Best Credit Repair Companies in Garland, TX

MSI Credit Solutions works with clients from Garland through its various credit repair services. These services include monitoring a client's credit score, disputing errors in their credit report, and helping them establish and maintain lines of credit. The company also provides consulting services on credit-related matters. MSI Credit Solutions has been featured in the Dallas Business Journal, WFAA News, and CBS 11 News. CEO Ricardo Mendiola has over a decade of experience in the real estate, collections, and credit repair industries.

Credit Services of America is a local credit repair and restoration firm that offers an array of services that are tailor-made to meet individual needs. Serving Garland and the surrounding areas, its team assists clients in restoring their credit rating through personalized consultations, accurate representation, and ongoing education. In addition to deleting bad credit records, its credit coaches also assist with debt negotiation and elimination and student loan consolidation. Credit Services of America has been serving the community for more than 10 years.

RX Credit Repair operates in and around the Garland metro. The Dallas-based company offers credit repair to clients and maximizes their scores by deleting inaccurate, incorrect, and unverifiable information on their reports. It helps with bankruptcy and collections, repossessions and foreclosures, late payments, re-establishing credit, credit coaching, and dispute code removal. Clients get a dedicated credit consultant who enrolls them in the program and guides them throughout the entire process. It also obtains the necessary identification documents and prepares clients' first round of dispute letters.

Founded in 1997, Repair My Credit Now is a company that caters to clients in Garland and the surrounding areas. It assists individuals with their credit repair and restoration needs. Its team members, who are knowledgeable in all aspects of state and federal laws, aid in removing inaccurate items on credit reports—such as bankruptcies, charge-offs, tax liens, and slow payments. Repair My Credit Now assists its clients throughout the whole process, from acquiring credit reports to filing disputes and audits against credit bureaus and lenders.

Rock Credit Repair is a full-service credit repair agency in Garland. With over 20 years of industry experience, its credit counselors recognize current credit laws and provide a comprehensive yet simple approach to improve credit ratings. It offers personalized and confidential credit assistance especially after situations involving collections, delinquency, bankruptcy, divorce, identity theft, or foreclosure. Its credit repair process includes challenging unverifiable negative accounts, filing regulatory complaints to enforcement agencies, and demanding deletion of violations.

Credit Queen helps individuals in Garland restore their credit records. Led by owner Vita, the company’s credit specialists turn their focus to making clients get a better grasp of their credit score and take the necessary steps to avoid credit issues. They also cater to the needs of business owners in need of assistance with managing their credit. Credit Queen’s team has more than seven years of experience. The company has served more than 10,000 clients.

Texas Best Credit Repair is dedicated to repairing and restoring credit so that more families in Garland can get approved for their dream home loan even with bad credit. It assists in credit dispute resolution for individuals, credit repair mortgage, approval road map, and coaching. It also guides customers in the audit process, contact creditors and agencies, and works towards its clients’ home loan approval. It has a combined 30 years of real estate experience.

Rock Credit Repair, LLC, serves individuals in Garland and nearby areas. It assists individuals in repairing credit scores through proper management and issuing regulatory complaints against bureaus, creditors, and collectors to delete inaccurate accounts and late payments. The firm helps clients manage debts by establishing budgets, developing timelines, and settling debts through negotiation. It handles medical collection, late payments, credit card debt, student loans, bankruptcies, and repossessions. Rock Credit Repair has over 20 years of experience in the industry.

Red Star Credit Consulting is a full-service agency that serves the Garland community and its neighboring areas. It assists clients in improving their credit scores by disputing credit report errors regarding student loans, late payments, repossessions, credit card debt, and bankruptcies. It also offers a variety of score optimization and credit repair options, such as auto-track, dispute only, and credit score builder programs. Red Star Credit Consulting has a team of professionals from the credit repair, mortgage, and housing industries.

Infinite Credit Solutions is a Dallas-based company that caters to individuals in the Garland metro and the surrounding communities. It helps clients fix their credit scores and achieve their financial goals by offering various services. These include evaluating clients' credit history, contacting creditors on their behalf, and filing the necessary documentation. It helps remove inaccurate items—such as bankruptcies, charge-offs, collection accounts, hard inquiries, and judgments—from customers' credit reports. Liens, student loans, and repossessions are also processed for removal.

Credit Bureau Investigations helps consumers, mortgage professionals, and realtors in the Garland metro understand the complex credit system. Its team advises consumers on the best course of action they need to follow to achieve their financial goals. Owner Wayne Sanford is also known as Wayne The Credit Guy. He has more than 16 years of experience. Since joining the industry, Sanford has reviewed more than 20,000 consumer credit files. He also holds a certification in the Fair Credit Reporting Act.

Build My Scores Credit Services is a full-service credit repair firm serving residents in Garland and the surrounding communities. With its network of mortgage specialists and auto financiers, its team helps clients secure mortgages and auto loans through its credit repair services. These include initial consultation, drafting dispute letters to credit bureaus and debtors, and performing audit validation. This firm also assists clients with improving and maintaining a healthy credit profile by recommending measures and financial behaviors. 

DFW Credit helps individuals in Garland and the surrounding areas get better credit ratings. Its team offers comprehensive credit repair solutions that include working with creditors and major credit bureaus to update and eliminate erroneous information in the clients' credit reports. It also provides credit education or counseling to help clients avoid credit issues in the future and maintain their good credit scores. Founder Brandon Nabors has over 16 years of experience in the industry.

Acquired Consumer Credit Repair Services helps families and individuals improve their finances with its Multi-Phase Process, a system that monitors credit responses from lenders. Its credit restoration services include foreclosure, repossession, and identity theft recovery, enabling people to reduce damages and rebuild their credit. The company also focuses on personal finance, credit reporting, mortgages, and collections. The agency has been working with entities in the Garland area and nearby locations for more than 14 years.

Lenders Choice Credit Solutions offers a variety of services to residents of Garland. It helps fix a client's credit rating by analyzing credit reports, searching for erroneous entries, and disputing them before credit bureaus and creditors. The firm also tracks customers' progress on a monthly basis until their credit scores adequately improve. The company has a consumer base that includes student debtors, and it employs an attorney who enforces individuals' rights under the Fair Credit Reporting Act.

Credit Texan is a credit repair company that specializes in legal demand, factual verification, and the multiple round process. Offering its services to the Garland metro, it provides repair for bankruptcy removal accounts, original creditor accounts, and third-party collection accounts. In addition, it helps fix student loan consolidations, repossessions, foreclosures, and late payments. Credit Texan also deals with bankruptcies, liens, judgments, and collections. Its paperwork processing takes around 12 hours and it also serves the Dallas area.

700 Credit Repair is a credit management and consulting company providing credit repair services to clients in the Garland metro. Through credit analysis, disputes, and creditor settlement, the company helps clients increase their credit scores and attain their financial goals. 700 Credit Repair also assists commercial clients by creating a favorable credit profile. The company is committed to credit education by providing clients financial literacy knowledge. Founder and CEO William Alt has more than 25 years of experience in financial services.