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Best Credit Repair Companies in Toms River, NJ

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Toms River credit repair companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

72Reviewed

47Curated

10Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Toms River, NJ

Expertise.com Rating

Why choose this provider?

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

  • Credit Restoration
  • Credit building
  • Money Back Guarantee
  • Credit Repair
  • Credit Audit
Lexington Law logo

Lexington LawExpertise.com

Toms River, NJ
Free Credit Report Consultation

Expertise.com Rating

Why choose this provider?

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

  • Consumer Credit Services
  • Credit Repair

100 Overlook Center, Princeton, NJ 08540

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Chic Financial Services is a Princeton-based company that caters to clients in Toms River and neighboring areas. It provides essential, limitless, and partners packages, including credit education, disputes, and report analyses. It also offers Credit Builder, RentReporters, Self Lender, and Business Credit Builder programs. These involve applying for secured credit cards, adding rent payments for the past two years, and improving Paydex scores. In addition, Chic Financial Services offers DIY digital products, including business credit building e-books and checklists.

  • Credit Monitoring

P.O. Box 48, Toms River, NJ 08754

Expertise.com Rating

Review Sources

Google
5.0 (4)

Why choose this provider?

Capital Credit Consultants has been serving clients in Toms River and nearby areas for more than 25 years. Its team provides credit repair options and suggests an alternative to restore the client's preferred credit rating. It also presents a detailed review of their accounts to identify negative and inaccurate information as well as potential areas for improvement. Deletion and disputes are also offered to challenge companies against credit issues that involve collections, foreclosures, and bankruptcies.

  • Credit Monitoring

Marlton, NJ 08053

Expertise.com Rating

Review Sources

Google
4.9 (206)
Facebook
4.8 (88)
Yelp
1.0 (1)

Why choose this provider?

Select Us is a credit repair counseling firm that caters to clients in Toms River and the surrounding areas. It has been in the industry for over 30 years, serving individuals looking to repair their credit scores. The company directs each client to a personal consultant to walk them through the progress, providing credit analysis and coaching. Its consultants also cater to advanced issues, such as debt settlements, a new collection, wage garnishment, and judgments.

  • Credit Monitoring

19 Christopher Way, Eatontown, NJ 07724

Expertise.com Rating

Review Sources

Facebook
4.7 (59)

Why choose this provider?

Better Qualified serves clients in Toms River and the surrounding areas. It offers a wide range of services, including credit repair and credit report analysis. Its team of FICO-certified professionals examines the most recent credits reports and scores from Equifax, Experian, and Transunion before contacting these credit bureaus and creditors on the clients' behalf. The firm was featured on media networks like NBC, CBS News, ABC News, Fox Business, and The Wall Street Journal.

  • Debt Consolidation
  • Credit Dispute

151 NJ-33 Suite 207, Manalapan Township, NJ 07726

Expertise.com Rating

Why choose this provider?

Emerald Credit Solutions is a company that serves Toms River. Its advisors offer solutions to help consumers rebuild their credit in order to qualify for new loans, make big purchases, or get a job. They perform full credit analyses and dispute inaccuracies on reports, including balances, charge-offs, collections, delinquencies, inquiries, and late payments. The company handles all paperwork and document processing on its clients’ behalf and provides monthly progress reports. Emerald Credit Solutions was founded in 2020.

  • Credit Monitoring

377 Hoes Ln #105, Piscataway, NJ 08854

Expertise.com Rating

Review Sources

Google
4.8 (58)

Why choose this provider?

Fresh Start Financial Group Inc. caters to residents of Toms River who need to fix their credit scores. The firm analyzes a client's obligations, determining which ones have been met or otherwise settled. It challenges erroneous entries in one's debt records, disputing those that incorrectly indicate a paid-up sum as still outstanding. Fresh Start was founded by Noel Verdejo in 2019. He was a former finance director in the car industry, and there honed his skills in arranging financial schemes for property buyers.

  • Credit Dispute

Toms River, NJ 08753

Expertise.com Rating

Review Sources

Google
5.0 (20)
Facebook
5.0 (6)
Yelp
5.0 (3)

Why choose this provider?

Anchors Aweigh Credit Solutions Company caters to the Toms River metro and the surrounding areas. It offers credit repair services, helping individuals take control of their credit and regain their finances. It develops personalized plans suited to the clients' situation, investigates their credit history for negative information, and challenges incorrect and unverifiable items. Some of the common ones are bankruptcies, charge-offs, collections, late payments, repossessions, and student loans. The company also provides credit education, showing customers methods for rebuilding their credit.

  • Credit Monitoring
  • Credit Audit
  • Credit Dispute

Toms River, NJ

Expertise.com Rating

Review Sources

Facebook
5.0 (6)

Why choose this provider?

Quick Flip Credit offers residents of Toms River and nearby communities with assistance in improving their financial standing. It offers credit repair services and improves clients’ credit scores through the removal of unsecured debts such as medical bills, payday loans, and old credit card balances. It deletes payments that are reported late by creditors. The company tackles repossession issues and takes them out of its clients’ credit report. It also eliminates judgments, student loans, bankruptcy, and inquiries.

  • Credit Monitoring

Compare our Top Credit Repair Companies

NameExpertise RatingAddressPromotionsLearn more
Credit Saint
Toms River, NJFree Credit Evaluation
Lexington Law
Toms River, NJFree Credit Report Consultation
Chic Financial Services
100 Overlook Center, Princeton, NJ 08540
Capital Credit Consultants
P.O. Box 48, Toms River, NJ 08754
Select Us
Marlton, NJ 08053
Better Qualified
19 Christopher Way, Eatontown, NJ 07724
Emerald Credit Solutions
151 NJ-33 Suite 207, Manalapan Township, NJ 07726
Fresh Start Financial Group Inc.
377 Hoes Ln #105, Piscataway, NJ 08854
Anchors Aweigh Credit Solutions Company
Toms River, NJ 08753
Quick Flip Credit
Toms River, NJ

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