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2024

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Best Credit Repair Companies in Clifton, NJ

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Clifton credit repair companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

68Reviewed

44Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Clifton, NJ

Expertise.com Rating

Why choose this provider?

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

  • Credit building
  • Credit Restoration
  • Money Back Guarantee
  • Credit Repair
  • Credit Audit
Lexington Law logo

Lexington LawExpertise.com

Clifton, NJ
Free Credit Report Consultation

Expertise.com Rating

Review Sources

Facebook
4.3 (2911)

Why choose this provider?

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

  • Consumer Credit Services
  • Credit Repair

37-42, Suite #D, 72nd Street, Jackson Heights, NY 11372

Expertise.com Rating

Review Sources

Facebook
5.0 (15)

Why choose this provider?

Core Multi Services offers credit repair solutions to individuals and businesses in Clifton and the surrounding communities. The company identifies delicate dispute matters for clients to review and identifies gaps and untapped opportunities on their credit profiles to increase their scores. It also provides assistance in opening new credit cards and in managing the balances for credit rebuilding and optimal FICO score benefit. Core Multi Services helps remove negative items like late payments, tax liens, collections, and foreclosures.

  • Credit Monitoring
  • Credit Audit

2060 Springfield Ave, Vauxhall, NJ 07088

Expertise.com Rating

Why choose this provider?

Transparent Credit Repair operates in Clifton and the surrounding areas. Its goal is to educate clients about the value of having positive credit and the benefits that come with that. It handles concerns such as repossessions, late payments, bankruptcies, evictions, and lack of credit history by disputing their validity. The Vauxhall-based firm is spearheaded by Michael Bradly, a credit specialist who has been helping the community's individuals and families reach their goals.

  • Credit Monitoring
  • Credit Audit

Clifton, NJ

Expertise.com Rating

Review Sources

Google
5.0 (14)

Why choose this provider?

SEC Financial Services, LLC, has been serving individuals in Clifton and nearby areas since 2020. It offers credit repair solutions, including credit report analysis for credit, income, debt, and savings. It initiates disputes and negotiations with creditors and educates clients about bankruptcy, debt, and payment education. The company's other services include financial planning, bookkeeping, and tax preparation. SEC Financial Services is headed by Stephanie, who is a notary public certified by the National Notary Association. She can speak Spanish.

  • Credit Monitoring

27 Outwater Lane #2, Garfield, NJ 07026

Expertise.com Rating

Review Sources

Google
5.0 (45)
Facebook
5.0 (2)

Why choose this provider?

Ur Choice Credit caters to customers in Clifton and the surrounding communities. It helps clients achieve their automobile and homeownership dreams by repairing their credit scores. Its process involves disputing inaccurate items and accounts with credit bureaus and creditors, settling collection accounts, and creating personalized budgeting plans. Some of the derogatory remarks it eliminates are charge-offs, collections, foreclosures, late payments, and tax liens. Inquiries, judgments, medical bills, and personal data are also included.

  • Credit Dispute

891 Clarkson Avenue, Brooklyn, NY 11203

Expertise.com Rating

Review Sources

Google
4.8 (19)
Facebook
5.0 (14)

Why choose this provider?

Ebony Credit Solutions serves individuals and business owners in Clifton and the surrounding areas. The company works closely with clients to customize their credit repair experience, investigates ways to improve credit, and assists clients in obtaining new credit and paying off harmful debts. It also looks for unauthorized and inaccurate inquiries that have a negative impact on credit scores, checks public records used by lenders and disputes questionable entries, and inspects the details of negative accounts for possible errors and inaccuracies.

  • Credit Audit

511 South Orange Avenue, Newark, NJ 07103

Expertise.com Rating

Review Sources

Facebook
5.0 (8)
Google
5.0 (5)

Why choose this provider?

Quick Start Credit Repair serves clients in Clifton and nearby areas. It offers a wide range of services, from credit repair, audit, and education to business credit. It examines credit reports to assess whether clients require credit repair, and then it discusses its EduCredit programs to determine which option should be used for their specific circumstances. It validates and verifies potentially incorrect information from creditors, credit bureaus, and collector agencies before starting the credit restoration process.

  • Credit Dispute

Compare our Top Credit Repair Companies

NameExpertise RatingAddressPromotionsLearn more
Credit Saint
Clifton, NJFree Credit Evaluation
Lexington Law
Clifton, NJFree Credit Report Consultation
Core Multi Services
37-42, Suite #D, 72nd Street, Jackson Heights, NY 11372
Transparent Credit Repair
2060 Springfield Ave, Vauxhall, NJ 07088
SEC Financial Services, LLC
Clifton, NJ
Ur Choice Credit
27 Outwater Lane #2, Garfield, NJ 07026
Ebony Credit Solutions
891 Clarkson Avenue, Brooklyn, NY 11203
Quick Start Credit Repair
511 South Orange Avenue, Newark, NJ 07103

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