2025
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LicensingUser ReviewsMystery Shopping CallsOur goal is to connect people with the best local professionals. We scored Toledo credit repair companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.
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= Featured ProviderCredit Saint provides credit repair services to clients in Toledo and nearby communities. It helps clients understand their credit score and history, and locate any damage that has influenced their credit report. Through an online account page and private dashboard, Credit Saint can update clients with a full analysis and progress report of their credit repair. The company will also equip clients with tips and techniques on how to leave a positive credit history.
Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.
Velocity Credit Solution is a credit repair company serving Toledo that offers effective financial programs to help people raise their credit scores. Its credit counselors identify any inaccurate information on credit reports that are bringing down a client's credit score. To begin the repair process, the company uses consumer laws to dispute negative items such as late payments, tax liens, charge-offs, bankruptcies, and identity theft with the credit agencies. When the credit reports come back, Velocity Credit Solution makes sure that all unverifiable items were removed or corrected. It also teaches clients how to continue raising their credit scores and stay out of debt.
Sparkle Credit Solutions LLC develops a personalized plan to help its clients achieve their financial goals. The company's consultants analyze the individual's credit reports and explains the current credit status. They create a customized dispute letter, which is sent on the client's behalf. The company has successfully and legally removed a wide variety of negative items, including judgments, collections, foreclosures, and bankruptcies. Clients receive instant 24/7 online access to their account and assistance with developing better budgeting habits.
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