Best Credit Repair Companies in Concord, NC

Credit Smash is a financial consulting and services firm assisting individuals in Concord and the surrounding areas. It helps clients restore credit scores by disputing negative items and developing custom action plans. While clients are able to track their progress online, its team conducts monthly virtual conferences to update them on score improvements. Credit Smash offers a six and 12-month restoration program. Throughout its over five years in service, it has removed nearly 14,000 credit report errors.

Improve Credit assists residents and businesses in Concord and nearby areas in rebuilding their credit. Its team members provide customized roadmaps for removing problematic items from reports that affect consumers' scores. They also offer credit counseling and devise plans to assist people in repaying their debts. Wanda Strickfaden, the agency's owner, was a victim of identity theft in 2001 and now uses her personal knowledge and 19 years of professional experience to help others rebuild their creditworthiness.

CMJ Credit Repair Services addresses the needs of individuals in the Concord area. It challenges negative items found on credit reports and drafts and sends dispute letters to lenders, creditors, and bureaus. The company disputes items such as evictions, repossessions, bankruptcies, and identity theft. It also offers credit consultation, analysis, and monitoring services to keep clients informed on their reports and educate them to improve their scores. The company has helped over 430 customers improve their credit scores.

Cardinal Credit Solutions, LLC, works with Concord residents who need their ratings improved. The company is experienced with consumer, business, and mortgage credit. The team educates customers on the proper measures for managing finances and payment obligations. It also disputes inaccurate entries on one's personal records. Cardinal Credit Solutions delivers 24-hour status updates for customers and sends notices via email. The office enforces bank-level security protocols for data security and has bilingual staff for transacting business with Spanish speakers.

Farrar Financial Group Inc. offers several credit-improvement solutions to Concord clients. Its staff members monitor and verify the accuracy of payment history, new accounts, credit duration, and credit types used. They make contact with bureaus in order to have questionable items corrected. The team also provides solutions to tax and debt problems. The "Credit Queen," Coretta N. Meredith-Farrar, is the founder who wants to change people's lives by teaching them how to use money as a tool for empowerment.

TMJS Financial offers credit repair services to individuals in Concord and the surrounding areas. Its professionals work closely with clients to determine their situation and develop an individualized plan to restore their credit score. They aim to remove unverifiable information on the customer's credit report and correct the information on their account. Its professionals contact creditors on the client's behalf, send documentation back and forth and conduct a private assessment. They aim to stay updated on the recent credit reporting practices.

ADR Financial Group offers solutions to customers in Concord. It helps individuals improve their credit scores to finance a vehicle, buy a new home, or advance their careers. The company assists clients in examining and disputing inaccurate and unverifiable accounts found on their credit reports. It also educates them on strategies to improve their credit scores after restoration. ADR Financial Group is co-owned by Ratiq and Alexis DeWitt. Alexis worked in the real estate industry and had closed over a hundred deals.

Freedom Credit Booster offers financial advice to clients in the Concord area. People who have low credit scores can hire the firm to implement credit repair solutions. Its team disputes inaccurate or erroneous information in reports from the three major credit bureaus. These include bankruptcies, medical bills, repossessions, and charge-offs. Clients with higher credit scores can get loans with lower interest rates for homes, cars, and education. Freedom Credit Booster also helps with applying for credit cards.

The Credit Repair Pros addresses the customers' needs in Concord. The company caters to individuals looking to get a loan, purchase a house, or finance their purchases, providing credit repair services to achieve their goals. It aims to correct inaccuracies in the client's reports, such as charge-offs, tax liens, and bankruptcies, enabling them to avoid debts that come with a poor credit history. Its specialists consult consumers to determine their specific issues and devise a strategy to increase their credit scores.