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Best Credit Repair Companies in High Point, NC

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored High Point Credit Repair Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



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featured provider = Featured Provider

High Point, NC Rating

Review Sources

4.8 (8774)
2.5 (26)

Why choose this provider?

Credit Saint is a credit repair and restoration company serving individuals in the Birmingham area. Its team oversees the details of the clients' credit history to determine the transactions that may be contributing to their bad credit standing. It also analyzes clients' positive credit and provides information on optimizing credit utility. Credit Saint's team creates a monitoring account on behalf of each client. Through this, clients are able to track their progress and credit analysis on the company's web platform.

  • Credit Audit
  • Money Back Guarantee
  • Credit Restoration
  • Credit building
  • Credit Repair
Lexington Law logo


High Point, NC
Free Credit Report Consultation Rating

Why choose this provider?

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

  • Consumer Credit Services
  • Credit Repair

707 WestChester Drive Suite 204, High Point, NC 27262 Rating

Review Sources

4.8 (56)
5.0 (14)

Why choose this provider?

Next Level Credit Solutions helps High Point individuals, couples, and businesses overcome their credit obstacles. Its clients include those who want to buy homes or vehicles but are hindered by the higher prices caused by their credit scores. The firm offers credit repair services that include educating clients and disputing questionable items directly with the credit bureaus. After going through similar difficulties, CEO Fatima Blair started the firm to assist others, particularly single mothers, overcome credit score challenges.

  • Debt Consolidation
  • Credit Dispute

Winston-Salem, NC 27103 Rating

Why choose this provider?

CMJ Credit Repair Services assists individuals and business owners in High Point and surrounding areas in regaining financial freedom. Its team offers a variety of services that include challenging bankruptcy, repossession, and eviction. It fixes the credit records of its clients by challenging creditors and bureaus on report discrepancies. The company also offers monitoring tools that clients can utilize to track their credit scores and records. It has served over 300 clients and resolved 10,000 disputes.

  • Credit Monitoring

2641 B1 Randleman Road, Greensboro, NC 27406 Rating

Review Sources

5.0 (28)
4.9 (21)

Why choose this provider?

Natasha’s Credit Services assists High Point individuals with their financial issues. It communicates with creditors and credit bureaus on behalf of clients to resolve disputes. Its credit repair process involves obtaining and analyzing documents and providing suitable service plans. The company has an online dashboard where clients can monitor their progress and receive updates. Other services include tax preparation and financial advisement. Its CEO and founder, Natasha Walker, is a member of the Credit Consultant Association.

  • Credit Audit

46 Brandy Ct., Greensboro, NC 27409 Rating

Review Sources

5.0 (84)
5.0 (4)

Why choose this provider?

Shield Credit Repair is a locally owned and operated company that serves individuals and families from High Point and the surrounding areas. It provides credit repair services, which include removing inaccurate and unverifiable information such as collections, charge-offs, late payments, and foreclosures. The company's DIY Software also gives clients 24/7 remote access to a credit repair roadmap and support group with more than 25,000 members. Shield Credit Repair has been in operation for more than a decade.

  • Credit Dispute
  • Credit Monitoring

5075, 1132 Morganton Rd STE 10C, High Point, NC 28314 Rating

Review Sources

5.0 (499)
5.0 (13)

Why choose this provider?

Reliable Credit Repair Solutions Inc. offers a variety of membership packages to help clients in High Point achieve their financial goals. It offers credit education and sends out regular reports to keep clients up to date on their credit situation. It also aids in the removal of undesirable accounts such as collections, repossessions, child support, and bankruptcy. In addition, the firm assists married couples, professionals, and small business owners with tax returns and income tax planning.

  • Credit Monitoring
  • Credit Dispute

Ste, 717 Green Valley Rd #200, Greensboro, NC 27408 Rating

Why choose this provider?

Exodus Kingdom Credit Repair is a veteran-owned company that serves the residents of High Point and the surrounding areas. It assists clients in achieving their financial objectives by providing them with credit repair solutions. Repossessions, foreclosures, charge-offs, late payments, tax liens, and bankruptcy are among the negative items on costumers' credit records that its team members dispute with credit bureaus. The company has an online portal where clients can view their credit improvement results any time of the day.

  • Credit Monitoring
  • Credit Audit

952 Golf House Rd W Suite I- 616, High Point, NC 27377 Rating

Review Sources

4.9 (46)
4.5 (29)

Why choose this provider?

Limitless Culture LLC caters to residents of High Point who need their credit scores repaired. The firm examines a client's records and contests erroneous records, producing custom dispute letters. The team's analysts and case advisors personally educate customers on the best practices for financial stability moving forward. The company provides online facilities for accessing one's case records remotely, complete with current information. Limitless Culture LLC works with Nicole's Wish, a registered charity that supports critically ill children.

  • Credit Dispute

Compare our Top Credit Repair Companies

NameExpertise RatingAddressPromotionsLearn more
Credit Saint
High Point, NCFree Credit Evaluation
Lexington Law
High Point, NCFree Credit Report Consultation
Next Level Credit Solutions
707 WestChester Drive Suite 204, High Point, NC 27262
CMJ Credit Repair Services
Winston-Salem, NC 27103
Natasha’s Credit Services
2641 B1 Randleman Road, Greensboro, NC 27406
Shield Credit Repair
46 Brandy Ct., Greensboro, NC 27409
Reliable Credit Repair Solutions Inc
5075, 1132 Morganton Rd STE 10C, High Point, NC 28314
Exodus Kingdom Credit Repair
Ste, 717 Green Valley Rd #200, Greensboro, NC 27408
Limitless Culture LLC
952 Golf House Rd W Suite I- 616, High Point, NC 27377


  • How long does a repo stay on your credit report?

    A car repossession and many other negative items reported to the credit bureaus stay on credit reports for up to seven years. That's from the original date of the delinquency on the loan. Credit repair can't remove legitimate negative items, including repossessions, from credit reports if they're within the standard timeline.

  • Do credit repair companies work?

    Yes, credit repair companies can make use of legal protections to repair some issues related to people's credit. That includes asking the credit bureaus to remove inaccurate negative items. Individuals have a legal right to a fair and accurate credit report, and if a company mistakenly reports a payment as late or someone is the victim of fraud, for example, the bureaus have a burden to investigate and remove the inaccurate information.

  • How long does it take to repair credit?

    Simple inaccurate items might be deleted in 30-45 days, as that's how long the credit bureau has to investigate and respond to a dispute letter. If the reporting creditor responds with documentation to support the negative item, individuals might need to disprove that information and the matter can take longer.

    • Inaccurate late payment: 30-45 days
    • Inaccurate missed payment: 30-45 days
    • Numerous issues from multiple creditors: A few months
    • Fraud or identity theft: Several months to a year or more
    • Rebuilding poor credit: A positive impact is possible within a few months, but building credit is a long-term process
  • Can I repair my own credit?

    Yes, individuals can use many tools a credit repair company uses, including credit dispute letters. But this involves a lot of research and administrative work that credit repair pros are equipped to handle quickly and efficiently. They can also pursue these disputes more aggressively than you may be able to yourself, as you might be attending to other obligations, such as family and work.

  • Can credit repair companies remove charge offs?

    Yes, a credit repair company may be able to get a charge off removed from a credit report. The credit repair company has to prove the charge off is inaccurate. An example of how a charge off might be inaccurate is a situation in which payments were made when the transfer of the debt to a new company was illegal under the contract.

  • Can credit repair companies remove bankruptcies?

    A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

  • Can a credit repair company remove late payments?

    Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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