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Best Credit Repair Companies in Memphis, TN

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Memphis credit repair companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

472Reviewed

284Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Memphis, TN

Expertise.com Rating

Review Sources

Google
4.8 (10602)
Yelp
2.2 (30)

Why choose this provider?

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

  • Credit Restoration
  • Credit building
  • Credit Audit
  • Credit Repair
  • Money Back Guarantee
Lexington Law logo

Lexington LawExpertise.com

Memphis, TN
Free Credit Report Consultation

Expertise.com Rating

Why choose this provider?

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

  • Consumer Credit Services
  • Credit Repair

5100 Poplar Avenue, Memphis, TN 38137

Expertise.com Rating

Review Sources

Facebook
5.0 (57)
Google
4.0 (50)

Why choose this provider?

Coleman Financials is a credit repair agency that is headquartered in Memphis. The company's credit repair specialists perform analysis of the report to identify any negative or inaccurate data. They challenge questionable information with the collectors, creditors, and credit bureaus. Coleman Financials has an online portal where clients can receive updates and track credit repair progress. In addition, the team also offers constant education on how to improve credit scores through credit card rebuilding and credit monitoring.

  • Debt Consolidation
  • Credit Audit

3145 Hickory Hill Rd #101, Memphis, TN 38115

Expertise.com Rating

Review Sources

Google
4.0 (62)

Why choose this provider?

Smith Financials, LLC, is a credit restoration company serving the community of Memphis. It disputes eight credit bureaus, including major ones such as Equifax, TransUnion, and Experian. It provides individuals seeking credit scores with credit coaching to improve their financial literacy and help them deal with credit inaccuracies. It also assists businesses with gaining business credit. Smith Financials is helmed by Carlos D. Smith, who founded the company in 2012. It has been featured on CBS News, Fox, and CNN.

  • Credit Monitoring
  • Credit Audit

Compare our Top Credit Repair Companies

NameExpertise RatingAddressPromotionsLearn more
Credit Saint
Memphis, TNFree Credit Evaluation
Lexington Law
Memphis, TNFree Credit Report Consultation
Coleman Financials
5100 Poplar Avenue, Memphis, TN 38137
Smith Financials LLC
3145 Hickory Hill Rd #101, Memphis, TN 38115

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