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Best Credit Repair Companies in West Valley City, UT

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored West Valley City Credit Repair Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



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Learn about our selection process.


featured provider = Featured Provider
Lexington Law logo


West Valley City, UT
Free Credit Report Consultation Rating

Why choose this provider?

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

  • Consumer Credit Services
  • Credit Repair

West Valley City, UT Rating

Why choose this provider?

Need help contacting a Credit Repair Company in West Valley City? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

8819 S Redwood Rd, West Jordan, UT 84088 Rating

Review Sources

4.4 (28)

Why choose this provider?

Wasatch Credit Consulting serves clients in West Valley City and its surrounding areas. It offers a broad range of credit reporting and consulting services, including credit analysis, credit restoration strategies, and a comprehensive summary of financial records. The staff of the company collaborates with debt collectors and credit card companies to protect its clients from being scammed by dishonest credit repair specialists and other credit repair businesses. Wasatch Credit Consulting also provides its clients with access to their own financial information courtesy of its online portal. 

  • Credit Monitoring

3560 South 5600 West, West Valley City, UT 84120 Rating

Review Sources

5.0 (7)

Why choose this provider?

ASAP Credit Repair is a Utah credit repair company serving individuals in the West Valley City area. Its mission is to empower clients by helping them strengthen their purchasing power and save them from financial catastrophes such as bankruptcies, foreclosures, and credit fraud. Its credit team implements a straightforward three-step process: carefully examine the clients' reports, exhaustively work with the credit bureaus in correcting inaccuracies, and comprehensively educate clients on how to strategically maintain a good credit score.

  • Credit Monitoring
  • Credit Audit
  • Credit Dispute

​4956 W 6200 S 313, Kearns, UT 84118 Rating

Why choose this provider?

Credit Duo assists clients in West Valley City. It provides document preparation, in-depth credit analysis, credit repair, and credit recommendation. It also renders personalized credit dispute options to its clients. The company offers credit training and education services. It also presents a partner program for mortgage and real estate, tax, auto dealer, and legal professionals. Clients can access their accounts for report and repair status 24/7. Its team handles client concerns and consultations in English and Spanish.

  • Debt Consolidation

Compare our Top Credit Repair Companies

NameExpertise RatingAddressPromotionsLearn more
Lexington Law
Free Credit Report Consultation
Wasatch Credit Consulting
8819 S Redwood Rd, West Jordan, UT 84088
ASAP Credit Repair
3560 South 5600 West, West Valley City, UT 84120
Credit Duo
​4956 W 6200 S 313, Kearns, UT 84118


  • How long does a repo stay on your credit report?

    A car repossession and many other negative items reported to the credit bureaus stay on credit reports for up to seven years. That's from the original date of the delinquency on the loan. Credit repair can't remove legitimate negative items, including repossessions, from credit reports if they're within the standard timeline.

  • Do credit repair companies work?

    Yes, credit repair companies can make use of legal protections to repair some issues related to people's credit. That includes asking the credit bureaus to remove inaccurate negative items. Individuals have a legal right to a fair and accurate credit report, and if a company mistakenly reports a payment as late or someone is the victim of fraud, for example, the bureaus have a burden to investigate and remove the inaccurate information.

  • How long does it take to repair credit?

    Simple inaccurate items might be deleted in 30-45 days, as that's how long the credit bureau has to investigate and respond to a dispute letter. If the reporting creditor responds with documentation to support the negative item, individuals might need to disprove that information and the matter can take longer.

    • Inaccurate late payment: 30-45 days
    • Inaccurate missed payment: 30-45 days
    • Numerous issues from multiple creditors: A few months
    • Fraud or identity theft: Several months to a year or more
    • Rebuilding poor credit: A positive impact is possible within a few months, but building credit is a long-term process
  • Can I repair my own credit?

    Yes, individuals can use many tools a credit repair company uses, including credit dispute letters. But this involves a lot of research and administrative work that credit repair pros are equipped to handle quickly and efficiently. They can also pursue these disputes more aggressively than you may be able to yourself, as you might be attending to other obligations, such as family and work.

  • Can credit repair companies remove charge offs?

    Yes, a credit repair company may be able to get a charge off removed from a credit report. The credit repair company has to prove the charge off is inaccurate. An example of how a charge off might be inaccurate is a situation in which payments were made when the transfer of the debt to a new company was illegal under the contract.

  • Can credit repair companies remove bankruptcies?

    A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

  • Can a credit repair company remove late payments?

    Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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