Best Credit Repair Companies in Austin, TX

Good Credit For Life is a Houston-based debt management company that helps clients in Austin achieve financial security. It aims to help clients achieve maximum credit scores to improve their chances of getting loans from banks for home purchases. The company also provides holistic credit repair services that combine counseling with the elimination of negative items from credit reports, including charge-offs, judgments, and credit inquiries. Staying true to its name, Good Credit For Life offers lifetime credit counseling for previous clients. 

Austin Credit Repair Specialists serves Austin and the surrounding areas. The company's credit repair specialists help clients who are struggling to improve their credit scores through credit repair, credit building, and credit monitoring services. They check each client's credit reports and can challenge an entry that has a negative impact on the total score. They also give recommendations about steps the client can take to pull the scores up further. Austin Credit Repair monitors client's scores and provides updates on any changes.

Olympia Credit Repair LLC helps clients in Austin achieve a credit score of at least 700. Its agents analyze consumers' credit situation, focusing on inaccurate items like repossessions, charge-offs, tax liens, and foreclosure. They suggest solutions and correspond with the credit bureaus to dispute the credit report's inaccuracy. They provide an estimated time for getting results based on their personalized assessment of a person's credit score. They assist patrons with unlimited disputes and also furnish them with monthly credit reports and score updates.

Rock Credit Repair, LLC, aims to increase the credit scores of Austin clients. Its professionals seek to abide by existing credit laws and empower clients to exercise their legal rights in improving their credit ratings. Consumers receive assistance in challenging the accuracy and completeness of credit reports, following the FCRA provisions. Rock Credit Repair, LLC, also disputes bad debts, tax liens, late payments, and bankruptcy information recorded with credit bureaus such as Equifax and TransUnion. Moreover, it provides debt negotiation services.

Credit 360 Consulting is a credit repair agency in Austin. The company analyzes clients' credit reports and assists in identifying and removing inaccurate information. Examples of this include foreclosures, bankruptcy, repossessions, and liens. Credit 360 Consulting also offers credit counseling services. The staff is well-versed in federal consumer laws and works with clients to both restore their credit and improve their financial well-being. They also teach clients how to check their own scores and look for report errors.

ASAP Credit Repair is an Austin-based credit repair specialist. It helps clients improve their credit scores by removing credit fraud, bankruptcies, charge-offs, late payments, foreclosures, and judgments from credit reports. The company's credit repair process includes a credit report examination. It also covers coordinating with credit bureaus to dispute inaccurate items included in the credit report. Part of the agency's service is educating clients on how they can increase and maintain a positive credit score.

The Phenix Group offers credit repair services in Austin. Clients work with qualified credit analysts, starting with a consultation to ensure the services are a good fit. An individualized action plan covers the goals and time frame. The company helps clients dispute inaccurate negative items on credit reports with the major credit bureaus and individual creditors. It works with an independent legal firm if necessary to communicate with creditors and credit bureaus to update credit information.

Hickson Law PC is a credit repair company in Austin that's been helping clients overcome debt through bankruptcy since 1991. The firm assists individuals in rebuilding their credit by advising them to apply for safe credit cards to settle their bills promptly after filing bankruptcy. It helps clients to eliminate medical and credit card debt through Chapter 7 bankruptcy. Hickson Law PC also provides solutions for debtors facing repossession and garnishment cases.

ElevateMyScores is a credit repair company serving the residents of Austin. This firm offers three credit repair packages, including premium and plus plans that integrate one-on-one credit coaching sessions to improve credit scores. Its specialists evaluate credit reports and identify items for deletion. Investigations with credit bureaus help eliminate unwanted credit report items and restore credit ratings within four to six months. Clients also receive online account access to track file progress and monitor actions done on their behalf.

Credit Roadrunner assists Austin area clients that need help in ensuring a good standing in their credit reports. The credit repair company works to help individuals facing situations such as identity theft, inaccurate personal information, late payments, foreclosures, and repossessions. Credit Roadrunner's services focus on enabling clients to secure benefits that depend on credit scores such as insurance coverage and good interest rates for cars and homes. The firm's credit experts have a combined financial services experience of almost 40 years.

Texas Credit Fix is a firm that works to assist residents around Houston who want to repair their financial standings. The Fort Worth-based company provides services focused on correcting inaccurate credit report information, deleting unverifiable and negative credit items, and erasing misleading data such as judgments and bankruptcies. The firm's credit experts are FICO-certified and offer guidance through credit repair procedures, from analysis to credit building and progress monitoring. Texas Credit Fix is a fully licensed, bonded, and insured credit services organization that also serves the Dallas, San Antonio, and Austin areas.

Luxury Credit LLC offers credit counseling and credit repair services from its Austin headquarters. The company provides counseling sessions in which its team analyzes clients' credit reports. Identified errors, as well as violations under the Fair Debt Collection Practices Act and the Fair Credit Reporting Act, will be disputed by the firm. The credit repair specialists also handle the removal of unverifiable and incorrect items from credit reports. Aside from credit repair, Luxury Credit LLC also handles business credit establishment.

Credit Xperts is a professional credit repair company that serves clients in Austin, Dallas, Fort Worth, and nearby cities. It offers various credit repair and restoration services focusing on past-due payments, charge-offs, bankruptcies, foreclosures, and repossessions. The company employs a team of professional credit experts helping their customers understand several factors affecting their credit standing and develop positive tradelines for each client, presenting them with long-term goals in establishing their credit history.

Impeccable Credit Services is a professional credit repair company that serves clients in Austin, Houston, and nearby areas. It was established in 2004 by Vanessa Perry, who has experience working as a loan officer. The business offers various credit repair and restoration services focusing on late payments, bankruptcy, consumer credit reporting and accounts restoration, foreclosures, repossessions, and tax liens. The company employs a team of credit professionals that can cater to the needs of each client and establish positive trade lines to rebuild their credit scores.

Pyramid Credit Repair offers credit repair and counseling services through personalized plans for couples and individuals. The company offers credit assessments to determine if scores can be improved. Analysts explain credit factors, such as payment history and revolving credit utilization. They then create an action plan summarizing expert insights and detailing a path towards client credit goals. Pyramid Credit Repair also scrutinizes negative credit items and disputes inaccurate claims made by lenders.