Last updated:

Best Credit Repair Companies in Greensboro, NC

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Greensboro Credit Repair Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



7Top Picks

Learn about our selection process.


featured provider = Featured Provider

Greensboro, NC Rating

Review Sources

4.8 (10602)
2.2 (30)

Why choose this provider?

Credit Saint provides credit repair assistance and guidance for clients in Greensboro. With more than a decade of expertise, it examines a consumer's credit history to challenge or negotiate incorrect, unverified, incomplete, outdated, or biased information. These negative reports include collections, judgments, foreclosures, repossessions, and charge-offs. The company also aids clients in understanding the impact of their scores on interest rates and loans, as well as in optimizing a positive report when paying bills. Credit Saint also provides a credit monitoring system for clients during its intervention.

  • Credit Restoration
  • Credit Audit
  • Credit building
  • Credit Repair
  • Money Back Guarantee
Lexington Law logo


Greensboro, NC
Free Credit Report Consultation Rating

Why choose this provider?

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

  • Consumer Credit Services
  • Credit Repair

204 Muirs Chapel Rd Ste 301I, Greensboro, NC 27410 Rating

Review Sources

4.8 (57)
5.0 (21)

Why choose this provider?

Next Level Credit Solutions LLC is a credit repair company that uses aggressive dispute practices and credit counseling to help clients repair and restore their credit. Experienced credit repair specialists work with clients on an individualized basis to ensure they understand their rights under the Fair Credit Reporting Act. They review each credit report on a line-by-line basis to identify any errors, outdated or unverified information, or misrepresentations. After that, Next Level Credit Solutions immediately begins the dispute process with the appropriate credit bureaus for all issues found. It also assists clients seeking to restore their credit due to identity theft or fraud.

46 Brandy Ct, Greensboro, NC 27409 Rating

Review Sources

5.0 (80)

Why choose this provider?

Shield Credit Repair is a credit repair agency in Greensboro that uses a strategic approach to help residents fix their credit ratings through effective restoration plans. The company provides templates that assist clients in filing disputes with Equifax, Experian, and Transunion. Its credit repair process involves an in-depth analysis of credit reports, removal of inaccurate and unverifiable items, and monitoring of clients' credit progress. The credit specialists assist customers in challenging creditor and medical collections, late payments and balance errors, federal and private student loans, and bankruptcies. Shield Credit Repair also offers ongoing credit education and debt relief options to help customers continue credit score improvement.

1401 Long St, High Point, NC 27262 Rating

Review Sources

4.2 (5)

Why choose this provider?

Consumer Credit Counseling Service (CCCS) of Greater Greensboro was founded in 1971 to assist families and individuals in Greensboro and nearby areas in resolving their financial problems. The company's certified counselors review credit reports and devise plans to pay off old debts and reestablish credit. They work to prevent foreclosure, deal with predatory lenders, and access loan modifications to reduce monthly mortgage payments. Clients may benefit from the firm's credit counseling, budget and debt management plans, pre-purchase homebuyer education workshops, and bankruptcy services. Consumer Credit Counseling Service (CCCS) of Greater Greensboro is a division of Family Service of Piedmont, a local United Way member agency and an NFCC member.

101 S Elm St Ste 220, Greensboro, NC 27401 Rating

Review Sources

5.0 (2)

Why choose this provider?

Founded in 1990, Southeast Financial Services Inc. is a credit repair company in Greensboro. The company understands the lasting effects financial decisions can have on a client's future. It offers its expertise to aid clients in making both short-term and long-term financial decisions. These include asset management, estate planning, and planning for retirement or education. The company's risk-management services guide clients towards the right choices in areas such as insurance and annuities, and its wealth-management services aid clients in taking good care of their assets and liabilities. Its website contains free resources covering financial areas such as investment, retirement, taxes, and more.

7 Corporate Center Ct, Greensboro, NC 27408 Rating

Review Sources

5.0 (20)

Why choose this provider?

Valiant Credit Services is a credit repair company in Greensboro founded in 2014 to fix poor credit reports. With more than 15 years of experience in credit restoration, the staff reviews clients' credit histories to identify negative items and recommend the necessary steps to improve their credit scores. The firm then provides an in-depth analysis and submits disputes to creditors and the three major credit bureaus when staff finds erroneous items that impact clients' credit scores. Items the firm disputes include liens, charge-offs, student loans, medical bills, bankruptcies, and late payments. Additionally, Valiant Credit Services helps clients learn to make financial and credit decisions to keep their credit score high.

Compare our Top Credit Repair Companies

NameExpertise RatingAddressPromotionsLearn more
Credit Saint
Greensboro, NCFree Credit Evaluation
Lexington Law
Greensboro, NCFree Credit Report Consultation
Next Level Credit Solutions LLC
204 Muirs Chapel Rd Ste 301I, Greensboro, NC 27410
Shield Credit Repair
46 Brandy Ct, Greensboro, NC 27409
Consumer Credit Counseling Service (CCCS) of Greater Greensboro
1401 Long St, High Point, NC 27262
Southeast Financial Services, Inc.
101 S Elm St Ste 220, Greensboro, NC 27401
Valiant Credit Services
7 Corporate Center Ct, Greensboro, NC 27408


  • How long does a repo stay on your credit report?

    A car repossession and many other negative items reported to the credit bureaus stay on credit reports for up to seven years. That's from the original date of the delinquency on the loan. Credit repair can't remove legitimate negative items, including repossessions, from credit reports if they're within the standard timeline.

  • Do credit repair companies work?

    Yes, credit repair companies can make use of legal protections to repair some issues related to people's credit. That includes asking the credit bureaus to remove inaccurate negative items. Individuals have a legal right to a fair and accurate credit report, and if a company mistakenly reports a payment as late or someone is the victim of fraud, for example, the bureaus have a burden to investigate and remove the inaccurate information.

  • How long does it take to repair credit?

    Simple inaccurate items might be deleted in 30-45 days, as that's how long the credit bureau has to investigate and respond to a dispute letter. If the reporting creditor responds with documentation to support the negative item, individuals might need to disprove that information and the matter can take longer.

    • Inaccurate late payment: 30-45 days
    • Inaccurate missed payment: 30-45 days
    • Numerous issues from multiple creditors: A few months
    • Fraud or identity theft: Several months to a year or more
    • Rebuilding poor credit: A positive impact is possible within a few months, but building credit is a long-term process
  • Can I repair my own credit?

    Yes, individuals can use many tools a credit repair company uses, including credit dispute letters. But this involves a lot of research and administrative work that credit repair pros are equipped to handle quickly and efficiently. They can also pursue these disputes more aggressively than you may be able to yourself, as you might be attending to other obligations, such as family and work.

  • Can credit repair companies remove charge offs?

    Yes, a credit repair company may be able to get a charge off removed from a credit report. The credit repair company has to prove the charge off is inaccurate. An example of how a charge off might be inaccurate is a situation in which payments were made when the transfer of the debt to a new company was illegal under the contract.

  • Can credit repair companies remove bankruptcies?

    A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

  • Can a credit repair company remove late payments?

    Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

Related Articles


How To Hire A Credit Repair Company

Credit repair can improve your financial standing. Learn how to find a qualified credit repair expert who helps build up your...