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Best Credit Repair Companies in League City, TX

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored League City Credit Repair Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



5Top Picks

Learn about our selection process.


featured provider = Featured Provider

League City, TX Rating

Review Sources

4.1 (9)

Why choose this provider?

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

  • Credit building
  • Credit Repair
  • Credit Audit
  • Money Back Guarantee
  • Credit Restoration

League City, TX Rating

Why choose this provider?

Need help contacting a Credit Repair Company in League City? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

2600 South Shore Blvd. Suite 300, League City, TX 77573 Rating

Why choose this provider?

EZ Credit USA serves individuals in League City and the surrounding areas. It offers attorney-based credit repair and building solutions. Its attorneys help dispute negative information from credit reports, including collections, charge-offs, late payments, bankruptcy, student loans, and medical bills. Its clients are enrolled in a credit education program to learn how to maintain good credit scores. EZ Credit USA was founded by Eric Edwards, who started his career as a credit consultant after experiencing the disadvantage of bad credit scores.

  • Credit Monitoring
  • Credit Audit

817 Southmore Ave suite 300-d, Pasadena, TX 77502 Rating

Review Sources

5.0 (1)

Why choose this provider?

Atomic Credit Repair caters to customers in the League City metro and the surrounding areas. It helps individuals achieve their financial goals by offering credit repair solutions. These services allow clients to get cheaper insurance and quality for low-interest rates on loans. Its process involves challenging questionable and unverifiable data on the consumers' credit reports. Some of the common ones are bankruptcies, charge-offs, judgments, late payments, and repossessions. Atomic Credit Repair has been in the business since 2014.

10101 Southwest Fwy #400A, Houston, TX 77074 Rating

Review Sources

5.0 (18)
5.0 (16)
4.5 (7)

Why choose this provider?

Elevate My Scores works with clients in League City and the surrounding areas to improve their creditworthiness. It provides a variety of plan options, such as credit investigation, one-on-one coaching, and a written game plan. Agents from the company explain the entire process to assist customers in making decisions. Its staff members collaborate with the three credit bureaus to correct or validate the questionable items. The team has a background in real estate credit repair and has helped thousands of customers achieve their homeownership goals.

  • Debt Consolidation

Compare our Top Credit Repair Companies

NameExpertise RatingAddressPromotionsLearn more
Credit Saint
League City, TXFree Credit Evaluation
EZ Credit USA
2600 South Shore Blvd. Suite 300, League City, TX 77573
Atomic Credit Repair
817 Southmore Ave suite 300-d, Pasadena, TX 77502
Elevate My Scores
10101 Southwest Fwy #400A, Houston, TX 77074


  • How long does a repo stay on your credit report?

    A car repossession and many other negative items reported to the credit bureaus stay on credit reports for up to seven years. That's from the original date of the delinquency on the loan. Credit repair can't remove legitimate negative items, including repossessions, from credit reports if they're within the standard timeline.

  • Do credit repair companies work?

    Yes, credit repair companies can make use of legal protections to repair some issues related to people's credit. That includes asking the credit bureaus to remove inaccurate negative items. Individuals have a legal right to a fair and accurate credit report, and if a company mistakenly reports a payment as late or someone is the victim of fraud, for example, the bureaus have a burden to investigate and remove the inaccurate information.

  • How long does it take to repair credit?

    Simple inaccurate items might be deleted in 30-45 days, as that's how long the credit bureau has to investigate and respond to a dispute letter. If the reporting creditor responds with documentation to support the negative item, individuals might need to disprove that information and the matter can take longer.

    • Inaccurate late payment: 30-45 days
    • Inaccurate missed payment: 30-45 days
    • Numerous issues from multiple creditors: A few months
    • Fraud or identity theft: Several months to a year or more
    • Rebuilding poor credit: A positive impact is possible within a few months, but building credit is a long-term process
  • Can I repair my own credit?

    Yes, individuals can use many tools a credit repair company uses, including credit dispute letters. But this involves a lot of research and administrative work that credit repair pros are equipped to handle quickly and efficiently. They can also pursue these disputes more aggressively than you may be able to yourself, as you might be attending to other obligations, such as family and work.

  • Can credit repair companies remove charge offs?

    Yes, a credit repair company may be able to get a charge off removed from a credit report. The credit repair company has to prove the charge off is inaccurate. An example of how a charge off might be inaccurate is a situation in which payments were made when the transfer of the debt to a new company was illegal under the contract.

  • Can credit repair companies remove bankruptcies?

    A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

  • Can a credit repair company remove late payments?

    Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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