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2024

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Best Credit Repair Companies in Raleigh, NC

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Raleigh Credit Repair Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

282Reviewed

172Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Raleigh, NC

Expertise.com Rating

Why choose this provider?

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

  • Credit Restoration
  • Credit building
  • Credit Repair
  • Money Back Guarantee
  • Credit Audit
Lexington Law logo

Lexington LawExpertise.com

Raleigh, NC
Free Credit Report Consultation

Expertise.com Rating

Review Sources

Facebook
4.3 (2911)

Why choose this provider?

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

  • Consumer Credit Services
  • Credit Repair

4242 Six Forks Road, Raleigh, NC 27609

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Sensei Services Inc. is a credit repair agency dedicated to helping individuals in Raleigh meet their credit score goals. Its team develops credit repair programs that are customized according to the clients' unique needs. It makes sure credit reports are accurate, working directly with credit bureaus and creditors to dispute any negative items that appear on credit files. The business is affiliated with Self to help clients build positive credit through installment loans. It also works with IdentityIQ to offer credit protection services.

  • Credit Monitoring

4801 Glenwood Avenue, Raleigh, NC 27612

Expertise.com Rating

Review Sources

Facebook
5.0 (13)
Google
3.0 (8)

Why choose this provider?

Starlight Credit Repair LLC is a credit restoration company that provides services to individuals in the Raleigh metro. It works with three credit bureaus and creditors to help clients resolve their credit score issues. The company handles various cases related to late payments, bankruptcies, collection accounts, credit inquiries, and student loans. Moreover, it specializes in disputing inaccurate and unverifiable items in medical records. Starlight Credit Repair carries more than six years of experience in the industry.

  • Credit Audit
  • Credit Dispute

421 Fayetteville Street, Raleigh, NC 27601

Expertise.com Rating

Why choose this provider?

Vivix Credit Solutions is a company that provides assistance to individuals and businesses with challenged credits within the Raleigh metro. Since 2006, the FICO Pro certified business has offered to fix and improve clients' credit profiles with Equifax, Experian, and TransUnion. The company's credit specialists have successfully significantly reduced negative items in its clients' reports. The company offers in-office consultation and credit counseling at its branches in all four states including Nevada and Maryland.

  • Credit Dispute

2986 Bakers Mill Rd, Fayetteville, NC 28306

Expertise.com Rating

Review Sources

Google
5.0 (13)

Why choose this provider?

Carolina Credit Repair helps clients in Raleigh and the surrounding communities develop a healthier relationship with their credit. For clients to get financing approval, the firm offers various services to fix their credit standing. It assists clients with debt settlement, credit restoration, dispute code removals, loan approvals, foreclosures, and tax liens. The firm partners with consumer law attorneys in defending clients in Fair Debt Collection Practices Act violations. It also removes bankruptcy from clients' credit reports. Same-day service is available.

  • Credit Audit
  • Credit Monitoring
  • Debt Consolidation

7 Corporate Center Court, Greensboro, NC 27408

Expertise.com Rating

Review Sources

Google
4.7 (59)
Facebook
4.9 (47)

Why choose this provider?

Valiant Credit Services helps individuals in Raleigh with issues concerning their credit scores. It has a total of 474,912 clients served with its 3-step process, namely to repair, rebuild, and restore. The company works with Transunion, Equifax, and Experian, the three credit bureaus. With its credit consultants having more than 15 years of experience, it assists in removing bankruptcies, late payments, student loans, and medical bills. Valiant Credit Services also offers a 30-minute initial credit consultation.

  • Credit Monitoring

2500 Regency Parkway, Raleigh, NC 27518

Expertise.com Rating

Review Sources

Google
4.9 (49)
Facebook
5.0 (25)

Why choose this provider?

Prosperity I.Q. Financial Solutions provides credit restoration services to the people of Raleigh. The company analyzes clients' current credit scores and explains the various approaches they can take to improve their credit ratings. It also negotiates with clients' lenders to remove negative items from their credit reports. Access to clients' case status is also available 24/7. Other services include accounting and tax solutions. Co-founders and couple Clarissa and Maurice Montgomery are both credit consultants with educational backgrounds in accounting.

  • Credit Repair

Compare our Top Credit Repair Companies

NameExpertise RatingAddressPromotionsLearn more
Credit Saint
Raleigh, NCFree Credit Evaluation
Lexington Law
Raleigh, NCFree Credit Report Consultation
Sensei Services Inc
4242 Six Forks Road, Raleigh, NC 27609
Starlight Credit Repair LLC
4801 Glenwood Avenue, Raleigh, NC 27612
Vivix Credit Solutions
421 Fayetteville Street, Raleigh, NC 27601
Carolina Credit Repair
2986 Bakers Mill Rd, Fayetteville, NC 28306
Valiant Credit Services
7 Corporate Center Court, Greensboro, NC 27408
Prosperity I.Q. Financial Solutions
2500 Regency Parkway, Raleigh, NC 27518

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