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Best Credit Repair Companies in Arlington, TX

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Arlington Credit Repair Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

273Reviewed

168Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Arlington, TX

Expertise.com Rating

Review Sources

Google
4.8 (10602)
Yelp
2.2 (30)

Why choose this provider?

Credit Saint is a credit restoration company that caters to clients from Arlington and surrounding areas. The company believes that having knowledge about credit processes can greatly improve one's life, which is why its team is dedicated to helping clients understand everything there is to know about credit. Credit Saint offers a private dashboard that clients may easily access to view progress and analysis reports about their credit scores. The company also assists clients in positive credit optimization.

  • Credit building
  • Credit Repair
  • Money Back Guarantee
  • Credit Restoration
  • Credit Audit

Arlington, TX

Expertise.com Rating

Why choose this provider?

Need help contacting a Credit Repair Company in Arlington? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

1332 Teasley Lane, Denton, TX 76205

Expertise.com Rating

Review Sources

Facebook
5.0 (10)
Yelp
5.0 (2)

Why choose this provider?

Elegance Financial Services is a credit restoration firm serving individuals and businesses in Arlington. The company advises clients on ways to improve credit scores and guides them on how to use the firm's online tools. Member portals are used to check and dispute credit reports, coach clients on financial documentation, review the accuracy of uploaded information, and keep track of the client's credit score. The company offers a variety of plans to address the different financial goals of clients.

  • Credit Dispute
  • Unconditional Money Back Guarantee

300 West Main Street, Arlington, TX 76010

Expertise.com Rating

Review Sources

Google
5.0 (11)

Why choose this provider?

Evolve Credit Repair is a credit repair agency based in Arlington. It offers a full-service experience through the process it follows and works with a team of professionals with over 25 years of combined experience in the business. The process involves conducting a deep credit review and collaborating with the clients to create a personalized action plan. The company's team cleans up credit reports and maneuvers settlements for clients, as well as offers advice on long-term strategies to maintain good credit.

1751 River Run Ste 200, Fort Worth, TX 76107

Expertise.com Rating

Review Sources

Google
4.9 (59)

Why choose this provider?

Best Texas Credit Pros LLC is an attorney-based credit repair company offering credit repair services near Arlington. The lawyers and credit professionals have more than 23 years of combined experience assisting clients with repairing their credit. Formally trained to deal with all three credit bureaus, the team works closely with clients to analyze their credit problems and create strategies to improve their credit scores. Then, they write custom dispute letters and offer tools for continued credit improvement.

3000 S Hulen St Ste 124, Fort Worth, TX 76109

Expertise.com Rating

Review Sources

Yelp
5.0 (1)

Why choose this provider?

Texas Credit Fix is a credit repair company near Arlington that specializes in correcting and removing inaccuracies on clients' credit reports. Its pro credit analysis program examines all three bureaus for discrepancies, and its professionals write customized dispute letters to creditors. Texas Credit Fix offers its clients access to credit building strategies by providing financial coaching and guidance. Customers can take advantage of its ongoing credit monitoring, which lets them see changes in their credit scores

2545 Lone Star Rd., Celina, TX 75009

Expertise.com Rating

Why choose this provider?

Trinity Credit Services is a credit repair company that assists clients with financial needs in the Arlington metro. The company restores the client's credit scores by working on late payments, bankruptcies, foreclosures, tax liens, and collections. Its credit repair process includes report evaluation, a credit repair plan that is FCRA, HIPAA, and FCBA compliant, and credit reporting agency correspondence. Trinity Credit Services is Fair Credit Reporting Act certified and a member of the McKinney, TX Chamber of Commerce.

  • Credit Dispute

2616 S Loop W Ste 435, Houston, TX 77054

Expertise.com Rating

Review Sources

Yelp
1.5 (15)
Facebook
4.6 (3)

Why choose this provider?

700 Plus Credit LLC is a financial services company that has helped consumers achieve better credit ratings in Arlington and neighboring cities since 2000. Its trained credit counselors evaluate a client's credit score, analyze their credit habits, and identify negative issues. The company seeks to have incorrect entries and inquiries removed from a client's credit profile with the three major credit bureaus. 700 Plus Credit LLC also helps clients obtain access to auto, mortgage, and personal lines of credit.

1003 Dove Creek Dr, Duncanville, TX 75116

Expertise.com Rating

Review Sources

Facebook
5.0 (2)

Why choose this provider?

Smoy Credit Repair has been offering credit repair services to clients in Arlington and surrounding areas since 1995. It covers various credit issues, such as late payments, bankruptcy help, home loans, debt counseling, and judgments. It assesses the clients' case to identify the gaps and opportunities, creates a project plan with cost analysis, timelines, and milestones. Its owner and operator, Shelia Outlaw-Young, is also known as "The Credit Doctor" and has 26 years of experience in the industry.

  • Debt Consolidation

4006 Belt Line Rd Ste 138, Addison, TX 75001

Expertise.com Rating

Review Sources

Google
4.4 (7)

Why choose this provider?

D818 Consulting is a credit repair company serving clients in the Arlington area. The company analyzes clients' credit reports, assesses the factors that negatively affect their credit scores, and provides actionable insights that may help improve it. D818 Consulting also challenges all questionable information with credit bureaus, creditors, and collectors. Examples of this include inquiries, late payments, duplicate charges, and bankruptcies, and it offers free consultations. D818 Consulting's goal is to positively impact people's financial lives by providing education that can help restore credit.

3317 Finley Rd Ste 219, Irving, TX 75062

Expertise.com Rating

Review Sources

Facebook
5.0 (31)

Why choose this provider?

Crown Credit Repair is a family-owned and reputable credit repair business serving customers in Arlington and surrounding communities. Its experienced counselors are trained to review a client's credit report and identify what is impacting their credit rating. By working closely with credit bureaus and creditors, the business works to remove unverified, inaccurate, and outdated information from the client's credit history. Crown Credit Repair also helps clients build positive credit by offering secured credit cards and other guaranteed approval financial accounts for its clients. Crown Credit repair is passionate about getting results for each client. It offers a personable yet professional experience with proven results.

5601 Bridge St Ste 300, Fort Worth, TX 76112

Expertise.com Rating

Review Sources

Yelp
5.0 (4)

Why choose this provider?

The Phenix Group is a credit repair company near Arlington that provides attorney-engaged credit services. The attorneys on staff assist with credit issues such as repossessions, foreclosures, bankruptcy, debt settlement, late payments, and charge-offs. Additional services include assistance with student loan consolidation, collections, judgments, and dispute code removal. Clients can also contact the company to help with reestablishing their credit and enrolling in credit coaching programs. The Phenix Group provides credit education to all of its clients.

Compare our Top Credit Repair Companies

NameExpertise RatingAddressPromotionsLearn more
Credit Saint
Arlington, TXFree Credit Evaluation
Elegance Financial Services
1332 Teasley Lane, Denton, TX 76205
Evolve Credit Repair
300 West Main Street, Arlington, TX 76010
Best Texas Credit Pros, LLC
1751 River Run Ste 200, Fort Worth, TX 76107
Texas Credit Fix
3000 S Hulen St Ste 124, Fort Worth, TX 76109
Trinity Credit Services
2545 Lone Star Rd., Celina, TX 75009
700 Plus Credit LLC
2616 S Loop W Ste 435, Houston, TX 77054
Smoy Credit Repair
1003 Dove Creek Dr, Duncanville, TX 75116
D818 Consulting
4006 Belt Line Rd Ste 138, Addison, TX 75001
Crown Credit Repair
3317 Finley Rd Ste 219, Irving, TX 75062
The Phenix Group
5601 Bridge St Ste 300, Fort Worth, TX 76112

FAQs

  • How long does a repo stay on your credit report?

    A car repossession and many other negative items reported to the credit bureaus stay on credit reports for up to seven years. That's from the original date of the delinquency on the loan. Credit repair can't remove legitimate negative items, including repossessions, from credit reports if they're within the standard timeline.

  • Do credit repair companies work?

    Yes, credit repair companies can make use of legal protections to repair some issues related to people's credit. That includes asking the credit bureaus to remove inaccurate negative items. Individuals have a legal right to a fair and accurate credit report, and if a company mistakenly reports a payment as late or someone is the victim of fraud, for example, the bureaus have a burden to investigate and remove the inaccurate information.

  • How long does it take to repair credit?

    Simple inaccurate items might be deleted in 30-45 days, as that's how long the credit bureau has to investigate and respond to a dispute letter. If the reporting creditor responds with documentation to support the negative item, individuals might need to disprove that information and the matter can take longer.

    • Inaccurate late payment: 30-45 days
    • Inaccurate missed payment: 30-45 days
    • Numerous issues from multiple creditors: A few months
    • Fraud or identity theft: Several months to a year or more
    • Rebuilding poor credit: A positive impact is possible within a few months, but building credit is a long-term process
  • Can I repair my own credit?

    Yes, individuals can use many tools a credit repair company uses, including credit dispute letters. But this involves a lot of research and administrative work that credit repair pros are equipped to handle quickly and efficiently. They can also pursue these disputes more aggressively than you may be able to yourself, as you might be attending to other obligations, such as family and work.

  • Can credit repair companies remove charge offs?

    Yes, a credit repair company may be able to get a charge off removed from a credit report. The credit repair company has to prove the charge off is inaccurate. An example of how a charge off might be inaccurate is a situation in which payments were made when the transfer of the debt to a new company was illegal under the contract.

  • Can credit repair companies remove bankruptcies?

    A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

  • Can a credit repair company remove late payments?

    Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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