting Experts is a credit repair company helping clients in Richmond fix their credit scores. Owner Phyllis Hughes established the company in 2019 after raising the credit scores of her family members and friends. The company helps remove negative items from clients' credit reports. It offers money back guarantee if no deletions in 4 months and also keeps clients updated through a client portal, where they can access reports, accounts and balances, reasons for disputes, and communications sent. Additionally, Phyllis has written an e-book on her experience entitled 'Get Out of Debt 101.'

  • Credit Dispute

Compare our Top Credit Repair Companies

NameExpertise RatingAddressPromotionsLearn more
Credit Saint
Richmond, VAFree Credit Evaluation
Lexington Law
Richmond, VAFree Credit Report Consultation
Holliday Credit Repair
5725 Oakleys Place, Richmond, VA 23223
Star Credit Repair
Richmond, VA
Credit Restoration Institute
31 North Providence Road, North Chesterfield, VA 23235
Genesis Consulting Experts
7400 Beaufont Springs Drive, Richmond, VA 23225

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