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Best Credit Repair Companies in Fort Worth, TX

Our Recommended Top 11

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Fort Worth Credit Repair Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

502Reviewed

305Curated

11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Fort Worth, TX

Expertise.com Rating

Review Sources

Google
4.8 (10602)
Yelp
2.2 (30)

Why choose this provider?

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

  • Credit building
  • Money Back Guarantee
  • Credit Audit
  • Credit Repair
  • Credit Restoration
Lexington Law logo

Lexington LawExpertise.com

Fort Worth, TX
Free Credit Report Consultation

Expertise.com Rating

Why choose this provider?

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

  • Credit Repair
  • Consumer Credit Services

1617 Park Place Ave St 110-SLSC, Fort Worth, TX 76110

Expertise.com Rating

Review Sources

Facebook
5.0 (23)

Why choose this provider?

Jump Start Financial Solutions is a team of financial advisors that caters to clients in the Fort Worth metro. They deal with credit repair through credit analysis, information validation, and monitoring. The team sends dispute letters to credit bureaus and collection agencies to remove misleading and unverifiable credit information. They also educate clients on matters related to car and home loans. The team maintains special programs for government personnel. Jump Start Financial Solutions is a veteran-owned enterprise.

  • Credit Audit

601 Bridge Street Suite #300, Fort Worth, Tx 76112

Expertise.com Rating

Review Sources

Google
5.0 (11)

Why choose this provider?

Rebuilding Financial Futures offers credit repair services to families in Fort Worth and surrounding areas. It helps clients rebuild their future by auditing and collaborating with creditors and credit bureaus to remove any inaccurate, misleading, or outdated information on their credit reports. It educates clients on how credit works and provides awareness about constitutional rights in relation to consumer laws. Its founder and senior advisor, Racheal Padron, served as a family program director for a non-profit organization before establishing this company.

  • Debt Consolidation

1751 River Run Ste 200, Fort Worth, TX 76107

Expertise.com Rating

Review Sources

Facebook
5.0 (10)
Yelp
5.0 (1)

Why choose this provider?

Best Texas Credit Pros LLC is a credit repair and counseling service provider serving the greater Fort Worth area. The company eliminates erroneous data and single line items recurring on clients' credit reports. It helps individuals fix collection accounts, late payments, bankruptcies, charge-offs, repossessions, and foreclosures. The team also assists with tax liens, medical bills, credit card debts, student loans, judgments, and inquiries. Clients benefit from rebuilding positive credit and participating in the credit repair process. The firm uses 24/7 online cloud software that enables clients to access their credit scores. Best Texas Credit Pros also helps people understand their rights under the Fair Credit Billing Act.

1600 Arizona Ave, Fort Worth, TX 76104

Expertise.com Rating

Why choose this provider?

Fort Worth Credit Repair serves the greater Fort Worth area and assists residents with credit issues, such as identity theft, student loans, and debt settlement. The firm's credit experts help remove erroneous negative remarks on credit reports, including late payments, judgments, bankruptcy, and collection accounts. They offer credit and financial consulting, thus working to raise clients' credit scores to enable them to save on mortgages, credit cards, car insurance, and auto loans. As a credit restoration company, Fort Worth Credit Repair works with clients to devise a credit improvement action plan and educates them on long-term credit management. Clients also have 24/7 access to their files during the entire credit repair process.

4500 Mercantile Plaza Suite, Fort Worth, TX 76137

Expertise.com Rating

Review Sources

Facebook
5.0 (1)

Why choose this provider?

Skyy Credit Consultants is a Fort Worth-based financial services company that caters to clients across the metro. The company offers credit repair solutions, including credit audit and analysis. It reviews credit reports and helps remove inaccurate, unverifiable, and erroneous information. The company also assists clients in accessing a credit card to build good credit. Its CEO and founder, Jessica Compton, is certified by the Credit Consultants Association. She educates clients on topics like interest rates and statement closing dates through social media.

4420 West Vickery Boulevard, Fort Worth, TX 76107

Expertise.com Rating

Review Sources

Facebook
5.0 (8)
Google
5.0 (7)
Yelp
5.0 (1)

Why choose this provider?

Texas Credit Fix is a credit repair and credit building firm that serves the whole state from multiple locations in major cities, including one in downtown Fort Worth. The company offers a thorough credit analysis service to identify and delete erroneous or misreported items to help raise clients' credit scores. It also offers credit report writing and debt settlement assistance. The company gives each of its clients access to an online portal, where they can monitor their credit-building progress.

320 East 1st Street, Fort Worth, TX 76102

Expertise.com Rating

Review Sources

Facebook
4.4 (25)
Yelp
5.0 (6)
Google
3.3 (3)

Why choose this provider?

National Credit Repair is a credit repair company in Fort Worth. The company aims to help individuals suffering from bad credit by strategically increasing their credit scores and giving them sound advice on how they can spend wisely. The company looks over clients' credit reports and then identifies which services will be most effective. Its team of credit repair experts offers to improve credit scores within a six-month period. National Credit Repair also offers its services across the state.

201 Main St 6th floor, Fort Worth, TX 76102

Expertise.com Rating

Review Sources

Google
5.0 (6)
Facebook
5.0 (1)

Why choose this provider?

D818 Consulting is a Texas credit repair company that caters to Fort Worth residents. It offers a credit repair program that involves educating clients on how they can raise and rebuild their credit, as well as how to settle any debts and how to handle collectors. It works by analyzing a client's credit report and tailoring action plans to help them improve their financial situation. D818 Consulting walks clients through the entire process of their restoration program to make the experience as easy and seamless as possible.

5601 Bridge St Ste 300, Fort Worth, TX 76112

Expertise.com Rating

Review Sources

Yelp
5.0 (4)

Why choose this provider?

The Phenix Group provides credit repair services in Fort Worth to help individuals fix bad credit and achieve financial security through its attorney-engaged credit repair system. Its credit dispute process involves the credit reporting agencies, creditors, and third-party agencies that may have tagged clients' credit. The firm offers consultations with its qualified credit analysts, who then develop custom-tailored plans to address clients' credit needs. The Phenix Group handles charge-offs, bankruptcy, collections, late payments, repossessions, and foreclosures. It also assists with credit coaching, debt settlement, and student loan consolidation. The company works closely with an independent law firm that is versed in consumer law.

Compare our Top Credit Repair Companies

NameExpertise RatingAddressPromotionsLearn more
Credit Saint
Fort Worth, TXFree Credit Evaluation
Lexington Law
Fort Worth, TXFree Credit Report Consultation
Jump Start Financial Solutions
1617 Park Place Ave St 110-SLSC, Fort Worth, TX 76110
Rebuilding Financial Futures
601 Bridge Street Suite #300, Fort Worth, Tx 76112
Best Texas Credit Pros, LLC
1751 River Run Ste 200, Fort Worth, TX 76107
Fort Worth Credit Repair
1600 Arizona Ave, Fort Worth, TX 76104
Skyy Credit Consultants
4500 Mercantile Plaza Suite, Fort Worth, TX 76137
Texas Credit Fix
4420 West Vickery Boulevard, Fort Worth, TX 76107
National Credit Repair
320 East 1st Street, Fort Worth, TX 76102
D818 Consulting
201 Main St 6th floor, Fort Worth, TX 76102
The Phenix Group
5601 Bridge St Ste 300, Fort Worth, TX 76112

FAQs

  • How long does a repo stay on your credit report?

    A car repossession and many other negative items reported to the credit bureaus stay on credit reports for up to seven years. That's from the original date of the delinquency on the loan. Credit repair can't remove legitimate negative items, including repossessions, from credit reports if they're within the standard timeline.

  • Do credit repair companies work?

    Yes, credit repair companies can make use of legal protections to repair some issues related to people's credit. That includes asking the credit bureaus to remove inaccurate negative items. Individuals have a legal right to a fair and accurate credit report, and if a company mistakenly reports a payment as late or someone is the victim of fraud, for example, the bureaus have a burden to investigate and remove the inaccurate information.

  • How long does it take to repair credit?

    Simple inaccurate items might be deleted in 30-45 days, as that's how long the credit bureau has to investigate and respond to a dispute letter. If the reporting creditor responds with documentation to support the negative item, individuals might need to disprove that information and the matter can take longer.

    • Inaccurate late payment: 30-45 days
    • Inaccurate missed payment: 30-45 days
    • Numerous issues from multiple creditors: A few months
    • Fraud or identity theft: Several months to a year or more
    • Rebuilding poor credit: A positive impact is possible within a few months, but building credit is a long-term process
  • Can I repair my own credit?

    Yes, individuals can use many tools a credit repair company uses, including credit dispute letters. But this involves a lot of research and administrative work that credit repair pros are equipped to handle quickly and efficiently. They can also pursue these disputes more aggressively than you may be able to yourself, as you might be attending to other obligations, such as family and work.

  • Can credit repair companies remove charge offs?

    Yes, a credit repair company may be able to get a charge off removed from a credit report. The credit repair company has to prove the charge off is inaccurate. An example of how a charge off might be inaccurate is a situation in which payments were made when the transfer of the debt to a new company was illegal under the contract.

  • Can credit repair companies remove bankruptcies?

    A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

  • Can a credit repair company remove late payments?

    Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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