Last updated:

Best Credit Repair Companies in Clarksville, TN

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Clarksville Credit Repair Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



6Top Picks

Learn about our selection process.


featured provider = Featured Provider

Clarksville, TN Rating

Review Sources

4.8 (10602)
2.2 (30)

Why choose this provider?

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

  • Credit Audit
  • Credit Repair
  • Money Back Guarantee
  • Credit Restoration
  • Credit building
Lexington Law logo


Clarksville, TN
Free Credit Report Consultation Rating

Review Sources

4.3 (2911)
1.8 (51)

Why choose this provider?

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

  • Consumer Credit Services
  • Credit Repair

200 Providence Boulevard, Clarksville, TN 37042 Rating

Review Sources

5.0 (19)

Why choose this provider?

Founded in 2018, Prime Credit Works LLC is a credit repair firm based in Clarksville. The credit advisers are members of CCA and specialize in providing consultation and repair. Through client education and unlimited communications, the firm promotes financial independence and tailored services for its clients. The company issues online client portals where credit monitoring and monthly tracking progress can be checked in real time. Prime Credit Works partners with capital lenders and offers funding for new businesses.

  • Credit Audit

810 Dominican Avenue, Nashville, TN 37228 Rating

Review Sources

4.0 (10)

Why choose this provider?

Credit Bros is a credit repair company that serves Clarksville and the surrounding areas. It helps clients legally repair their credit rating through consumer protection laws such as the Fair Credit Reporting Act and the Fair Debt Collection Practices Act. The company's personalized services include challenging erroneous information on clients' credit reports, credit education, audit analyses, and credit building. Credit Bros can help in clearing various records such as charged-off accounts, tax liens, collections, and late payments.

  • Credit Audit
  • Credit Dispute

2720 Clarksville Pike, Nashville, TN 37208 Rating

Review Sources

4.9 (50)
4.7 (7)

Why choose this provider?

Credit Factory USA is a credit repair business serving the Clarksville metro. Using strategies such as dispute methods, the company helps customers repair scores and establish, re-establish, or maximize credit. The credit repair process starts with a consultation and filling out a dispute sheet. Credit service specialists then deal with credit bureaus in order to remove late payments, collection records, charge-offs, tax liens, identity theft, and judgments from the credit report. The client is kept informed through weekly progress updates.

  • Debt Consolidation

1165 Meachem Drive, Clarksville, TN 37042 Rating

Review Sources

5.0 (4)

Why choose this provider?

Jatavious Jackson is a credit repair company that serves individuals and businesses all over the Clarksville metro. It provides assistance in removing inaccurate, unverifiable, and erroneous items from its clients' credit reports. Its process includes consultation and reports assessment, coaching by an experienced analyst, and optional after-service mentoring in funds management. Its owner, Jatavious Jackson, is a credit specialist, notary, and tax preparer who founded the company in 2016 and has since provided a full line of services based on his qualifications.

  • Credit Monitoring
  • Credit Dispute

Compare our Top Credit Repair Companies

NameExpertise RatingAddressPromotionsLearn more
Credit Saint
Clarksville, TNFree Credit Evaluation
Lexington Law
Clarksville, TNFree Credit Report Consultation
Prime Credit Works
200 Providence Boulevard, Clarksville, TN 37042
Credit Bros
810 Dominican Avenue, Nashville, TN 37228
Credit Factory USA
2720 Clarksville Pike, Nashville, TN 37208
Jatavious Jackson
1165 Meachem Drive, Clarksville, TN 37042


  • How long does a repo stay on your credit report?

    A car repossession and many other negative items reported to the credit bureaus stay on credit reports for up to seven years. That's from the original date of the delinquency on the loan. Credit repair can't remove legitimate negative items, including repossessions, from credit reports if they're within the standard timeline.

  • Do credit repair companies work?

    Yes, credit repair companies can make use of legal protections to repair some issues related to people's credit. That includes asking the credit bureaus to remove inaccurate negative items. Individuals have a legal right to a fair and accurate credit report, and if a company mistakenly reports a payment as late or someone is the victim of fraud, for example, the bureaus have a burden to investigate and remove the inaccurate information.

  • How long does it take to repair credit?

    Simple inaccurate items might be deleted in 30-45 days, as that's how long the credit bureau has to investigate and respond to a dispute letter. If the reporting creditor responds with documentation to support the negative item, individuals might need to disprove that information and the matter can take longer.

    • Inaccurate late payment: 30-45 days
    • Inaccurate missed payment: 30-45 days
    • Numerous issues from multiple creditors: A few months
    • Fraud or identity theft: Several months to a year or more
    • Rebuilding poor credit: A positive impact is possible within a few months, but building credit is a long-term process
  • Can I repair my own credit?

    Yes, individuals can use many tools a credit repair company uses, including credit dispute letters. But this involves a lot of research and administrative work that credit repair pros are equipped to handle quickly and efficiently. They can also pursue these disputes more aggressively than you may be able to yourself, as you might be attending to other obligations, such as family and work.

  • Can credit repair companies remove charge offs?

    Yes, a credit repair company may be able to get a charge off removed from a credit report. The credit repair company has to prove the charge off is inaccurate. An example of how a charge off might be inaccurate is a situation in which payments were made when the transfer of the debt to a new company was illegal under the contract.

  • Can credit repair companies remove bankruptcies?

    A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

  • Can a credit repair company remove late payments?

    Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

Related Articles


How To Hire A Credit Repair Company

Credit repair can improve your financial standing. Learn how to find a qualified credit repair expert who helps build up your...