Best Credit Repair Companies in Dallas, TX

Serving Grand Prairie, Credit Boosters is a credit restoration firm with offices in El Paso, Dallas, and Las Cruces. Its team disputes errors and challenges inaccuracies that may involve judgments, late payments, charge-offs, and collections. The credit repair specialists also communicate with credit bureaus and collection agencies on clients' behalf and recommend legal action in case of suspected unlawful activity. Credit Boosters' team comprises credit consultants, FCRA specialists, and credit repair specialists who are certified by the Credit Consultants Association.

RX Credit Repair caters to clients in the Dallas metro and the surrounding areas. It helps individuals achieve their homeownership dreams, get approved for auto loans, maximize their credit scores, and grow their wealth. Its process involves analyzing the customers' credit reports, conducting an initial audit, obtaining proper identification documents, preparing the first round of dispute letters, and challenging negative items. These include bankruptcy, chargeoffs, collections, foreclosures, and late payments. Repossessions and student loans are also included.

SMOY Credit Repair, LLC, has been helping clients Dallas resuscitate their bad credit since 1995. Agents at the company conduct consultations for identifying gaps and opportunities in clients' credit reports. They deliver reports that cover a project plan with cost analysis, timelines, and milestones. Owner Shelia Outlaw-Young is "The Credit Doctor." who helps customers improve their credit scores. She is the author of "Is Your Credit On Life Support," which guides readers to achieve their dreams through proper credit.

NCCB Credit is a credit counseling agency in Dallas that provides the assistance needed to resolve a client's financial and credit future. Its counselors can help restore credit by disputing information on a client's credit report and sending custom letters to creditors and the credit bureau. The agency offers a debt management plan that pays down a client's outstanding debt through monthly payments. Additionally, homeowners can obtain housing counseling from NCCB Credit that provides assistance with mortgage payments.

T and T Credit Counseling & Consulting helps the residents of Dallas understand credit reports and improve their credit scores. The company's credit repair specialists guide individuals in determining report errors, dispute negative items, and send custom letters to credit bureaus, such as Equifax, Transunion, and Experian. They also provide assistance in the credit building and monitoring processes. Founder Tera Bradford-Wilson established the business after overcoming her debt problems as a single mother. T and T Credit Counseling & Consulting has served over 18,000 families since 2015.

My Credit Group began serving individuals in Dallas in 2004. The company caters to people seeking financial independence by repairing their credit scores. Its services include removing inaccurate information on the customer's credit reports and handling creditors, debt collectors, and credit bureau disputes. These negative items include late payments, collection validations, inquiries, and bankruptcies. Its professionals work closely with individuals to create a strategy tailored to address their credit situation. My Credit Group also includes debt settlement, pay for deletions and help to establish new credit, free of charge.

Classe Credit Consulting is a credit repair company that assists clients in Dallas who wish to improve their credit scores. The company provides its clients with a credit review complete with an analysis report of each item in the credit brief and a monthly progress summary. All of the information is accessible online 24/7 through a credit portal with embedded security. These reports guide clients in removing negative items so they can boost their FICO scores.

Tradebloc is a credit repair firm that works with individuals and businesses from the Dallas metro. The company holds experience in removing negative items in its customers' credit reports and in determining suspicious changes through its monitoring services. The company offers The Block & Repair method that anticipates and addresses negative reporting before it happens. Tradebloc is founded in 2018 by Tim Clark, who has been working in the credit and debt management industry for over 25 years.

DPMC Consulting / DPMCUSA LLC is a Credit Consulting Firm that specializes in both consumer and commercial business credit repair and restoration. They have 31 years of Service with an A+ BBB Rating. They perform an initial in-depth credit report analysis of all four credit bureau reports to identify credit and debt-related issues. Their debt verification process targets all negative trade-lines reported including; unverifiable inaccurate and obsolete items or accounts opened due to identity theft or credit fraud. They correct and update personal information reported including name, addresses, phone numbers, current and previous employment history, and verify your social security number. Additional services include; defaulted student loan rehabilitation and resolution, creditor negotiation and settlement, bankruptcy recovery and prevention, identity theft and credit fraud resolution, civil judgment and lien resolution, and time-share and mortgage deed-back services. Services are available nationwide and internationally for U.S. armed service members or U.S. citizens abroad.

Lenders Choice Credit Solutions offers credit repair solutions in Dallas. It has helped over 10,000 individuals who could not find an apartment to rent or pursue a career due to excessive negative information on their credit reports. Leveraging on the federal law knowledge of its Texas licensed attorney owner, it pursues to make creditors and credit bureaus recognize clients' rights. It offers an app where individuals may see credit building resources, monitor their credit scores, and track their progress.

Founded by Vanessa Perry, Impeccable Credit Services is a professional credit repair company that serves clients in Dallas, Houston, and nearby areas. It offers a variety of credit repair and restoration services focusing on late payments, bankruptcy, charge-offs for collection accounts, foreclosures, repossessions, and tax liens. The company employs a team of professional credit experts that helps customers understand several factors affecting their credit standing. The team also builds positive tradelines for each client and provides them with long-term goals in establishing their credit history.

USA vs DEBT is a credit repair corporation that has offered credit repair services to businesses and consumers in the Dallas area for over a decade. The company offers free consultation and review to help determine inaccuracies affecting clients' credit scores. USA vs DEBT has developed a debt settlement program that helps clients settle their debt issues more quickly by setting up a monthly plan that fits the client's budget.

Canal Credit Repair is a credit restoration company that offers its services in Dallas. Its team reviews its clients' credit reports to determine their unique financial situations and the number, amount, and recency of existing negative line items. In addition, the company provides credit monitoring services for its customers. Canal Credit Repair is powered by Xpert Credit Repair, which was founded in 2005 by Chris Ebert. Since then, it has helped thousands of individuals achieve higher credit scores.

Since 2019, Rocket Financial Services has been providing credit solutions to clients across the Dallas metro. It helps clients repair their credit scores through credit monitoring, information deletion, and credit audit services. The company provides various plans for individuals and couples. It also assists them in opening pre-approved credit lines to add positive entries in credit reports. The company's CEO, Dustin Ball, calls himself "The Credit Geek." He uses social media platforms to educate clients on debt consolidation, student loan rehabilitation, and mortgage approval.

The Manning Group Inc. is a credit repair agency in Dallas that has provided clients with credit and debt management services since 1983. Its credit experts analyze a client's credit report to identify any negative items and other major credit issues. Using proven methods, the agency helps improve credit scores by having all inaccurate credit information deleted or corrected. The Manning Group can also assist clients in finding low interest rates and resolving late payment problems.

Phoenix Group Credit Services is a company with offices in Dallas and Austin. It specializes in credit repair, counseling, and consulting assistance, which cater to clients who wish to improve their credit scores for loan applications or financial independence. Its team raises disputes for unverifiable items such as judgments and tax liens. The company also offers debt validation services, which involve demanding a complete accounting of the listing or removal of collection and charged-off accounts.