Best Credit Repair Companies in Plano, TX

The Phenix Group is a credit counseling company that has served businesses and individuals in Plano and the surrounding areas since 2016. Its attorney-engaged credit solutions cover dispute code removal, judgments, foreclosures, bankruptcies, repossessions, and charge-offs. The company handles debt settlement plans, collections, late payments, and the reestablishment of credit. Its team challenges erroneous information reflected on credit reports by tracing the origin of the information and monitoring the publisher to ensure such mistakes don't recur. The Phenix Group also offers mortgage and auto refinancing services, credit coaching lessons, and business financing options.

Cosmo Credit Repair assists individuals in improving their credit scores in Plano. Its services include credit repair, establishing credit, and dispute removal. The company works with creditors and credit bureaus in the assessment of credit reports and addressing credit score issues. The service provider was founded in 2012 and counts Peoples Mortgage Company, American Financial Network, Inc., and New American Funding in its network of exclusive creditor partners. Cosmo Credit Repair's office is located in Frisco.

Located in Plano, Omega Credit Repair has been helping individuals restore their credit reports through its team of credit repair experts. Their team studies each of their clients' credit situation based on the credit reports provided by the three credit bureaus. They work with the clients in identifying all the problematic details in their report and present their available options. The company also helps their clients create new credit and give them advice on how they can manage it. Omega Credit repair was established in 2004.

CreditAnswers, a credit repair company in Plano, has been providing financial education and credit restoration services since 2006. The credit specialists create debt consolidation plans to offer efficient repayment options. Through debt consolidation and repayment programs, clients can resolve issues such as overdue collection, utility and medical bills, taxes, student loans, and payday loan balances. Its credit counselors offer financial advisory services, budgeting plans based on clients' income, monthly expenditures, and pending credit card balances. Debt relief programs involve credit counseling services, assistance with filing for bankruptcy, and debt settlement and consolidation.

Trinity Credit Services is a debt restoration company offering its services in the Plano metro. As a credit repair company, it assists clients by providing credit report evaluation, credit repair plans, and coordinating with credit reporting agencies. Its staff restores the client's credit status by working on tax liens, late payments, charge-offs, repossessions, and student loans. Trinity Credit Services is a member of the McKinney, TX Chamber of Commerce and is a Fair Credit Reporting Act certified.

Evolve Credit Repair helps clients in Plano and across the United States improve their credit scores and qualify for loans. It is a full-service agency with over 25 years of combined experience in the credit repair, mortgage, and automotive lending industries. The team reviews customers' credits, creates personalized credit improvement plans, and disputes questionable items with the bureaus. It also guides people through navigating settlements and educates them about strategies for gaining positive credit.

Wayne The Credit Guy provides credit repair services in Plano and the surrounding areas. Wayne Sanford, who has been in the credit industry for more than 16 years, specializes in educating individuals about the credit system and the credit score. He also provides consultation services in matters that involve credit reports and monitoring, credit tools, and debt consolidation. Past clients of Wayne The Credit Guy praise Wayne's credit repair recommendations, honesty, and straight-to-the-point answers to their concerns and inquiries.

The Manning Group, Inc., helps individuals improve their credit scores in Plano. The services offered by the credit and debt management company include credit restoration, credit analysis, building of debt management program, negotiation of payment settlement programs, and credit literacy consultation and training. Its president and CEO, Stacy Notley, founded the business in 1983 and has been helping individuals improve their credit scores and manage their credit use for more than 30 years. The Manning Group, Inc.'s office is located in Dallas.

Sperity is a credit repair company providing its services in the Plano metro. The company starts its credit repair service by examining the errors, noting issues, and putting a detailed list of solutions. Its staff can restore credit status by working on late payments, tax liens, bankruptcies, foreclosures, and collections. The company can also help clients get loan approval for a house or a new car. Sperity's CEO, Angela Reston, has over 15 years of experience in the credit and finance industries.

First Stone Credit Counseling is a nonprofit organization that's been offering financial advisory and credit repair services in Plano and surrounding areas since 1997. Its credit repair process involves the evaluation of credit reports and the development of customized restoration plans. The credit counselors create workable credit payment plans with creditor agents, collection attorneys, and agencies to assist with late payments, after-bankruptcy arrangements, judgments, and expert witness services. The firm offers credit attorney services and credit education to help individuals make sound financial decisions. First Stone Credit Counseling is approved by the United States Treasury.

Frost Financial Advising & Management, LLC, offers credit solutions in Plano. The woman-owned company helps individuals reach their credit profile goals by providing lessons on how credit works and how to manage their income. Its team reviews its clients' current financial situations to design personalized action plans. The business also provides financial coaching and mortgage DTI solutions. The owner of Frost Financial Advising & Management, Amanda Jackson, has been given the nickname "Student Loan and Credit Guru" because of her experience in the industry.

White Jacobs & Associates is a company that offers credit repair services through a customized plan to clients in Plano. The company deals with charge-offs, student loans, late payments, dispute code removal, repossessions, and foreclosures. It also offers credit coaching, credit re-establishment, and debt settlement. White Jacobs & Associates is equipped with an in-house attorney and an investigative research team. It pairs clients with personal credit analysts that will guide them through the entire process.

Build My Scores is a credit repair company in Plano that's been offering effective credit solutions since 2009. It provides comprehensive plans to improve credit scores. The company's specialists obtain credit reports from the three major bureaus, conduct in-depth analysis of the records, and dispute unverifiable, inaccurate, and negative items. They also assist with filing credit disputes with collection agencies. Credit repair services cover omission by silence packages, cease requests, payment assistance for deletions, sending of settlement letters, and validation of debt audits. Build My Scores also has business credit improvement programs.

Founded in 2006, American Debt Resolutions is a debt settlement and credit repair agency in Plano. Services include referral to affiliate partners for debt management solutions and assistance with financial issues related to bankruptcy. The affiliate debt management and credit repair programs remove excessive fees, manage creditors' and collectors' calls, reduce interest rates, and improve credit scores. The company helps clients reduce balances on personal and payday loans, overdue medical payments, and unsecured credit card debts. It also handles judgments, unsecured home equity loans, and various business debts. The American Fair Credit Council accredits American Debt Resolutions.