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Best Credit Repair Companies in Tulsa, OK

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Tulsa Credit Repair Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



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featured provider = Featured Provider

Tulsa, OK Rating

Review Sources

5.0 (29)
5.0 (11)

Why choose this provider?

Credit Fitness Financial works with individuals residing in the Tulsa metro and the surrounding areas. The company helps people improve their credit scores by investigating their records and working with credit bureaus and creditors to challenge the negative items in their credit reports. It handles erroneous, inaccurate, and obsolete entries, which may include bankruptcy issues, repossessions, tax liens, foreclosures, medical bills, and late payments. Credit Fitness Financial is a member of the Credit Consultants Association.

  • Credit Audit
  • Credit Monitoring
  • Credit Dispute
  • Debt Consolidation

Tulsa, OK Rating

Why choose this provider?

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

  • Credit Audit
  • Credit Repair
  • Money Back Guarantee
  • Credit Restoration
  • Credit building
Lexington Law logo


Tulsa, OK
Free Credit Report Consultation Rating

Why choose this provider?

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

  • Credit Repair
  • Consumer Credit Services

Tulsa, OK 74133 Rating

Review Sources

5.0 (20)
3.7 (3)
1.0 (1)

Why choose this provider?

Credit repair company Credit Score Consultants works with clients in the Tulsa area, with over 20 years of experience in helping people improve their credit scores and achieve financial goals, particularly homeownership. The company's practice focuses on close analysis of credit reports from all three major bureaus before taking a proactive approach toward challenging them to remove inaccurate, old, or unfair items from clients' credit reports. Credit Score Consultants offers a yearlong package that includes help and advice on building and maintaining a good credit score, plus initial consultations for new clients and a range of services aimed at mortgage brokers. Licensed with the Oklahoma dept. of consumer credit: License# CSO-00453. A-Plus rating with the Better Business Bureau! All services 100% Guaranteed!!

6506 S Lewis Ave Ste 175, Tulsa, OK 74136 Rating

Why choose this provider?

The Colpitts Law Firm provides credit repair services in the Tulsa metro area, with a focus on helping people who have filed for bankruptcy rebuild their credit score. The law firm gives advice on all aspects of rebuilding a good credit score, including closing down credit cards, getting secured cards, saving money, and budgeting. It can also communicate and liaise with creditors on clients' behalf, including dealing with creditors who are abusive or excessive in their attempts to collect. The Colpitts Law Firm provides a range of other legal and financial services, including estate planning, help with bankruptcy, debt relief, and asset protection.

Attorney Information

Attorney NameBar StatusExperience
Greggory Colpitts - PartnerActive33 yrs

Tulsa, OK Rating

Review Sources

5.0 (1)
5.0 (1)

Why choose this provider?

Tulsa Credit Repair is a credit repair company based in Tulsa that helps clients across the metro area improve their credit scores and financial positions. Its FICO Certified staff look closely through clients' credit histories and reports of clients, then contacts creditors and bureaus to have inaccurate or outdated items removed from client records. It can also offer advice on building and maintaining good credit and has an online portal that lets clients see credit repair updates in real time. Tulsa Credit Repair offers free consultations for new clients, and it also helps them deal with student loans, identity theft, and debt settlement.

Tulsa, OK Rating

Why choose this provider?

The Credit Repair Pros serves clients in Tulsa and the surrounding areas. It helps people improve their credit rankings and correct errors in their credit reports. It reviews clients' credit history, which includes identifying inaccurate records and devising a strategy to get it to its best shape. The company also deals with credit bureaus to help remove negative report items that affect its clients' credit scores. A client commended the firm's service for helping his credit score rise from 537 to 580 in 60 days.

  • Credit Monitoring
  • Credit Audit

Compare our Top Credit Repair Companies

NameExpertise RatingAddressPromotionsLearn more
Credit Fitness Financial
Tulsa, OKFree consultation
Credit Saint
Tulsa, OKFree Credit Evaluation
Lexington Law
Tulsa, OKFree Credit Report Consultation
Credit Score Consultants
Tulsa, OK 74133
The Colpitts Law Firm
6506 S Lewis Ave Ste 175, Tulsa, OK 74136
Tulsa Credit Repair
Tulsa, OK
The Credit Repair Pros
Tulsa, OK


  • How long does a repo stay on your credit report?

    A car repossession and many other negative items reported to the credit bureaus stay on credit reports for up to seven years. That's from the original date of the delinquency on the loan. Credit repair can't remove legitimate negative items, including repossessions, from credit reports if they're within the standard timeline.

  • Do credit repair companies work?

    Yes, credit repair companies can make use of legal protections to repair some issues related to people's credit. That includes asking the credit bureaus to remove inaccurate negative items. Individuals have a legal right to a fair and accurate credit report, and if a company mistakenly reports a payment as late or someone is the victim of fraud, for example, the bureaus have a burden to investigate and remove the inaccurate information.

  • How long does it take to repair credit?

    Simple inaccurate items might be deleted in 30-45 days, as that's how long the credit bureau has to investigate and respond to a dispute letter. If the reporting creditor responds with documentation to support the negative item, individuals might need to disprove that information and the matter can take longer.

    • Inaccurate late payment: 30-45 days
    • Inaccurate missed payment: 30-45 days
    • Numerous issues from multiple creditors: A few months
    • Fraud or identity theft: Several months to a year or more
    • Rebuilding poor credit: A positive impact is possible within a few months, but building credit is a long-term process
  • Can I repair my own credit?

    Yes, individuals can use many tools a credit repair company uses, including credit dispute letters. But this involves a lot of research and administrative work that credit repair pros are equipped to handle quickly and efficiently. They can also pursue these disputes more aggressively than you may be able to yourself, as you might be attending to other obligations, such as family and work.

  • Can credit repair companies remove charge offs?

    Yes, a credit repair company may be able to get a charge off removed from a credit report. The credit repair company has to prove the charge off is inaccurate. An example of how a charge off might be inaccurate is a situation in which payments were made when the transfer of the debt to a new company was illegal under the contract.

  • Can credit repair companies remove bankruptcies?

    A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

  • Can a credit repair company remove late payments?

    Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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